Preferred BankFRA:1IU -2.72%68 OCF Yield % is 13.33 as of Jul. 06, 2026, which is 7% above its 10-year median of 12.41. GuruFocus rates FRA:1IU with a GF Score™ of 68/100 and a GF Value™ of €75.58. The stock has 5 warning signs investors should review. Among 1,502 Banks companies, Preferred Bank ranks better than 66.05% on this metric.
OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Preferred Bank OCF Yield % Related Terms
Preferred Bank OCF Yield % Historical Data
* Premium members only.
The historical data trend for Preferred Bank's OCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:1IU vs MCB, UVSP, HFWA: OCF Yield % Comparison
For the Banks - Regional subindustry, Preferred Bank's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Preferred Bank OCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Preferred Bank's OCF Yield % distribution charts can be found below:
* The bar in red indicates where Preferred Bank's OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Preferred Bank (FRA:1IU) has a OCF Yield % of 13.33 as of Jul. 06, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Preferred Bank and its competitors. This is near median its historical median of 12.41. Over the past decade, Preferred Bank's OCF Yield % has ranged from 5.38 to 24.99. According to the industry distribution chart, Preferred Bank ranks #510 out of 1502 companies in the Banks industry, placing it in the top 34%.
Is Preferred Bank's OCF Yield % too high?
Preferred Bank's current OCF Yield % of 13.33 is near median its 10-year median of 12.41. Over the past 10 years, this metric has ranged from a low of 5.38 to a high of 24.99. The Banks industry median OCF Yield % is 9.24. Preferred Bank's value of 13.33 is 44.3% above this industry median. Based on the distribution chart, Preferred Bank ranks #510 out of 1502 companies in the Banks industry, which is above the industry midpoint. Overall, Preferred Bank has a GF Score™ of 68/100, reflecting its overall financial health beyond just this single metric.
How does Preferred Bank's OCF Yield % compare to MCB and UVSP?
According to the Banks industry distribution chart, Preferred Bank ranks #510 out of 1502 companies for OCF Yield %. This puts Preferred Bank in the upper half of its industry. The industry median OCF Yield % is 9.24. Preferred Bank's value of 13.33 is 44.3% above this benchmark. Historically, Preferred Bank's own OCF Yield % has ranged from 5.38 to 24.99 over the past decade. While the company's 10-year median is 12.41 vs. the industry median of 9.24, Preferred Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.24, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Preferred Bank's current OCF Yield % of 13.33 is 44.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Preferred Bank and its competitors. For the Banks industry, the median OCF Yield % is 9.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Preferred Bank's current OCF Yield % is 13.33, which is near median its own 10-year median of 12.41. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Preferred Bank stock overvalued right now?
Preferred Bank (FRA:1IU) has a current OCF Yield % of 13.33. The stock's GF Value™ is €75.58, compared to a current price of €89.50 — trading 18.4% above its estimated fair value. The current OCF Yield % is 13.33, which is near median its 10-year median of 12.41 and 44.3% above the Banks industry median of 9.24. Preferred Bank's overall GF Score™ is 68/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Preferred Bank (FRA:1IU), the current OCF Yield % is 13.33 as of Jul. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Preferred Bank (FRA:1IU) Overvalued in 2026?
Based on GuruFocus' analysis, Preferred Bank stock appears to be overvalued.
The current stock price of €89.50 is trading 18.4% above its estimated GF Value™ of €75.58.
Key valuation signals for FRA:1IU:
OCF Yield %: 13.33 (near median its 10-year median of 12.41)
GF Value™: €75.58 vs. price of €89.50 (18.4% above fair value)
Industry Position: 44.3% above the Banks median (#510 of 1502)
No single metric tells the full story. See the FRA:1IU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Preferred Bank is a commercial bank located in California. Its products and services are divided into Personal Banking, Business Banking, and Commercial Banking, which include Checking accounts, Savings accounts, CDs, Loans and Credit, Electronic banking, and Treasury Management. It provides personalized deposit services, real estate finance, commercial loans, and trade finance credit facilities to small and mid-sized businesses and their owners, entrepreneurs, real estate developers and investors, professionals, and high-net-worth individuals.
68GF Score
Get the complete analysis for FRA:1IU
OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
FRA:1IU has been successfully added to your 
