Preferred Bank (FRA:1IU) Scaled Net Operating Assets: 0.05 (As of Mar. 2026)


FRA:1IU Preferred Bank FRA:1IU
69 GF Score
Price €89.00
GF Value €78.15
! 5 Warning Signs
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What is Preferred Bank Scaled Net Operating Assets?

Preferred Bank FRA:1IU -2.20% 69 Scaled Net Operating Assets is 0.05 as of Mar. 2026. GuruFocus rates FRA:1IU with a GF Score™ of 69/100 and a GF Value™ of €78.15. The stock has 5 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Preferred Bank's operating assets for the quarter that ended in Mar. 2026 was €5,924.8 Mil. Preferred Bank's operating liabilities for the quarter that ended in Mar. 2026 was €5,623.6 Mil. Preferred Bank's Total Assets for the quarter that ended in Dec. 2025 was €6,491.4 Mil. Therefore, Preferred Bank's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.05.

FRA:1IU
69GF Score
Preferred Bank FRA:1IU
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Preferred Bank Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Preferred Bank's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(5802.133-5489.406)/6611.875
=0.05

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=6491.395 - 689.262
=5802.133

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=5817.182 - 327.776 - 0
=5489.406

Preferred Bank's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(5924.795-5623.615)/6491.395
=0.05

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=6621.261 - 696.466
=5924.795

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=5955.039 - 331.424 - 0
=5623.615

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.05 mean?
Preferred Bank (FRA:1IU) has a Scaled Net Operating Assets of 0.05 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Preferred Bank and its competitors.
Is Preferred Bank's Scaled Net Operating Assets too high?
Preferred Bank's current Scaled Net Operating Assets is 0.05. Overall, Preferred Bank has a GF Score™ of 69/100, reflecting its overall financial health beyond just this single metric.
How does Preferred Bank's Scaled Net Operating Assets compare to MCB and UVSP?
Preferred Bank's Scaled Net Operating Assets of 0.05 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Preferred Bank and its competitors. Preferred Bank's current Scaled Net Operating Assets is 0.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Preferred Bank stock overvalued right now?
Preferred Bank (FRA:1IU) has a current Scaled Net Operating Assets of 0.05. The stock's GF Value™ is €78.15, compared to a current price of €89.00 — trading 13.9% above its estimated fair value. The current Scaled Net Operating Assets is 0.05. Preferred Bank's overall GF Score™ is 69/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Preferred Bank (FRA:1IU), the current Scaled Net Operating Assets is 0.05 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Preferred Bank (FRA:1IU) Overvalued in 2026?

Based on GuruFocus' analysis, Preferred Bank stock appears to be overvalued. The current stock price of €89.00 is trading 13.9% above its estimated GF Value™ of €78.15.

Key valuation signals for FRA:1IU:

  • Scaled Net Operating Assets: 0.05
  • GF Value™: €78.15 vs. price of €89.00 (13.9% above fair value)
  • GF Score™: 69/100 with 5 warning signs

No single metric tells the full story. See the FRA:1IU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Preferred Bank Business Description

Other Exchanges PFBC:USA
Address 601 S. Figueroa Street, 48th Floor, Los Angeles, CA, USA, 90017
Preferred Bank is a commercial bank located in California. Its products and services are divided into Personal Banking, Business Banking, and Commercial Banking, which include Checking accounts, Savings accounts, CDs, Loans and Credit, Electronic banking, and Treasury Management. It provides personalized deposit services, real estate finance, commercial loans, and trade finance credit facilities to small and mid-sized businesses and their owners, entrepreneurs, real estate developers and investors, professionals, and high-net-worth individuals.
69GF Score

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Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€89.00
Price
€78.15
GF Value