Preferred Bank (FRA:1IU) EPS (Basic): €9.38 (TTM As of Mar. 2026)

What is Preferred Bank EPS (Basic)?

Preferred Bank FRA:1IU +0.56% 68 EPS (Basic) is €9.38 as of Mar. 2026. GuruFocus rates FRA:1IU with a GF Score™ of 68/100 and a GF Value™ of €78.19. The stock has 5 warning signs investors should review.

Preferred Bank's basic earnings per share (Basic EPS) for the three months ended in Mar. 2026 was €2.22. Its basic earnings per share (Basic EPS) for the trailing twelve months (TTM) ended in Mar. 2026 was €9.38.

Preferred Bank's EPS (Diluted) for the three months ended in Mar. 2026 was €2.19. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was €9.21.

Preferred Bank's EPS without NRI for the three months ended in Mar. 2026 was €2.19. Its EPS without NRIearnings per share without non-recurring items for the trailing twelve months (TTM) ended in Mar. 2026 was 9.21.

During the past 12 months, Preferred Bank's average EPS without NRIGrowth Rate was 13.80% per year. During the past 3 years, the average EPS without NRI Growth Rate was 6.20% per year. During the past 5 years, the average EPS without NRI Growth Rate was 17.20% per year. During the past 10 years, the average EPS without NRI Growth Rate was 18.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using EPS without NRI data.

During the past 13 years, Preferred Bank's highest 3-Year average EPS without NRI Growth Rate was 86.60% per year. The lowest was -42.80% per year. And the median was 19.20% per year.

Preferred Bank (FRA:1IU) EPS (Basic) Explanation

EPS is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.

Preferred Bank EPS (Basic) Related Terms

Preferred Bank EPS (Basic) Historical Data

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The historical data trend for Preferred Bank's EPS (Basic) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Preferred Bank EPS (Basic) Chart

Preferred Bank Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

EPS (Basic)

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5.67

8.35

9.76

9.35

9.06

Preferred Bank Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
EPS (Basic)	Get a 7-Day Free Trial															2.10	2.26	2.47	2.43	2.22

68GF Score

Preferred Bank FRA:1IU

EPS (Basic) is just one metric. See GF Score™, valuation, warning signs, and more.

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Preferred Bank EPS (Basic) Calculation

EPS (Basic) is a rough measurement of the amount of a company's profit that can be allocated to one share of its stock. Basic earnings per share (EPS) do not factor in the dilutive effects on convertible securities.

Preferred Bank's Basic EPS for the fiscal year that ended in Dec. 2025 is calculated as

Basic EPS (A: Dec. 2025 )	=	(Net Income	-	Preferred Dividends)	/	Shares Outstanding (Basic Average)
	=	(114.122	-	0)	/	12.594
	=	9.06

Preferred Bank's Basic EPS for the quarter that ended in Mar. 2026 is calculated as

Basic EPS (Q: Mar. 2026 )	=	(Net Income	-	Preferred Dividends)	/	Shares Outstanding (Basic Average)
	=	(26.94	-	0)	/	12.105
	=	2.23

EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €9.38

Frequently Asked Questions Learn more about EPS (Basic) →

What does a EPS (Basic) of €9.38 mean?

Preferred Bank (FRA:1IU) has a EPS (Basic) of €9.38 as of Mar. 2026. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on Preferred Bank and its competitors.

Is Preferred Bank's EPS (Basic) too high?

Preferred Bank's current EPS (Basic) is €9.38. Overall, Preferred Bank has a GF Score™ of 68/100, reflecting its overall financial health beyond just this single metric.

How does Preferred Bank's EPS (Basic) compare to HFWA and AGBK?

Preferred Bank's EPS (Basic) of €9.38 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good EPS (Basic) for a Banks company?

A good EPS (Basic) depends on the Banks industry context. However, EPS (Basic) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high EPS (Basic) mean?

A high EPS (Basic) can signal that a stock is expensive relative to its fundamentals. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on Preferred Bank and its competitors. Preferred Bank's current EPS (Basic) is €9.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Preferred Bank stock overvalued right now?

Preferred Bank (FRA:1IU) has a current EPS (Basic) of €9.38. The stock's GF Value™ is €78.19, compared to a current price of €90.50 — trading 15.7% above its estimated fair value. The current EPS (Basic) is €9.38. Preferred Bank's overall GF Score™ is 68/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is EPS (Basic) calculated?

EPS (Basic) is calculated from a company's financial statements. For Preferred Bank (FRA:1IU), the current EPS (Basic) is €9.38 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Preferred Bank (FRA:1IU) Overvalued in 2026?

Based on GuruFocus' analysis, Preferred Bank stock appears to be overvalued. The current stock price of €90.50 is trading 15.7% above its estimated GF Value™ of €78.19.

Key valuation signals for FRA:1IU:

EPS (Basic): €9.38
GF Value™: €78.19 vs. price of €90.50 (15.7% above fair value)
GF Score™: 68/100 with 5 warning signs

No single metric tells the full story. See the FRA:1IU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Preferred Bank Business Description

Industry Financial Services Banks

Comparable Companies HFWA AGBK MCB UVSP FMBH OSBC CCB OCFC NBN FBAK SHSE:600036 SGX:D05 MIL:UCG NSE:HDFCBANK XPAR:BNP MIL:ISP TSE:8411 SAU:1120 NSE:ICICIBANK XMAD:CABK

Other Exchanges PFBC:USA

Address 601 S. Figueroa Street, 48th Floor, Los Angeles, CA, USA, 90017

Website https://www.preferredbank.com

Preferred Bank is a commercial bank located in California. Its products and services are divided into Personal Banking, Business Banking, and Commercial Banking, which include Checking accounts, Savings accounts, CDs, Loans and Credit, Electronic banking, and Treasury Management. It provides personalized deposit services, real estate finance, commercial loans, and trade finance credit facilities to small and mid-sized businesses and their owners, entrepreneurs, real estate developers and investors, professionals, and high-net-worth individuals.

68GF Score

Get the complete analysis for FRA:1IU

EPS (Basic) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€90.50

Price

€78.19

GF Value

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