National Finance CoOG (MUS:NFCI) Enterprise Value: ر.ع544.67 Mil (As of Jul. 03, 2026) ***


MUS:NFCI National Finance Co SAOG MUS:NFCI
21 GF Score
Price ر.ع0.21
GF Value ر.ع0.18
Valuation Modestly Overvalued
! 1 Warning Sign
View Full Analysis

What is National Finance CoOG Enterprise Value?

National Finance CoOG MUS:NFCI 21 Enterprise Value is ر.ع544.67 Mil as of Jul. 03, 2026. GuruFocus rates MUS:NFCI with a GF Score™ of 21/100 and a GF Value™ of ر.ع0.18 (Modestly Overvalued). The stock has 1 warning sign investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. This ratio does not apply to banks.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. This ratio does not apply to banks.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, National Finance CoOG's Enterprise Value is ر.ع544.67 Mil. National Finance CoOG's Revenue for the trailing twelve months (TTM) ended in Dec. 2025 was ر.ع44.12 Mil. Therefore, National Finance CoOG's EV-to-Revenue ratio for today is 12.35.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, National Finance CoOG's Enterprise Value is ر.ع544.67 Mil. National Finance CoOG's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was ر.ع12.88 Mil. Therefore, National Finance CoOG's EV-to-OCF ratio for today is 42.30.

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, National Finance CoOG's Enterprise Value is ر.ع544.67 Mil. National Finance CoOG's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was ر.ع11.63 Mil. Therefore, National Finance CoOG's EV-to-FCF ratio for today is 46.85.

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


National Finance CoOG  (MUS:NFCI) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

National Finance CoOG's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=544.667/44.116
=12.35

National Finance CoOG's current Enterprise Value is ر.ع544.67 Mil.
National Finance CoOG's Revenue for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was ر.ع44.12 Mil.

2. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

National Finance CoOG's EV-to-OCF for today is:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=544.667/12.875
=42.30

National Finance CoOG's current Enterprise Value is ر.ع544.67 Mil.
National Finance CoOG's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was ر.ع12.88 Mil.

3. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

National Finance CoOG's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=544.667/11.626
=46.85

National Finance CoOG's current Enterprise Value is ر.ع544.67 Mil.
National Finance CoOG's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was ر.ع11.63 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


National Finance CoOG Enterprise Value Related Terms


National Finance CoOG Enterprise Value Historical Data

* Premium members only.

The historical data trend for National Finance CoOG's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

National Finance CoOG Enterprise Value Chart

National Finance CoOG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Enterprise Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 343.96 343.96 441.28 458.27 502.20

National Finance CoOG Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 458.27 464.01 459.99 486.90 502.20

MUS:NFCI vs V, MA, AXP: Enterprise Value Comparison

For the Credit Services subindustry, National Finance CoOG's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


National Finance CoOG Enterprise Value vs Credit Services Industry

For the Credit Services industry and Financial Services sector, National Finance CoOG's Enterprise Value distribution charts can be found below:

* The bar in red indicates where National Finance CoOG's Enterprise Value falls into.


MUS:NFCI
21GF Score
National Finance Co SAOG MUS:NFCI
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

National Finance CoOG Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

National Finance CoOG's Enterprise Value for the fiscal year that ended in Dec. 2025 is calculated as

National Finance CoOG's Enterprise Value for the quarter that ended in Dec. 2025 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of ر.ع544.67 Mil mean?
National Finance CoOG (MUS:NFCI) has a Enterprise Value of ر.ع544.67 Mil as of Jul. 03, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on National Finance CoOG and its competitors.
Is National Finance CoOG's Enterprise Value too high?
National Finance CoOG's current Enterprise Value is ر.ع544.67 Mil. Overall, National Finance CoOG has a GF Score™ of 21/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does National Finance CoOG's Enterprise Value compare to V and MA?
National Finance CoOG's Enterprise Value of ر.ع544.67 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Credit Services company?
A good Enterprise Value depends on the Credit Services industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on National Finance CoOG and its competitors. National Finance CoOG's current Enterprise Value is ر.ع544.67 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Finance CoOG stock overvalued right now?
Based on GuruFocus' analysis, National Finance CoOG (MUS:NFCI) is currently considered Modestly Overvalued. The stock's GF Value™ is ر.ع0.18, compared to a current price of ر.ع0.21 — trading 17.8% above its estimated fair value. The current Enterprise Value is ر.ع544.67 Mil. National Finance CoOG's overall GF Score™ is 21/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For National Finance CoOG (MUS:NFCI), the current Enterprise Value is ر.ع544.67 Mil as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is National Finance CoOG (MUS:NFCI) Overvalued in 2026?

Based on GuruFocus' analysis, National Finance CoOG stock appears to be overvalued. The current stock price of ر.ع0.21 is trading 17.8% above its estimated GF Value™ of ر.ع0.18. GuruFocus considers National Finance CoOG to be Modestly Overvalued.

Key valuation signals for MUS:NFCI:

  • Enterprise Value: ر.ع544.67 Mil
  • GF Value™: ر.ع0.18 vs. price of ر.ع0.21 (17.8% above fair value)
  • GF Score™: 21/100 with 1 warning sign

No single metric tells the full story. See the MUS:NFCI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


National Finance CoOG Business Description

Address Madinat Al Erfaan Muscat Hills, Block No 9993 Building No 95, Fifth Floor, Airport Heights, Seeb, OMN, 112
National Finance Co SAOG is a financial institution. The company is engaged in the leasing business. It offers a wide range of financial products to corporate and retail customers with a key focus on Small and Medium Enterprises. The company offers vehicle finance, consumer durables finance, special schemes, equipment finance, corporate deposits, and factoring services. Thec company has three segments: Retail, SME, and Corporate.
21GF Score

Get the complete analysis for MUS:NFCI

Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ر.ع0.21
Price
ر.ع0.18
GF Value