Attijari BankXTUN:TJARI 69 OCF Margin % is 98.71% as of Dec. 2025, which is 82% above its 10-year median of 54.20. GuruFocus rates XTUN:TJARI with a GF Score™ of 69/100 and a GF Value™ of TND51.33 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 1,502 Banks companies, Attijari Bank ranks better than 88.62% on this metric.
The historical rank and industry rank for Attijari Bank's OCF Margin % or its related term are showing as below:
XTUN:TJARI'
s OCF Margin % Range Over the Past 10 Years
Min: -55.1 Med: 54.2 Max: 147.8
Current: 134.97
During the past 13 years, the highest OCF Margin % of Attijari Bank was 147.80%. The lowest was -55.10%. And the median was 54.20%.
XTUN:TJARI's OCF Margin % is ranked better than 88.62% of 1502
companies
in the Banks industry
Industry Median: 29.405
vs XTUN:TJARI: 134.97
Attijari Bank OCF Margin % Related Terms
Attijari Bank OCF Margin % Historical Data
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The historical data trend for Attijari Bank's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Attijari Bank's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Attijari Bank OCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Attijari Bank's OCF Margin % distribution charts can be found below:
* The bar in red indicates where Attijari Bank's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Attijari Bank (XTUN:TJARI) has a OCF Margin % of 98.71% as of Dec. 2025. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Attijari Bank and its competitors. This is 82% above median its historical median of 54.20. According to the industry distribution chart, Attijari Bank ranks #171 out of 1502 companies in the Banks industry, placing it in the top 11.4%.
Is Attijari Bank's OCF Margin % too high?
Attijari Bank's current OCF Margin % of 98.71% is 82% above median its 10-year median of 54.20. The Banks industry median OCF Margin % is 29.41. Attijari Bank's value of 98.71% is 235.7% above this industry median. Based on the distribution chart, Attijari Bank ranks #171 out of 1502 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Attijari Bank has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Attijari Bank's OCF Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Attijari Bank ranks #171 out of 1502 companies for OCF Margin %. This places Attijari Bank in the top 11% of its industry — outperforming the majority of peers. The industry median OCF Margin % is 29.41. Attijari Bank's value of 98.71% is 235.7% above this benchmark. While the company's 10-year median is 54.20 vs. the industry median of 29.41, Attijari Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.41, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Attijari Bank's current OCF Margin % of 98.71% is 235.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Attijari Bank and its competitors. For the Banks industry, the median OCF Margin % is 29.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Attijari Bank's current OCF Margin % is 98.71%, which is 82% above median its own 10-year median of 54.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Attijari Bank stock overvalued right now?
Based on GuruFocus' analysis, Attijari Bank (XTUN:TJARI) is currently considered Significantly Overvalued. The stock's GF Value™ is TND51.33, compared to a current price of TND70.68 — trading 37.7% above its estimated fair value. The current OCF Margin % is 98.71%, which is 82% above median its 10-year median of 54.20 and 235.7% above the Banks industry median of 29.41. Attijari Bank's overall GF Score™ is 69/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Attijari Bank (XTUN:TJARI), the current OCF Margin % is 98.71% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Attijari Bank (XTUN:TJARI) Overvalued in 2026?
Based on GuruFocus' analysis, Attijari Bank stock appears to be overvalued.
The current stock price of TND70.68 is trading 37.7% above its estimated GF Value™ of TND51.33.
GuruFocus considers Attijari Bank to be Significantly Overvalued.
Key valuation signals for XTUN:TJARI:
OCF Margin %: 98.71% (82% above median its 10-year median of 54.20)
GF Value™: TND51.33 vs. price of TND70.68 (37.7% above fair value)
Industry Position: 235.7% above the Banks median (#171 of 1502)
No single metric tells the full story. See the XTUN:TJARI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Attijari Bank is a Tunisian banking service provider. It caters to individuals, businesses, and freelancers through its Retail and Corporate banking segments. The individual's avail of retail banking services comprises accounts, online banking, money transfers, bank cards, insurance, and providence services, while businesses benefit from Corporate banking services such as international trade, financing, and flow management solutions. The bank generates its core revenue from the interest income arising out of its lending activities.
69GF Score
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