Preferred Bank (FRA:1IU) E10: €6.63 (As of Mar. 2026)


FRA:1IU Preferred Bank FRA:1IU
68 GF Score
Price €92.00
GF Value €78.35
! 5 Warning Signs
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What is Preferred Bank E10?

Preferred Bank FRA:1IU +1.10% 68 E10 is €6.63 as of Mar. 2026. GuruFocus rates FRA:1IU with a GF Score™ of 68/100 and a GF Value™ of €78.35. The stock has 5 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Preferred Bank's adjusted earnings per share data for the three months ended in Mar. 2026 was €2.188. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is €6.63 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Preferred Bank's average E10 Growth Rate was 14.80% per year. During the past 3 years, the average E10 Growth Rate was 17.40% per year. During the past 5 years, the average E10 Growth Rate was 20.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Preferred Bank was 34.30% per year. The lowest was -56.50% per year. And the median was 20.70% per year.

As of today (2026-07-01), Preferred Bank's current stock price is €92.00. Preferred Bank's E10 for the quarter that ended in Mar. 2026 was €6.63. Preferred Bank's Shiller PE Ratio of today is 13.88.

During the past 13 years, the highest Shiller PE Ratio of Preferred Bank was 85.46. The lowest was 9.20. And the median was 14.54.


Preferred Bank  (FRA:1IU) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Preferred Bank's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=92.00/6.63
=13.88

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Preferred Bank was 85.46. The lowest was 9.20. And the median was 14.54.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Preferred Bank E10 Related Terms


Preferred Bank E10 Historical Data

* Premium members only.

The historical data trend for Preferred Bank's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Preferred Bank E10 Chart

Preferred Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.26 4.35 5.16 6.23 6.55

Preferred Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.22 5.91 6.10 6.55 6.63

FRA:1IU vs MCB, UVSP, HFWA: E10 Comparison

For the Banks - Regional subindustry, Preferred Bank's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Preferred Bank Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Preferred Bank's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Preferred Bank's Shiller PE Ratio falls into.


FRA:1IU
68GF Score
Preferred Bank FRA:1IU
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
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Preferred Bank E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Preferred Bank's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=2.188/330.2130*330.2130
=2.188

Current CPI (Mar. 2026) = 330.2130.

Preferred Bank Quarterly Data

per share eps CPI Adj_EPS
201606 0.543 241.018 0.744
201609 0.615 241.428 0.841
201612 0.664 241.432 0.908
201703 0.664 243.801 0.899
201706 0.712 244.955 0.960
201709 0.789 246.819 1.056
201712 0.431 246.524 0.577
201803 0.884 249.554 1.170
201806 0.976 251.989 1.279
201809 1.028 252.439 1.345
201812 1.072 251.233 1.409
201903 1.089 254.202 1.415
201906 1.159 256.143 1.494
201909 1.199 256.759 1.542
201912 1.179 256.974 1.515
202003 0.977 258.115 1.250
202006 0.915 257.797 1.172
202009 0.976 260.280 1.238
202012 1.151 260.474 1.459
202103 1.193 264.877 1.487
202106 1.195 271.696 1.452
202109 1.496 274.310 1.801
202112 1.593 278.802 1.887
202203 1.580 287.504 1.815
202206 1.769 296.311 1.971
202209 2.424 296.808 2.697
202212 2.549 296.797 2.836
202303 2.438 301.836 2.667
202306 2.409 305.109 2.607
202309 2.539 307.789 2.724
202312 2.384 306.746 2.566
202403 2.245 312.332 2.374
202406 2.304 314.175 2.422
202409 2.216 315.301 2.321
202412 2.149 315.605 2.248
202503 2.063 319.799 2.130
202506 2.228 322.561 2.281
202509 2.420 324.800 2.460
202512 2.374 324.054 2.419
202603 2.188 330.213 2.188

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of €6.63 mean?
Preferred Bank (FRA:1IU) has a E10 of €6.63 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Preferred Bank and its competitors.
Is Preferred Bank's E10 too high?
Preferred Bank's current E10 is €6.63. Overall, Preferred Bank has a GF Score™ of 68/100, reflecting its overall financial health beyond just this single metric.
How does Preferred Bank's E10 compare to MCB and UVSP?
Preferred Bank's E10 of €6.63 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Preferred Bank and its competitors. Preferred Bank's current E10 is €6.63. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Preferred Bank stock overvalued right now?
Preferred Bank (FRA:1IU) has a current E10 of €6.63. The stock's GF Value™ is €78.35, compared to a current price of €92.00 — trading 17.4% above its estimated fair value. The current E10 is €6.63. Preferred Bank's overall GF Score™ is 68/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Preferred Bank (FRA:1IU), the current E10 is €6.63 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Preferred Bank (FRA:1IU) Overvalued in 2026?

Based on GuruFocus' analysis, Preferred Bank stock appears to be overvalued. The current stock price of €92.00 is trading 17.4% above its estimated GF Value™ of €78.35.

Key valuation signals for FRA:1IU:

  • E10: €6.63
  • GF Value™: €78.35 vs. price of €92.00 (17.4% above fair value)
  • GF Score™: 68/100 with 5 warning signs

No single metric tells the full story. See the FRA:1IU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Preferred Bank Business Description

Other Exchanges PFBC:USA
Address 601 S. Figueroa Street, 48th Floor, Los Angeles, CA, USA, 90017
Preferred Bank is a commercial bank located in California. Its products and services are divided into Personal Banking, Business Banking, and Commercial Banking, which include Checking accounts, Savings accounts, CDs, Loans and Credit, Electronic banking, and Treasury Management. It provides personalized deposit services, real estate finance, commercial loans, and trade finance credit facilities to small and mid-sized businesses and their owners, entrepreneurs, real estate developers and investors, professionals, and high-net-worth individuals.
68GF Score

Get the complete analysis for FRA:1IU

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€92.00
Price
€78.35
GF Value