Preferred Bank (FRA:1IU) Dividend Payout Ratio: 0.32 (As of Mar. 2026) — 33% Above Median

What is Preferred Bank Dividend Payout Ratio?

Preferred Bank FRA:1IU +1.10% 69 Dividend Payout Ratio is 0.32 as of Mar. 2026, which is 33% above its 10-year median of 0.24. GuruFocus rates FRA:1IU with a GF Score™ of 69/100 and a GF Value™ of €78.82. The stock has 5 warning signs investors should review. Among 1,175 Banks companies, Preferred Bank ranks worse than 55.91% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Preferred Bank's Dividend Payout Ratio for the months ended in Mar. 2026 was 0.32.

The historical rank and industry rank for Preferred Bank's Dividend Payout Ratio or its related term are showing as below:

FRA:1IU' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.21 Med: 0.24 Max: 0.36
Current: 0.36

During the past 13 years, the highest Dividend Payout Ratio of Preferred Bank was 0.36. The lowest was 0.21. And the median was 0.24.

FRA:1IU's Dividend Payout Ratio is ranked worse than
55.91% of 1175 companies
in the Banks industry
Industry Median: 0.32 vs FRA:1IU: 0.36

As of today (2026-07-12), the Dividend Yield % of Preferred Bank is 2.95%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Preferred Bank was 4.54%. The lowest was 1.10%. And the median was 2.34%.

Preferred Bank's Dividends per Share for the months ended in Mar. 2026 was €0.69.

During the past 12 months, Preferred Bank's average Dividends Per Share Growth Rate was 79.10% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 27.30% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 21.70% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 19.40% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Preferred Bank was 58.70% per year. The lowest was -46.90% per year. And the median was 19.15% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

Preferred Bank (FRA:1IU) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

Preferred Bank Dividend Payout Ratio Related Terms

Preferred Bank Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Preferred Bank's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Preferred Bank Dividend Payout Ratio Chart

Preferred Bank Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

Dividend Payout Ratio

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0.25

0.21

0.22

0.36

Preferred Bank Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
Dividend Payout Ratio	Get a 7-Day Free Trial															0.34	0.29	0.53	0.29	0.32

FRA:1IU vs MCB, UVSP, HFWA: Dividend Payout Ratio Comparison

For the Banks - Regional subindustry, Preferred Bank's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Preferred Bank Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Preferred Bank's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Preferred Bank's Dividend Payout Ratio falls into.

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69GF Score

Preferred Bank FRA:1IU

Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.

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Preferred Bank Dividend Payout Ratio Calculation

Preferred Bank's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio	=	Dividends per Share (A: Dec. 2025 )	/	EPS without NRI (A: Dec. 2025 )
	=	3.245	/	9.046
	=	0.36

Preferred Bank's Dividend Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Dividend Payout Ratio	=	Dividends per Share (Q: Mar. 2026 )	/	EPS without NRI (Q: Mar. 2026 )
	=	0.692	/	2.188
	=	0.32

Frequently Asked Questions Learn more about Dividend Payout Ratio →

What does a Dividend Payout Ratio of 0.32 mean?

Preferred Bank (FRA:1IU) has a Dividend Payout Ratio of 0.32 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Preferred Bank and its competitors. This is 33% above median its historical median of 0.24. Over the past decade, Preferred Bank's Dividend Payout Ratio has ranged from 0.21 to 0.36. According to the industry distribution chart, Preferred Bank ranks #657 out of 1175 companies in the Banks industry, placing it in the top 55.9%.

Is Preferred Bank's Dividend Payout Ratio too high?

Preferred Bank's current Dividend Payout Ratio of 0.32 is 33% above median its 10-year median of 0.24. Over the past 10 years, this metric has ranged from a low of 0.21 to a high of 0.36. The Banks industry median Dividend Payout Ratio is 0.32. Preferred Bank's value of 0.32 is 0% at this industry median. Based on the distribution chart, Preferred Bank ranks #657 out of 1175 companies in the Banks industry, which is below the industry midpoint. Overall, Preferred Bank has a GF Score™ of 69/100, reflecting its overall financial health beyond just this single metric.

How does Preferred Bank's Dividend Payout Ratio compare to MCB and UVSP?

According to the Banks industry distribution chart, Preferred Bank ranks #657 out of 1175 companies for Dividend Payout Ratio. This places Preferred Bank in the lower half of its industry. The industry median Dividend Payout Ratio is 0.32. Preferred Bank's value of 0.32 is 0% at this benchmark. Historically, Preferred Bank's own Dividend Payout Ratio has ranged from 0.21 to 0.36 over the past decade. While the company's 10-year median is 0.24 vs. the industry median of 0.32, Preferred Bank has consistently been at the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good Dividend Payout Ratio for a Banks company?

The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,175 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Preferred Bank's current Dividend Payout Ratio of 0.32 is 0% at the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high Dividend Payout Ratio mean?

A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Preferred Bank and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Preferred Bank's current Dividend Payout Ratio is 0.32, which is 33% above median its own 10-year median of 0.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Preferred Bank stock overvalued right now?

Preferred Bank (FRA:1IU) has a current Dividend Payout Ratio of 0.32. The stock's GF Value™ is €78.82, compared to a current price of €92.00 — trading 16.7% above its estimated fair value. The current Dividend Payout Ratio is 0.32, which is 33% above median its 10-year median of 0.24 and 0% at the Banks industry median of 0.32. Preferred Bank's overall GF Score™ is 69/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is Dividend Payout Ratio calculated?

Dividend Payout Ratio is calculated from a company's financial statements. For Preferred Bank (FRA:1IU), the current Dividend Payout Ratio is 0.32 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Preferred Bank (FRA:1IU) Overvalued in 2026?

Based on GuruFocus' analysis, Preferred Bank stock appears to be overvalued. The current stock price of €92.00 is trading 16.7% above its estimated GF Value™ of €78.82.

Key valuation signals for FRA:1IU:

Dividend Payout Ratio: 0.32 (33% above median its 10-year median of 0.24)
GF Value™: €78.82 vs. price of €92.00 (16.7% above fair value)
GF Score™: 69/100 with 5 warning signs
Industry Position: 0% at the Banks median (#657 of 1175)

No single metric tells the full story. See the FRA:1IU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Preferred Bank Business Description

Industry Financial Services Banks

Comparable Companies MCB UVSP HFWA FMBH OSBC CCB CTBI HBT NBN TMP SGX:D05 SHSE:600036 MIL:UCG XPAR:BNP NSE:HDFCBANK MIL:ISP TSE:8411 SAU:1120 NSE:ICICIBANK NSE:SBIN

Other Exchanges PFBC:USA

Address 601 S. Figueroa Street, 48th Floor, Los Angeles, CA, USA, 90017

Website https://www.preferredbank.com

Preferred Bank is a commercial bank located in California. Its products and services are divided into Personal Banking, Business Banking, and Commercial Banking, which include Checking accounts, Savings accounts, CDs, Loans and Credit, Electronic banking, and Treasury Management. It provides personalized deposit services, real estate finance, commercial loans, and trade finance credit facilities to small and mid-sized businesses and their owners, entrepreneurs, real estate developers and investors, professionals, and high-net-worth individuals.

69GF Score

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Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€92.00

Price

€78.82

GF Value

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