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National Finance CoOGMUS:NFCI 23 3-1 Month Momentum % is 6.67% as of Sep. 09, 2026. GuruFocus rates MUS:NFCI with a GF Score™ of 23/100 and a GF Value™ of ر.ع0.15 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 559 Credit Services companies, National Finance CoOG ranks better than 61.18% on this metric.
3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-09-09), National Finance CoOG's 3-1 Month Momentum % is 6.67%.
The industry rank for National Finance CoOG's 3-1 Month Momentum % or its related term are showing as below:
MUS:NFCI's 3-1 Month Momentum % is ranked better than 61.18% of 559
companies
in the Credit Services industry
Industry Median: 2.91
vs MUS:NFCI: 6.67
National Finance CoOG (MUS:NFCI) 3-1 Month Momentum % Explanation
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
National Finance CoOG 3-1 Month Momentum % Related Terms
MUS:NFCI vs V, MA, AXP: 3-1 Month Momentum % Comparison
For the Credit Services subindustry, National Finance CoOG's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
National Finance CoOG 3-1 Month Momentum % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, National Finance CoOG's 3-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where National Finance CoOG's 3-1 Month Momentum % falls into.
National Finance CoOG (MUS:NFCI) 3-1 Month Momentum % Calculation
3-1 Month Momentum % is calculated as following:
3-1 Month Momentum %
=
( Price 1-month ago
/
Price 3-month ago
- 1 )
*
100 %
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
National Finance CoOG (MUS:NFCI) has a 3-1 Month Momentum % of 6.67% as of Sep. 09, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on National Finance CoOG and its competitors. According to the industry distribution chart, National Finance CoOG ranks #217 out of 559 companies in the Credit Services industry, placing it in the top 38.8%.
Is National Finance CoOG's 3-1 Month Momentum % too high?
National Finance CoOG's current 3-1 Month Momentum % is 6.67%. The Credit Services industry median 3-1 Month Momentum % is 2.91. National Finance CoOG's value of 6.67% is 129.2% above this industry median. Based on the distribution chart, National Finance CoOG ranks #217 out of 559 companies in the Credit Services industry, which is above the industry midpoint. Overall, National Finance CoOG has a GF Score™ of 23/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does National Finance CoOG's 3-1 Month Momentum % compare to V and MA?
According to the Credit Services industry distribution chart, National Finance CoOG ranks #217 out of 559 companies for 3-1 Month Momentum %. This puts National Finance CoOG in the upper half of its industry. The industry median 3-1 Month Momentum % is 2.91. National Finance CoOG's value of 6.67% is 129.2% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Credit Services company?
The median 3-1 Month Momentum % among Credit Services companies is 2.91, based on 559 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. National Finance CoOG's current 3-1 Month Momentum % of 6.67% is 129.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on National Finance CoOG and its competitors. For the Credit Services industry, the median 3-1 Month Momentum % is 2.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. National Finance CoOG's current 3-1 Month Momentum % is 6.67%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Finance CoOG stock overvalued right now?
Based on GuruFocus' analysis, National Finance CoOG (MUS:NFCI) is currently considered Significantly Overvalued. The stock's GF Value™ is ر.ع0.15, compared to a current price of ر.ع0.22 — trading 44% above its estimated fair value. The current 3-1 Month Momentum % is 6.67% and 129.2% above the Credit Services industry median of 2.91. National Finance CoOG's overall GF Score™ is 23/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For National Finance CoOG (MUS:NFCI), the current 3-1 Month Momentum % is 6.67% as of Sep. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is National Finance CoOG (MUS:NFCI) Overvalued in 2026?
Based on GuruFocus' analysis, National Finance CoOG stock appears to be overvalued.
The current stock price of ر.ع0.22 is trading 44% above its estimated GF Value™ of ر.ع0.15.
GuruFocus considers National Finance CoOG to be Significantly Overvalued.
Key valuation signals for MUS:NFCI:
3-1 Month Momentum %: 6.67%
GF Value™: ر.ع0.15 vs. price of ر.ع0.22 (44% above fair value)
Industry Position: 129.2% above the Credit Services median (#217 of 559)
No single metric tells the full story. See the MUS:NFCI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
National Finance Co SAOG is a financial institution. The company is engaged in the leasing business. It offers a wide range of financial products to corporate and retail customers with a key focus on Small and Medium Enterprises. The company offers vehicle finance, consumer durables finance, special schemes, equipment finance, corporate deposits, and factoring services. Thec company has three segments: Retail, SME, and Corporate.
23GF Score
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