Provident Financial Services (FRA:PQ3) PEG Ratio: N/A (As of Jul. 07, 2026)


FRA:PQ3 Provident Financial Services Inc FRA:PQ3
54 GF Score
Price €20.00
GF Value €15.60
Valuation Modestly Overvalued
! 8 Warning Signs
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What is Provident Financial Services PEG Ratio?

PE Ratio without NRI / 5-Year Book Value Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use for banks is the 5-Year Book Value growth rate. As of today, Provident Financial Services's PE Ratio without NRI is 9.90. Provident Financial Services's 5-Year Book Value growth rate is -0.20%. Therefore, Provident Financial Services's PEG Ratio for today is N/A.

* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for Provident Financial Services's PEG Ratio or its related term are showing as below:


During the past 13 years, Provident Financial Services's highest PEG Ratio was 65.30. The lowest was 1.50. And the median was 4.57.


FRA:PQ3's PEG Ratio is not ranked *
in the Banks industry.
Industry Median: 1.53
* Ranked among companies with meaningful PEG Ratio only.

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


Provident Financial Services  (FRA:PQ3) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


Provident Financial Services PEG Ratio Related Terms


Provident Financial Services PEG Ratio Historical Data

* Premium members only.

The historical data trend for Provident Financial Services's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Provident Financial Services PEG Ratio Chart

Provident Financial Services Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PEG Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.79 5.02 7.59 0.00 0.00

Provident Financial Services Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

FRA:PQ3 vs BANC, BOH, SBCF: PEG Ratio Comparison

For the Banks - Regional subindustry, Provident Financial Services's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Provident Financial Services PEG Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Provident Financial Services's PEG Ratio distribution charts can be found below:

* The bar in red indicates where Provident Financial Services's PEG Ratio falls into.


FRA:PQ3
54GF Score
Provident Financial Services Inc FRA:PQ3
PEG Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Provident Financial Services PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year Book Value growth rate.

Provident Financial Services's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year Book Value Growth Rate*
=9.8960910440376/-0.20
=N/A

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.

Is Provident Financial Services (FRA:PQ3) Overvalued in 2026?

Based on GuruFocus' analysis, Provident Financial Services stock appears to be overvalued. The current stock price of €20.00 is trading 28.2% above its estimated GF Value™ of €15.60. GuruFocus considers Provident Financial Services to be Modestly Overvalued.

Key valuation signals for FRA:PQ3:

  • PEG Ratio: N/A
  • GF Value™: €15.60 vs. price of €20.00 (28.2% above fair value)
  • GF Score™: 54/100 with 8 warning signs

No single metric tells the full story. See the FRA:PQ3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Provident Financial Services Business Description

Other Exchanges PFS:USA
Address 239 Washington Street, Jersey, NJ, USA, 07302
Provident Financial Services Inc is the holding company for The Provident Bank, a community-oriented bank. The company's operations are solely in the financial services industry and include providing traditional banking and other financial services to its customers. The company operates in the geographical regions of northern and central New Jersey, Queens and Nassau Counties in New York and eastern Pennsylvania. The company has a single reporting segment for financial reporting purposes. The majority of the revenue-generating activities that are components of non-interest income. These revenue streams can generally be classified into three broad categories: wealth management revenue, insurance agency income, and banking service charges and other fees.
54GF Score

Get the complete analysis for FRA:PQ3

PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€20.00
Price
€15.60
GF Value