Preferred Bank (FRA:1IU) 50-Day SMA: €87.74 (As of Aug. 03, 2026)

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Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:1IU Preferred Bank FRA:1IU
72 GF Score
Price €89.50
GF Value €77.20
! 5 Warning Signs
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What is Preferred Bank 50-Day SMA?

Preferred Bank FRA:1IU 72 50-Day SMA is €87.74 as of Aug. 03, 2026. GuruFocus rates FRA:1IU with a GF Score™ of 72/100 and a GF Value™ of €77.20. The stock has 5 warning signs investors should review.

Moving averages are one of the core indicators in technical analysis. A Simple Moving Average (SMA) is simply the arithmetic average of stock price over a period. It is calculated by adding a selected range of prices, usually closing prices, and then dividing that figure by the number of time periods in that range.

The 50-Day SMA calculates the average price over 50 days. And the 20-Day SMA and 200-Day SMA calculates the average price over 20 days and 200 days separately.

As of today (2026-08-03), Preferred Bank's 50-Day SMA is €87.74. It's 20-Day SMA is €91.25 and 200-Day SMA is €81.01.


Preferred Bank  (FRA:1IU) 50-Day SMA Explanation

Simple Moving Average (SMA) is the arithmetic average of stock price over a period. The 20-Day SMA calculates the average price over 20 days. And the 50-Day SMA and 200-Day SMA calculates the average price over 50 days and 200 days separately. SMAs are often used to determine the price trend direction. A 200-Day SMA is usually a proxy for the long-term trend, while shorter periods indicate short-term trend.

SMA are commonly compared with stock price or different period SMAs to indicate a trading signal. Generally speaking, if the price goes above the SMA, or a short-term SMA crosses above a long-term SMA, an uptrend is expected, investors may want to go long or cover short. Conversely, if the price goes below the SMA, or the short-term SMA crosses below a long-term SMA, a downtrend is expected, investors may want to go short or exit long.

Two popular trading patterns that use SMA include the death cross and a golden cross. A death cross occurs when the 50-day SMA crosses below the 200-day SMA. This is considered a bearish signal, that further losses are in store. The golden cross is a bullish signal which occurs when a short-term SMA crosses above a long-term SMA.


Preferred Bank 50-Day SMA Related Terms


FRA:1IU vs HBT, UVSP, OSBC: 50-Day SMA Comparison

For the Banks - Regional subindustry, Preferred Bank's 50-Day SMA, along with its competitors' market caps and 50-Day SMA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Preferred Bank 50-Day SMA vs Banks Industry

For the Banks industry and Financial Services sector, Preferred Bank's 50-Day SMA distribution charts can be found below:

* The bar in red indicates where Preferred Bank's 50-Day SMA falls into.


FRA:1IU
72GF Score
Preferred Bank FRA:1IU
50-Day SMA is just one metric. See GF Score™, valuation, warning signs, and more.
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Preferred Bank  (FRA:1IU) 50-Day SMA Calculation

The formula for calculating SMA is:

SMA=( P1 + P2 + ... + Pn ) / n

where:
Pn is the price of the stock at period n.
n is the total number of periods.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about 50-Day SMA →
What does a 50-Day SMA of €87.74 mean?
Preferred Bank (FRA:1IU) has a 50-Day SMA of €87.74 as of Aug. 03, 2026. Simple Moving Average (SMA) is the arithmetic average of stock price over a period. View historical data on Preferred Bank and its competitors.
Is Preferred Bank's 50-Day SMA too high?
Preferred Bank's current 50-Day SMA is €87.74. Overall, Preferred Bank has a GF Score™ of 72/100, reflecting its overall financial health beyond just this single metric.
How does Preferred Bank's 50-Day SMA compare to HBT and UVSP?
Preferred Bank's 50-Day SMA of €87.74 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 50-Day SMA for a Banks company?
A good 50-Day SMA depends on the Banks industry context. However, 50-Day SMA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 50-Day SMA mean?
A high 50-Day SMA can signal that a stock is expensive relative to its fundamentals. Simple Moving Average (SMA) is the arithmetic average of stock price over a period. View historical data on Preferred Bank and its competitors. Preferred Bank's current 50-Day SMA is €87.74. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Preferred Bank stock overvalued right now?
Preferred Bank (FRA:1IU) has a current 50-Day SMA of €87.74. The stock's GF Value™ is €77.20, compared to a current price of €89.50 — trading 15.9% above its estimated fair value. The current 50-Day SMA is €87.74. Preferred Bank's overall GF Score™ is 72/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 50-Day SMA calculated?
50-Day SMA is calculated from a company's financial statements. For Preferred Bank (FRA:1IU), the current 50-Day SMA is €87.74 as of Aug. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Preferred Bank (FRA:1IU) Overvalued in 2026?

Based on GuruFocus' analysis, Preferred Bank stock appears to be overvalued. The current stock price of €89.50 is trading 15.9% above its estimated GF Value™ of €77.20.

Key valuation signals for FRA:1IU:

  • 50-Day SMA: €87.74
  • GF Value™: €77.20 vs. price of €89.50 (15.9% above fair value)
  • GF Score™: 72/100 with 5 warning signs

No single metric tells the full story. See the FRA:1IU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Preferred Bank Business Description

Other Exchanges PFBC:USA
Address 601 S. Figueroa Street, 48th Floor, Los Angeles, CA, USA, 90017
Preferred Bank is a commercial bank located in California. Its products and services are divided into Personal Banking, Business Banking, and Commercial Banking, which include Checking accounts, Savings accounts, CDs, Loans and Credit, Electronic banking, and Treasury Management. It provides personalized deposit services, real estate finance, commercial loans, and trade finance credit facilities to small and mid-sized businesses and their owners, entrepreneurs, real estate developers and investors, professionals, and high-net-worth individuals.
72GF Score

Get the complete analysis for FRA:1IU

50-Day SMA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€89.50
Price
€77.20
GF Value