Provident Financial Services (FRA:PQ3) Shareholder Yield % : -4.55% (As of Mar. 2026)


FRA:PQ3 Provident Financial Services Inc FRA:PQ3
54 GF Score
Price €19.90
GF Value €15.57
Valuation Modestly Overvalued
! 8 Warning Signs
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What is Provident Financial Services Shareholder Yield %?

Provident Financial Services FRA:PQ3 -0.50% 54 Shareholder Yield % is -4.55% as of Mar. 2026. GuruFocus rates FRA:PQ3 with a GF Score™ of 54/100 and a GF Value™ of €15.57 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 1,503 Banks companies, Provident Financial Services ranks worse than 69.66% on this metric.

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. It is a measure of shareholder return. As of today, Provident Financial Services's Shareholder Yield % was -4.55%.


Provident Financial Services  (FRA:PQ3) Shareholder Yield % Explanation

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. The term was coined by William W. Priest of Epoch Investment Partners in a paper in 2005 entitled The Case for Shareholder Yield as a Dominant Driver of Future Equity Returns. William Priest indicated that "shareholder yield is a term that we came up with to reflect the various ways dividends can be paid to owners of a business in a publicly-traded company."

Shareholder Yield % is calculated by three components: Dividend Yield %, Buyback Yield %, and Net Debt Paydown Yield %.

Dividend Yield % shows how much a company pays out in dividends each year relative to its stock price, which is most obvious form of shareholder return.

Buyback Yield % is the net repurchase of shares outstanding over the market capital of the company. Shares repurchases also increase shareholder value by returning the money back to shareholders.

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced.


Provident Financial Services Shareholder Yield % Related Terms


Provident Financial Services Shareholder Yield % Historical Data

* Premium members only.

The historical data trend for Provident Financial Services's Shareholder Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Provident Financial Services Shareholder Yield % Chart

Provident Financial Services Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shareholder Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 32.86 -1.43 -54.86 -5.41 -19.45

Provident Financial Services Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Shareholder Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -24.47 -29.96 -30.04 -19.45 -5.00

FRA:PQ3 vs BANC, BOH, SBCF: Shareholder Yield % Comparison

For the Banks - Regional subindustry, Provident Financial Services's Shareholder Yield %, along with its competitors' market caps and Shareholder Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Provident Financial Services Shareholder Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Provident Financial Services's Shareholder Yield % distribution charts can be found below:

* The bar in red indicates where Provident Financial Services's Shareholder Yield % falls into.


FRA:PQ3
54GF Score
Provident Financial Services Inc FRA:PQ3
Shareholder Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Provident Financial Services Shareholder Yield % Calculation

Provident Financial Services's Shareholder Yield % for the quarter that ended in Mar. 2026 is calculated as:

Shareholder Yield %=Dividend Yield %+Buyback Yield %+Net Debt Paydown Yield %
=4.67 %+0.37 %+-2.48 %
=2.56 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Shareholder Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

Frequently Asked Questions Learn more about Shareholder Yield % →
What does a Shareholder Yield % of -4.55% mean?
Provident Financial Services (FRA:PQ3) has a Shareholder Yield % of -4.55% as of Mar. 2026. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Provident Financial Services and its competitors. According to the industry distribution chart, Provident Financial Services ranks #1047 out of 1503 companies in the Banks industry, placing it in the top 69.7%.
Is Provident Financial Services' Shareholder Yield % too high?
Provident Financial Services' current Shareholder Yield % is -4.55%. Based on the distribution chart, Provident Financial Services ranks #1047 out of 1503 companies in the Banks industry, which is below the industry midpoint. Overall, Provident Financial Services has a GF Score™ of 54/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Provident Financial Services' Shareholder Yield % compare to BANC and BOH?
According to the Banks industry distribution chart, Provident Financial Services ranks #1047 out of 1503 companies for Shareholder Yield %. This places Provident Financial Services in the lower half of its industry. The industry median Shareholder Yield % is 1.55. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shareholder Yield % for a Banks company?
The median Shareholder Yield % among Banks companies is 1.55, based on 1,503 companies in the industry. Companies in the top quartile (top 25%) have a Shareholder Yield % significantly above this median, while those in the bottom quartile fall well below. However, Shareholder Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shareholder Yield % mean?
A high Shareholder Yield % can signal that a stock is expensive relative to its fundamentals. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Provident Financial Services and its competitors. For the Banks industry, the median Shareholder Yield % is 1.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Provident Financial Services's current Shareholder Yield % is -4.55%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Provident Financial Services stock overvalued right now?
Based on GuruFocus' analysis, Provident Financial Services (FRA:PQ3) is currently considered Modestly Overvalued. The stock's GF Value™ is €15.57, compared to a current price of €19.90 — trading 27.8% above its estimated fair value. The current Shareholder Yield % is -4.55%. Provident Financial Services' overall GF Score™ is 54/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shareholder Yield % calculated?
Shareholder Yield % is calculated from a company's financial statements. For Provident Financial Services (FRA:PQ3), the current Shareholder Yield % is -4.55% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Provident Financial Services (FRA:PQ3) Overvalued in 2026?

Based on GuruFocus' analysis, Provident Financial Services stock appears to be overvalued. The current stock price of €19.90 is trading 27.8% above its estimated GF Value™ of €15.57. GuruFocus considers Provident Financial Services to be Modestly Overvalued.

Key valuation signals for FRA:PQ3:

  • Shareholder Yield %: -4.55%
  • GF Value™: €15.57 vs. price of €19.90 (27.8% above fair value)
  • GF Score™: 54/100 with 8 warning signs

No single metric tells the full story. See the FRA:PQ3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Provident Financial Services Business Description

Other Exchanges PFS:USA
Address 239 Washington Street, Jersey, NJ, USA, 07302
Provident Financial Services Inc is the holding company for The Provident Bank, a community-oriented bank. The company's operations are solely in the financial services industry and include providing traditional banking and other financial services to its customers. The company operates in the geographical regions of northern and central New Jersey, Queens and Nassau Counties in New York and eastern Pennsylvania. The company has a single reporting segment for financial reporting purposes. The majority of the revenue-generating activities that are components of non-interest income. These revenue streams can generally be classified into three broad categories: wealth management revenue, insurance agency income, and banking service charges and other fees.
54GF Score

Get the complete analysis for FRA:PQ3

Shareholder Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€19.90
Price
€15.57
GF Value