Provident Financial Services (FRA:PQ3) EPS (Basic): €2.02 (TTM As of Mar. 2026)

What is Provident Financial Services EPS (Basic)?

Provident Financial Services FRA:PQ3 +0.99% 54 EPS (Basic) is €2.02 as of Mar. 2026. GuruFocus rates FRA:PQ3 with a GF Score™ of 54/100 and a GF Value™ of €15.95 (Modestly Overvalued). The stock has 8 warning signs investors should review.

Provident Financial Services's basic earnings per share (Basic EPS) for the three months ended in Mar. 2026 was €0.53. Its basic earnings per share (Basic EPS) for the trailing twelve months (TTM) ended in Mar. 2026 was €2.02.

Provident Financial Services's EPS (Diluted) for the three months ended in Mar. 2026 was €0.53. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was €2.02.

Provident Financial Services's EPS without NRI for the three months ended in Mar. 2026 was €0.53. Its EPS without NRIearnings per share without non-recurring items for the trailing twelve months (TTM) ended in Mar. 2026 was 2.02.

During the past 12 months, Provident Financial Services's average EPS without NRIGrowth Rate was 61.00% per year. During the past 3 years, the average EPS without NRI Growth Rate was -2.30% per year. During the past 5 years, the average EPS without NRI Growth Rate was 2.40% per year. During the past 10 years, the average EPS without NRI Growth Rate was 3.90% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using EPS without NRI data.

During the past 13 years, Provident Financial Services's highest 3-Year average EPS without NRI Growth Rate was 41.10% per year. The lowest was -12.80% per year. And the median was 8.05% per year.

Provident Financial Services (FRA:PQ3) EPS (Basic) Explanation

EPS is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.

Provident Financial Services EPS (Basic) Related Terms

Provident Financial Services EPS (Basic) Historical Data

* Premium members only.

The historical data trend for Provident Financial Services's EPS (Basic) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Provident Financial Services EPS (Basic) Chart

Provident Financial Services Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

EPS (Basic)

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1.95

2.22

1.58

1.00

1.90

Provident Financial Services Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
EPS (Basic)	Get a 7-Day Free Trial															0.45	0.48	0.47	0.55	0.53

54GF Score

Provident Financial Services Inc FRA:PQ3

EPS (Basic) is just one metric. See GF Score™, valuation, warning signs, and more.

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Provident Financial Services EPS (Basic) Calculation

EPS (Basic) is a rough measurement of the amount of a company's profit that can be allocated to one share of its stock. Basic earnings per share (EPS) do not factor in the dilutive effects on convertible securities.

Provident Financial Services's Basic EPS for the fiscal year that ended in Dec. 2025 is calculated as

Basic EPS (A: Dec. 2025 )	=	(Net Income	-	Preferred Dividends)	/	Shares Outstanding (Basic Average)
	=	(248.651	-	0)	/	130.462
	=	1.91

Provident Financial Services's Basic EPS for the quarter that ended in Mar. 2026 is calculated as

Basic EPS (Q: Mar. 2026 )	=	(Net Income	-	Preferred Dividends)	/	Shares Outstanding (Basic Average)
	=	(68.696	-	0)	/	130.512
	=	0.53

EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €2.02

Frequently Asked Questions Learn more about EPS (Basic) →

What does a EPS (Basic) of €2.02 mean?

Provident Financial Services (FRA:PQ3) has a EPS (Basic) of €2.02 as of Mar. 2026. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on Provident Financial Services and its competitors.

Is Provident Financial Services' EPS (Basic) too high?

Provident Financial Services' current EPS (Basic) is €2.02. Overall, Provident Financial Services has a GF Score™ of 54/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.

How does Provident Financial Services' EPS (Basic) compare to SBCF and BANC?

Provident Financial Services' EPS (Basic) of €2.02 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good EPS (Basic) for a Banks company?

A good EPS (Basic) depends on the Banks industry context. However, EPS (Basic) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high EPS (Basic) mean?

A high EPS (Basic) can signal that a stock is expensive relative to its fundamentals. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on Provident Financial Services and its competitors. Provident Financial Services's current EPS (Basic) is €2.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Provident Financial Services stock overvalued right now?

Based on GuruFocus' analysis, Provident Financial Services (FRA:PQ3) is currently considered Modestly Overvalued. The stock's GF Value™ is €15.95, compared to a current price of €20.40 — trading 27.9% above its estimated fair value. The current EPS (Basic) is €2.02. Provident Financial Services' overall GF Score™ is 54/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is EPS (Basic) calculated?

EPS (Basic) is calculated from a company's financial statements. For Provident Financial Services (FRA:PQ3), the current EPS (Basic) is €2.02 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Provident Financial Services (FRA:PQ3) Overvalued in 2026?

Based on GuruFocus' analysis, Provident Financial Services stock appears to be overvalued. The current stock price of €20.40 is trading 27.9% above its estimated GF Value™ of €15.95. GuruFocus considers Provident Financial Services to be Modestly Overvalued.

Key valuation signals for FRA:PQ3:

EPS (Basic): €2.02
GF Value™: €15.95 vs. price of €20.40 (27.9% above fair value)
GF Score™: 54/100 with 8 warning signs

No single metric tells the full story. See the FRA:PQ3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Provident Financial Services Business Description

Industry Financial Services Banks

Comparable Companies SBCF BANC NIC BOH INTR FBK PRK TOWN SFNC WAFD SHSE:600036 SGX:D05 MIL:UCG NSE:HDFCBANK XPAR:BNP MIL:ISP TSE:8411 SAU:1120 NSE:ICICIBANK XMAD:CABK

Other Exchanges PFS:USA

Address 239 Washington Street, Jersey, NJ, USA, 07302

Website https://www.provident.bank

Provident Financial Services Inc is the holding company for The Provident Bank, a community-oriented bank. The company's operations are solely in the financial services industry and include providing traditional banking and other financial services to its customers. The company operates in the geographical regions of northern and central New Jersey, Queens and Nassau Counties in New York and eastern Pennsylvania. The company has a single reporting segment for financial reporting purposes. The majority of the revenue-generating activities that are components of non-interest income. These revenue streams can generally be classified into three broad categories: wealth management revenue, insurance agency income, and banking service charges and other fees.

54GF Score

Get the complete analysis for FRA:PQ3

EPS (Basic) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€20.40

Price

€15.95

GF Value

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