Provident Financial Services (FRA:PQ3) Net Loan: €17,244.2 Mil (As of Jun. 2026)

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FRA:PQ3 Provident Financial Services Inc FRA:PQ3
61 GF Score
Price €20.60
GF Value €16.99
Valuation Modestly Overvalued
! 7 Warning Signs
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What is Provident Financial Services Net Loan?

Provident Financial Services FRA:PQ3 +0.98% 61 Net Loan is €17,244.2 Mil as of Jun. 2026. GuruFocus rates FRA:PQ3 with a GF Score™ of 61/100 and a GF Value™ of €16.99 (Modestly Overvalued). The stock has 7 warning signs investors should review.

Provident Financial Services's quarterly net loan increased from Dec. 2025 (€16,511.2 Mil) to Mar. 2026 (€16,848.7 Mil) and increased from Mar. 2026 (€16,848.7 Mil) to Jun. 2026 (€17,244.2 Mil).

Provident Financial Services's annual net loan increased from Dec. 2023 (€9,872.9 Mil) to Dec. 2024 (€16,848.7 Mil) but then declined from Dec. 2024 (€16,848.7 Mil) to Dec. 2025 (€17,244.2 Mil).

Provident Financial Services Net Loan Historical Data

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The historical data trend for Provident Financial Services's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Provident Financial Services Net Loan Chart

Provident Financial Services Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8,408.28 9,591.85 9,872.88 17,790.11 16,511.24

Provident Financial Services Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 16,407.01 16,284.64 16,511.24 16,848.66 17,244.19
FRA:PQ3
61GF Score
Provident Financial Services Inc FRA:PQ3
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Provident Financial Services Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of €17,244.2 Mil mean?
Provident Financial Services (FRA:PQ3) has a Net Loan of €17,244.2 Mil as of Jun. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Provident Financial Services and its competitors.
Is Provident Financial Services' Net Loan too high?
Provident Financial Services' current Net Loan is €17,244.2 Mil. Overall, Provident Financial Services has a GF Score™ of 61/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Provident Financial Services' Net Loan compare to SBCF and FBK?
Provident Financial Services' Net Loan of €17,244.2 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Provident Financial Services and its competitors. Provident Financial Services's current Net Loan is €17,244.2 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Provident Financial Services stock overvalued right now?
Based on GuruFocus' analysis, Provident Financial Services (FRA:PQ3) is currently considered Modestly Overvalued. The stock's GF Value™ is €16.99, compared to a current price of €20.60 — trading 21.2% above its estimated fair value. The current Net Loan is €17,244.2 Mil. Provident Financial Services' overall GF Score™ is 61/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Provident Financial Services (FRA:PQ3), the current Net Loan is €17,244.2 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Provident Financial Services (FRA:PQ3) Overvalued in 2026?

Based on GuruFocus' analysis, Provident Financial Services stock appears to be overvalued. The current stock price of €20.60 is trading 21.2% above its estimated GF Value™ of €16.99. GuruFocus considers Provident Financial Services to be Modestly Overvalued.

Key valuation signals for FRA:PQ3:

  • Net Loan: €17,244.2 Mil
  • GF Value™: €16.99 vs. price of €20.60 (21.2% above fair value)
  • GF Score™: 61/100 with 7 warning signs

No single metric tells the full story. See the FRA:PQ3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Provident Financial Services Business Description

Other Exchanges PFS:USA
Address 239 Washington Street, Jersey, NJ, USA, 07302
Provident Financial Services Inc is the holding company for The Provident Bank, a community-oriented bank. The company's operations are solely in the financial services industry and include providing traditional banking and other financial services to its customers. The company operates in the geographical regions of northern and central New Jersey, Queens and Nassau Counties in New York and eastern Pennsylvania. The company has a single reporting segment for financial reporting purposes. The majority of the revenue-generating activities that are components of non-interest income. These revenue streams can generally be classified into three broad categories: wealth management revenue, insurance agency income, and banking service charges and other fees.
61GF Score

Get the complete analysis for FRA:PQ3

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€20.60
Price
€16.99
GF Value