Provident Financial ServicesFRA:PQ3 +0.99%54 Dividend Yield % is 4.03% as of Jun. 26, 2026, which is 3% below its 10-year median of 4.14. GuruFocus rates FRA:PQ3 with a GF Score™ of 54/100 and a GF Value™ of €15.93 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 1,252 Banks companies, Provident Financial Services ranks better than 65.81% on this metric.
During the past 5 years, the average Dividends Per Share Growth Rate was 0.90% per year.
During the past 10 years, the average Dividends Per Share Growth Rate was 3.80% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Provident Financial Services was 40.70% per year. The lowest was 0.00% per year. And the median was 6.90% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.
Dividends may also qualify a lower tax rate for investors.
In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:PQ3 vs SBCF, BANC, NIC: Dividend Yield % Comparison
For the Banks - Regional subindustry, Provident Financial Services's Dividend Yield %, along with its competitors' market caps and Dividend Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Provident Financial Services Dividend Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Provident Financial Services's Dividend Yield % distribution charts can be found below:
* The bar in red indicates where Provident Financial Services's Dividend Yield % falls into.
Dividend Yield measures how much a company pays out in dividends each year relative to its share price.
Provident Financial Services Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
USD 0.240000
2026-05-15
2026-05-15
2026-05-29
Cash Dividend
quarterly
USD:EUR 0.855000
USD 0.240000
2026-02-13
2026-02-13
2026-02-27
Cash Dividend
quarterly
USD:EUR 0.846000
USD 0.240000
2025-11-14
2025-11-14
2025-11-28
Cash Dividend
quarterly
USD:EUR 0.865000
USD 0.240000
2025-08-15
2025-08-15
2025-08-29
Cash Dividend
quarterly
USD:EUR 0.859000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Provident Financial Services (FRA:PQ3) has a Dividend Yield % of 4.03% as of Jun. 26, 2026. Dividend yield is the ratio of company dividends to the share price. View historical data on Provident Financial Services and its competitors. This is near median its historical median of 4.14. Over the past decade, Provident Financial Services' Dividend Yield % has ranged from 2.47 to 8.82. According to the industry distribution chart, Provident Financial Services ranks #428 out of 1252 companies in the Banks industry, placing it in the top 34.2%.
Is Provident Financial Services' Dividend Yield % too high?
Provident Financial Services' current Dividend Yield % of 4.03% is near median its 10-year median of 4.14. Over the past 10 years, this metric has ranged from a low of 2.47 to a high of 8.82. The Banks industry median Dividend Yield % is 3.03. Provident Financial Services' value of 4.03% is 33% above this industry median. Based on the distribution chart, Provident Financial Services ranks #428 out of 1252 companies in the Banks industry, which is above the industry midpoint. Overall, Provident Financial Services has a GF Score™ of 54/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Provident Financial Services' Dividend Yield % compare to SBCF and BANC?
According to the Banks industry distribution chart, Provident Financial Services ranks #428 out of 1252 companies for Dividend Yield %. This puts Provident Financial Services in the upper half of its industry. The industry median Dividend Yield % is 3.03. Provident Financial Services' value of 4.03% is 33% above this benchmark. Historically, Provident Financial Services' own Dividend Yield % has ranged from 2.47 to 8.82 over the past decade. While the company's 10-year median is 4.14 vs. the industry median of 3.03, Provident Financial Services has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Yield % for a Banks company?
The median Dividend Yield % among Banks companies is 3.03, based on 1,252 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Provident Financial Services's current Dividend Yield % of 4.03% is 33% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Yield % mean?
A high Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Dividend yield is the ratio of company dividends to the share price. View historical data on Provident Financial Services and its competitors. For the Banks industry, the median Dividend Yield % is 3.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Provident Financial Services's current Dividend Yield % is 4.03%, which is near median its own 10-year median of 4.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Provident Financial Services stock overvalued right now?
Based on GuruFocus' analysis, Provident Financial Services (FRA:PQ3) is currently considered Modestly Overvalued. The stock's GF Value™ is €15.93, compared to a current price of €20.40 — trading 28.1% above its estimated fair value. The current Dividend Yield % is 4.03%, which is near median its 10-year median of 4.14 and 33% above the Banks industry median of 3.03. Provident Financial Services' overall GF Score™ is 54/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Yield % calculated?
Dividend Yield % is calculated from a company's financial statements. For Provident Financial Services (FRA:PQ3), the current Dividend Yield % is 4.03% as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Provident Financial Services (FRA:PQ3) Overvalued in 2026?
Based on GuruFocus' analysis, Provident Financial Services stock appears to be overvalued.
The current stock price of €20.40 is trading 28.1% above its estimated GF Value™ of €15.93.
GuruFocus considers Provident Financial Services to be Modestly Overvalued.
Key valuation signals for FRA:PQ3:
Dividend Yield %: 4.03% (near median its 10-year median of 4.14)
GF Value™: €15.93 vs. price of €20.40 (28.1% above fair value)
Industry Position: 33% above the Banks median (#428 of 1252)
No single metric tells the full story. See the FRA:PQ3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Provident Financial Services Inc is the holding company for The Provident Bank, a community-oriented bank. The company's operations are solely in the financial services industry and include providing traditional banking and other financial services to its customers. The company operates in the geographical regions of northern and central New Jersey, Queens and Nassau Counties in New York and eastern Pennsylvania. The company has a single reporting segment for financial reporting purposes. The majority of the revenue-generating activities that are components of non-interest income. These revenue streams can generally be classified into three broad categories: wealth management revenue, insurance agency income, and banking service charges and other fees.
54GF Score
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