Preferred Bank (FRA:1IU) Long-Term Debt: €301.7 Mil (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:1IU Preferred Bank FRA:1IU
72 GF Score
Price €89.50
GF Value €77.20
! 5 Warning Signs
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What is Preferred Bank Long-Term Debt?

Preferred Bank FRA:1IU 72 Long-Term Debt is €301.7 Mil as of Mar. 2026. GuruFocus rates FRA:1IU with a GF Score™ of 72/100 and a GF Value™ of €77.20. The stock has 5 warning signs investors should review.

Preferred Bank's Long-Term Debt for the quarter that ended in Mar. 2026 was €301.7 Mil.

Preferred Bank's quarterly Long-Term Debt increased from Sep. 2025 (€297.0 Mil) to Dec. 2025 (€297.8 Mil) and increased from Dec. 2025 (€297.8 Mil) to Mar. 2026 (€301.7 Mil).

Preferred Bank's annual Long-Term Debt increased from Dec. 2023 (€135.9 Mil) to Dec. 2024 (€141.8 Mil) and increased from Dec. 2024 (€141.8 Mil) to Dec. 2025 (€297.8 Mil).

Preferred Bank  (FRA:1IU) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

Preferred Bank Long-Term Debt Related Terms

Preferred Bank Long-Term Debt Historical Data

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The historical data trend for Preferred Bank's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Preferred Bank Long-Term Debt Chart

Preferred Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Long-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 130.77 139.71 135.93 141.79 297.80

Preferred Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 137.39 302.23 297.05 297.80 301.68
FRA:1IU
72GF Score
Preferred Bank FRA:1IU
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of €301.7 Mil mean?
Preferred Bank (FRA:1IU) has a Long-Term Debt of €301.7 Mil as of Mar. 2026.
Is Preferred Bank's Long-Term Debt too high?
Preferred Bank's current Long-Term Debt is €301.7 Mil. Overall, Preferred Bank has a GF Score™ of 72/100, reflecting its overall financial health beyond just this single metric.
How does Preferred Bank's Long-Term Debt compare to HBT and UVSP?
Preferred Bank's Long-Term Debt of €301.7 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for a Banks company?
A good Long-Term Debt depends on the Banks industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. Preferred Bank's current Long-Term Debt is €301.7 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Preferred Bank stock overvalued right now?
Preferred Bank (FRA:1IU) has a current Long-Term Debt of €301.7 Mil. The stock's GF Value™ is €77.20, compared to a current price of €89.50 — trading 15.9% above its estimated fair value. The current Long-Term Debt is €301.7 Mil. Preferred Bank's overall GF Score™ is 72/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For Preferred Bank (FRA:1IU), the current Long-Term Debt is €301.7 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Preferred Bank (FRA:1IU) Overvalued in 2026?

Based on GuruFocus' analysis, Preferred Bank stock appears to be overvalued. The current stock price of €89.50 is trading 15.9% above its estimated GF Value™ of €77.20.

Key valuation signals for FRA:1IU:

  • Long-Term Debt: €301.7 Mil
  • GF Value™: €77.20 vs. price of €89.50 (15.9% above fair value)
  • GF Score™: 72/100 with 5 warning signs

No single metric tells the full story. See the FRA:1IU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Preferred Bank Business Description

Other Exchanges PFBC:USA
Address 601 S. Figueroa Street, 48th Floor, Los Angeles, CA, USA, 90017
Preferred Bank is a commercial bank located in California. Its products and services are divided into Personal Banking, Business Banking, and Commercial Banking, which include Checking accounts, Savings accounts, CDs, Loans and Credit, Electronic banking, and Treasury Management. It provides personalized deposit services, real estate finance, commercial loans, and trade finance credit facilities to small and mid-sized businesses and their owners, entrepreneurs, real estate developers and investors, professionals, and high-net-worth individuals.
72GF Score

Get the complete analysis for FRA:1IU

Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€89.50
Price
€77.20
GF Value