National Finance CoOG (MUS:NFCI) ROC %: % (As of Dec. 2025)


MUS:NFCI National Finance Co SAOG MUS:NFCI
21 GF Score
Price ر.ع0.21
GF Value ر.ع0.18
Valuation Modestly Overvalued
! 1 Warning Sign
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What is National Finance CoOG ROC %?

National Finance CoOG MUS:NFCI +0.47% 21 ROC % is % as of Dec. 2025. GuruFocus rates MUS:NFCI with a GF Score™ of 21/100 and a GF Value™ of ر.ع0.18 (Modestly Overvalued). The stock has 1 warning sign investors should review.

ROC %does not apply to banks.

MUS:NFCI
21GF Score
National Finance Co SAOG MUS:NFCI
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
National Finance CoOG (MUS:NFCI) has a ROC % of % as of Dec. 2025. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on National Finance CoOG and its competitors.
Is National Finance CoOG's ROC % too high?
National Finance CoOG's current ROC % is %. Overall, National Finance CoOG has a GF Score™ of 21/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does National Finance CoOG's ROC % compare to V and MA?
National Finance CoOG's ROC % of % can be compared against companies in the Credit Services industry. The industry median ROC % is 1.98. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Credit Services company?
The median ROC % among Credit Services companies is 1.98, based on 417 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on National Finance CoOG and its competitors. For the Credit Services industry, the median ROC % is 1.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. National Finance CoOG's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Finance CoOG stock overvalued right now?
Based on GuruFocus' analysis, National Finance CoOG (MUS:NFCI) is currently considered Modestly Overvalued. The stock's GF Value™ is ر.ع0.18, compared to a current price of ر.ع0.21 — trading 17.8% above its estimated fair value. The current ROC % is %. National Finance CoOG's overall GF Score™ is 21/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For National Finance CoOG (MUS:NFCI), the current ROC % is % as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is National Finance CoOG (MUS:NFCI) Overvalued in 2026?

Based on GuruFocus' analysis, National Finance CoOG stock appears to be overvalued. The current stock price of ر.ع0.21 is trading 17.8% above its estimated GF Value™ of ر.ع0.18. GuruFocus considers National Finance CoOG to be Modestly Overvalued.

Key valuation signals for MUS:NFCI:

  • ROC %: %
  • GF Value™: ر.ع0.18 vs. price of ر.ع0.21 (17.8% above fair value)
  • GF Score™: 21/100 with 1 warning sign

No single metric tells the full story. See the MUS:NFCI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

National Finance CoOG Business Description

Address Madinat Al Erfaan Muscat Hills, Block No 9993 Building No 95, Fifth Floor, Airport Heights, Seeb, OMN, 112
National Finance Co SAOG is a financial institution. The company is engaged in the leasing business. It offers a wide range of financial products to corporate and retail customers with a key focus on Small and Medium Enterprises. The company offers vehicle finance, consumer durables finance, special schemes, equipment finance, corporate deposits, and factoring services. Thec company has three segments: Retail, SME, and Corporate.
21GF Score

Get the complete analysis for MUS:NFCI

ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ر.ع0.21
Price
ر.ع0.18
GF Value