The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. National Finance CoOG's Dividend Payout Ratio for the
months ended in Dec. 2025 was 0.00.
The historical rank and industry rank for National Finance CoOG's Dividend Payout Ratio or its related term are showing as below:
MUS:NFCI'
s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.25 Med: 0.53 Max: 1
Current: 0.67
During the past 13 years, the highest Dividend Payout Ratio of National Finance CoOG was 1.00. The lowest was 0.25. And the median was 0.53.
MUS:NFCI's Dividend Payout Ratio is ranked worse than 85.57% of 194
companies
in the Credit Services industry
Industry Median: 0.32
vs MUS:NFCI: 0.67
During the past 13 years, the highest Trailing Annual Dividend Yield of National Finance CoOG was 11.17%. The lowest was 3.39%. And the median was 6.48%.
During the past 12 months, National Finance CoOG's average Dividends Per Share Growth Rate was 50.00% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 19.70% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of National Finance CoOG was 19.70% per year. The lowest was -17.00% per year. And the median was -3.50% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
National Finance CoOG (MUS:NFCI) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
National Finance CoOG Dividend Payout Ratio Related Terms
National Finance CoOG Dividend Payout Ratio Historical Data
* Premium members only.
The historical data trend for National Finance CoOG's Dividend Payout Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MUS:NFCI vs V, MA, AXP: Dividend Payout Ratio Comparison
For the Credit Services subindustry, National Finance CoOG's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
National Finance CoOG Dividend Payout Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, National Finance CoOG's Dividend Payout Ratio distribution charts can be found below:
* The bar in red indicates where National Finance CoOG's Dividend Payout Ratio falls into.
National Finance CoOG Dividend Payout Ratio Calculation
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
National Finance CoOG's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
National Finance CoOG (MUS:NFCI) has a Dividend Payout Ratio of 0.00 as of Dec. 2025. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on National Finance CoOG and its competitors. Over the past decade, National Finance CoOG's Dividend Payout Ratio has ranged from 0.25 to 1.00. According to the industry distribution chart, National Finance CoOG ranks #166 out of 194 companies in the Credit Services industry, placing it in the top 85.6%.
Is National Finance CoOG's Dividend Payout Ratio too high?
National Finance CoOG's current Dividend Payout Ratio is 0.00. Over the past 10 years, this metric has ranged from a low of 0.25 to a high of 1.00. Based on the distribution chart, National Finance CoOG ranks #166 out of 194 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, National Finance CoOG has a GF Score™ of 21/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does National Finance CoOG's Dividend Payout Ratio compare to V and MA?
According to the Credit Services industry distribution chart, National Finance CoOG ranks #166 out of 194 companies for Dividend Payout Ratio. This places National Finance CoOG in the lower half of its industry. The industry median Dividend Payout Ratio is 0.32. Historically, National Finance CoOG's own Dividend Payout Ratio has ranged from 0.25 to 1.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Credit Services company?
The median Dividend Payout Ratio among Credit Services companies is 0.32, based on 194 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on National Finance CoOG and its competitors. For the Credit Services industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. National Finance CoOG's current Dividend Payout Ratio is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Finance CoOG stock overvalued right now?
Based on GuruFocus' analysis, National Finance CoOG (MUS:NFCI) is currently considered Significantly Overvalued. The stock's GF Value™ is ر.ع0.15, compared to a current price of ر.ع0.22 — trading 43.3% above its estimated fair value. The current Dividend Payout Ratio is 0.00. National Finance CoOG's overall GF Score™ is 21/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For National Finance CoOG (MUS:NFCI), the current Dividend Payout Ratio is 0.00 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is National Finance CoOG (MUS:NFCI) Overvalued in 2026?
Based on GuruFocus' analysis, National Finance CoOG stock appears to be overvalued.
The current stock price of ر.ع0.22 is trading 43.3% above its estimated GF Value™ of ر.ع0.15.
GuruFocus considers National Finance CoOG to be Significantly Overvalued.
Key valuation signals for MUS:NFCI:
Dividend Payout Ratio: 0.00
GF Value™: ر.ع0.15 vs. price of ر.ع0.22 (43.3% above fair value)
No single metric tells the full story. See the MUS:NFCI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
National Finance Co SAOG is a financial institution. The company is engaged in the leasing business. It offers a wide range of financial products to corporate and retail customers with a key focus on Small and Medium Enterprises. The company offers vehicle finance, consumer durables finance, special schemes, equipment finance, corporate deposits, and factoring services. Thec company has three segments: Retail, SME, and Corporate.
21GF Score
Get the complete analysis for MUS:NFCI
Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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