Provident Financial Services (FRA:PQ3) Tariff Resilience Score: 9/10 (As of Jul. 12, 2026)


FRA:PQ3 Provident Financial Services Inc FRA:PQ3
54 GF Score
Price €20.00
GF Value €15.44
Valuation Modestly Overvalued
! 8 Warning Signs
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What is Provident Financial Services Tariff Resilience Score?

Provident Financial Services FRA:PQ3 +2.04% 54 Tariff Resilience Score is 9 as of Jul. 12, 2026. GuruFocus rates FRA:PQ3 with a GF Score™ of 54/100 and a GF Value™ of €15.44 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 1,610 Banks companies, Provident Financial Services ranks better than 99.25% on this metric.

Provident Financial Services has the Tariff Resilience Score of 9, which implies that the company might have Highly Resilient.

Provident Financial Services has Regional bank with minimal direct exposure to international trade. Domestic focus and limited global supply chain dependencies make it highly resilient to tariff changes.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes Provident Financial Services might have Highly Resilient.

Provident Financial Services  (FRA:PQ3) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

Provident Financial Services Tariff Resilience Score Related Terms

FRA:PQ3 vs BANC, BOH, SBCF: Tariff Resilience Score Comparison

For the Banks - Regional subindustry, Provident Financial Services's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Provident Financial Services Tariff Resilience Score vs Banks Industry

For the Banks industry and Financial Services sector, Provident Financial Services's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where Provident Financial Services's Tariff Resilience Score falls into.


FRA:PQ3
54GF Score
Provident Financial Services Inc FRA:PQ3
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 9 mean?
Provident Financial Services (FRA:PQ3) has a Tariff Resilience Score of 9 as of Jul. 12, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, Provident Financial Services ranks #12 out of 1610 companies in the Banks industry, placing it in the top 0.7%.
Is Provident Financial Services' Tariff Resilience Score too high?
Provident Financial Services' current Tariff Resilience Score is 9. Based on the distribution chart, Provident Financial Services ranks #12 out of 1610 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Provident Financial Services has a GF Score™ of 54/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Provident Financial Services' Tariff Resilience Score compare to BANC and BOH?
According to the Banks industry distribution chart, Provident Financial Services ranks #12 out of 1610 companies for Tariff Resilience Score. This places Provident Financial Services in the top 1% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Banks company?
A good Tariff Resilience Score depends on the Banks industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. Provident Financial Services's current Tariff Resilience Score is 9. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Provident Financial Services stock overvalued right now?
Based on GuruFocus' analysis, Provident Financial Services (FRA:PQ3) is currently considered Modestly Overvalued. The stock's GF Value™ is €15.44, compared to a current price of €20.00 — trading 29.5% above its estimated fair value. The current Tariff Resilience Score is 9. Provident Financial Services' overall GF Score™ is 54/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For Provident Financial Services (FRA:PQ3), the current Tariff Resilience Score is 9 as of Jul. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Provident Financial Services (FRA:PQ3) Overvalued in 2026?

Based on GuruFocus' analysis, Provident Financial Services stock appears to be overvalued. The current stock price of €20.00 is trading 29.5% above its estimated GF Value™ of €15.44. GuruFocus considers Provident Financial Services to be Modestly Overvalued.

Key valuation signals for FRA:PQ3:

  • Tariff Resilience Score: 9
  • GF Value™: €15.44 vs. price of €20.00 (29.5% above fair value)
  • GF Score™: 54/100 with 8 warning signs

No single metric tells the full story. See the FRA:PQ3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Provident Financial Services Business Description

Other Exchanges PFS:USA
Address 239 Washington Street, Jersey, NJ, USA, 07302
Provident Financial Services Inc is the holding company for The Provident Bank, a community-oriented bank. The company's operations are solely in the financial services industry and include providing traditional banking and other financial services to its customers. The company operates in the geographical regions of northern and central New Jersey, Queens and Nassau Counties in New York and eastern Pennsylvania. The company has a single reporting segment for financial reporting purposes. The majority of the revenue-generating activities that are components of non-interest income. These revenue streams can generally be classified into three broad categories: wealth management revenue, insurance agency income, and banking service charges and other fees.
54GF Score

Get the complete analysis for FRA:PQ3

Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€20.00
Price
€15.44
GF Value