The historical rank and industry rank for National Finance CoOG's OCF Margin % or its related term are showing as below:
MUS:NFCI'
s OCF Margin % Range Over the Past 10 Years
Min: -74.12 Med: 12.96 Max: 162.04
Current: 29.18
During the past 13 years, the highest OCF Margin % of National Finance CoOG was 162.04%. The lowest was -74.12%. And the median was 12.96%.
MUS:NFCI's OCF Margin % is ranked better than 67.42% of 531
companies
in the Credit Services industry
Industry Median: 2.55
vs MUS:NFCI: 29.18
National Finance CoOG OCF Margin % Related Terms
National Finance CoOG OCF Margin % Historical Data
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The historical data trend for National Finance CoOG's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, National Finance CoOG's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
National Finance CoOG OCF Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, National Finance CoOG's OCF Margin % distribution charts can be found below:
* The bar in red indicates where National Finance CoOG's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
National Finance CoOG (MUS:NFCI) has a OCF Margin % of -10.34% as of Dec. 2025. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on National Finance CoOG and its competitors. According to the industry distribution chart, National Finance CoOG ranks #173 out of 531 companies in the Credit Services industry, placing it in the top 32.6%.
Is National Finance CoOG's OCF Margin % too high?
National Finance CoOG's current OCF Margin % is -10.34%. Based on the distribution chart, National Finance CoOG ranks #173 out of 531 companies in the Credit Services industry, which is above the industry midpoint. Overall, National Finance CoOG has a GF Score™ of 21/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does National Finance CoOG's OCF Margin % compare to V and MA?
According to the Credit Services industry distribution chart, National Finance CoOG ranks #173 out of 531 companies for OCF Margin %. This puts National Finance CoOG in the upper half of its industry. The industry median OCF Margin % is 2.55. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Credit Services company?
The median OCF Margin % among Credit Services companies is 2.55, based on 531 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on National Finance CoOG and its competitors. For the Credit Services industry, the median OCF Margin % is 2.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. National Finance CoOG's current OCF Margin % is -10.34%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Finance CoOG stock overvalued right now?
Based on GuruFocus' analysis, National Finance CoOG (MUS:NFCI) is currently considered Modestly Overvalued. The stock's GF Value™ is ر.ع0.18, compared to a current price of ر.ع0.21 — trading 17.8% above its estimated fair value. The current OCF Margin % is -10.34%. National Finance CoOG's overall GF Score™ is 21/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For National Finance CoOG (MUS:NFCI), the current OCF Margin % is -10.34% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is National Finance CoOG (MUS:NFCI) Overvalued in 2026?
Based on GuruFocus' analysis, National Finance CoOG stock appears to be overvalued.
The current stock price of ر.ع0.21 is trading 17.8% above its estimated GF Value™ of ر.ع0.18.
GuruFocus considers National Finance CoOG to be Modestly Overvalued.
Key valuation signals for MUS:NFCI:
OCF Margin %: -10.34%
GF Value™: ر.ع0.18 vs. price of ر.ع0.21 (17.8% above fair value)
No single metric tells the full story. See the MUS:NFCI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
National Finance Co SAOG is a financial institution. The company is engaged in the leasing business. It offers a wide range of financial products to corporate and retail customers with a key focus on Small and Medium Enterprises. The company offers vehicle finance, consumer durables finance, special schemes, equipment finance, corporate deposits, and factoring services. Thec company has three segments: Retail, SME, and Corporate.
21GF Score
Get the complete analysis for MUS:NFCI
OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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