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Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments.
Banco De Chile's 10-Year RORE % for the quarter that ended in Jun. 2026 was 7.78%.
The industry rank for Banco De Chile's 10-Year RORE % or its related term are showing as below:
FRA:G4RA's 10-Year RORE % is ranked better than 63.94% of 1090
companies
in the Banks industry
Industry Median: 10.425
vs FRA:G4RA: 7.78
Banco De Chile (FRA:G4RA) 10-Year RORE % Explanation
Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.
There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 10-year period is chosen.
Be Aware
Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.
Banco De Chile 10-Year RORE % Related Terms
Banco De Chile 10-Year RORE % Historical Data
* Premium members only.
The historical data trend for Banco De Chile's 10-Year RORE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Banco De Chile's 10-Year RORE %, along with its competitors' market caps and 10-Year RORE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banco De Chile 10-Year RORE % vs Banks Industry
For the Banks industry and Financial Services sector, Banco De Chile's 10-Year RORE % distribution charts can be found below:
* The bar in red indicates where Banco De Chile's 10-Year RORE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of 10-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Jun. 2026 and 10-year before.
Banco De Chile (FRA:G4RA) has a 10-Year RORE % of 7.78 as of Jun. 2026. 10-Year RORE % shows how much a company earns by reinvesting its retained earnings in 10-year. View historical data on Banco De Chile and its competitors. According to the industry distribution chart, Banco De Chile ranks #393 out of 1090 companies in the Banks industry, placing it in the top 36.1%.
Is Banco De Chile's 10-Year RORE % too high?
Banco De Chile's current 10-Year RORE % is 7.78. The Banks industry median 10-Year RORE % is 10.43. Banco De Chile's value of 7.78 is 25.4% below this industry median. Based on the distribution chart, Banco De Chile ranks #393 out of 1090 companies in the Banks industry, which is above the industry midpoint. Overall, Banco De Chile has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco De Chile's 10-Year RORE % compare to PNC and USB?
According to the Banks industry distribution chart, Banco De Chile ranks #393 out of 1090 companies for 10-Year RORE %. This puts Banco De Chile in the upper half of its industry. The industry median 10-Year RORE % is 10.43. Banco De Chile's value of 7.78 is 25.4% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 10-Year RORE % for a Banks company?
The median 10-Year RORE % among Banks companies is 10.43, based on 1,090 companies in the industry. Companies in the top quartile (top 25%) have a 10-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 10-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco De Chile's current 10-Year RORE % of 7.78 is 25.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 10-Year RORE % mean?
A high 10-Year RORE % can signal that a stock is expensive relative to its fundamentals. 10-Year RORE % shows how much a company earns by reinvesting its retained earnings in 10-year. View historical data on Banco De Chile and its competitors. For the Banks industry, the median 10-Year RORE % is 10.43 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco De Chile's current 10-Year RORE % is 7.78. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco De Chile stock overvalued right now?
Based on GuruFocus' analysis, Banco De Chile (FRA:G4RA) is currently considered Significantly Overvalued. The stock's GF Value™ is €23.79, compared to a current price of €35.60 — trading 49.6% above its estimated fair value. The current 10-Year RORE % is 7.78 and 25.4% below the Banks industry median of 10.43. Banco De Chile's overall GF Score™ is 69/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 10-Year RORE % calculated?
10-Year RORE % is calculated from a company's financial statements. For Banco De Chile (FRA:G4RA), the current 10-Year RORE % is 7.78 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banco De Chile (FRA:G4RA) Overvalued in 2026?
Based on GuruFocus' analysis, Banco De Chile stock appears to be overvalued.
The current stock price of €35.60 is trading 49.6% above its estimated GF Value™ of €23.79.
GuruFocus considers Banco De Chile to be Significantly Overvalued.
Key valuation signals for FRA:G4RA:
10-Year RORE %: 7.78
GF Value™: €23.79 vs. price of €35.60 (49.6% above fair value)
Industry Position: 25.4% below the Banks median (#393 of 1090)
No single metric tells the full story. See the FRA:G4RA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Operating under three separate brand names (Banco de Chile, Banco Edwards-Citi, and Banco CrediChile), Banco de Chile is the second largest in the country by loans and third largest by deposits. Banco de Chile generates most of its net interest income (roughly 60% of total revenue) from its mortgage, unsecured consumer credit lines, and commercial loans, with 25% of its outstanding loans being made to firms with more than 10,000 million CLP in revenue. Outside of its banking business, Banco de Chile is the largest asset manager in the country and one of the largest security brokerages, supporting its substantial fee-based revenue.
69GF Score
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10-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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