Provident Financial Services (FRA:PQ3) Tax Rate %: 27.91% (As of Mar. 2026)

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FRA:PQ3 Provident Financial Services Inc FRA:PQ3
58 GF Score
Price €21.00
GF Value €15.36
Valuation Significantly Overvalued
! 8 Warning Signs
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What is Provident Financial Services Tax Rate %?

Provident Financial Services FRA:PQ3 58 Tax Rate % is 27.91% as of Mar. 2026. GuruFocus rates FRA:PQ3 with a GF Score™ of 58/100 and a GF Value™ of €15.36 (Significantly Overvalued). The stock has 8 warning signs investors should review.

Tax Rate % is calculated as Tax Expense divided by its Pre-Tax Income. Provident Financial Services's Tax Expense for the three months ended in Mar. 2026 was €26.6 Mil. Provident Financial Services's Pre-Tax Income for the three months ended in Mar. 2026 was €95.3 Mil. Therefore, Provident Financial Services's Tax Rate % for the quarter that ended in Mar. 2026 was 27.91%.

Provident Financial Services Tax Rate % Related Terms

Provident Financial Services Tax Rate % Historical Data

* Premium members only.

The historical data trend for Provident Financial Services's Tax Rate % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Provident Financial Services Tax Rate % Chart

Provident Financial Services Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Tax Rate %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 26.06 26.85 26.95 22.79 28.66

Provident Financial Services Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Tax Rate % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 29.74 29.42 25.67 27.91 26.32
FRA:PQ3
58GF Score
Provident Financial Services Inc FRA:PQ3
Tax Rate % is just one metric. See GF Score™, valuation, warning signs, and more.
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Provident Financial Services Tax Rate % Calculation

Tax Rate % is the ratio of tax expense divided by pretax income, usually presented in percent.

Provident Financial Services's Tax Rate % for the fiscal year that ended in Dec. 2025 is calculated as

Tax Rate %=Tax Expense (A: Dec. 2025 )/Pre-Tax Income (A: Dec. 2025 )
=99.915/348.566
=28.66 %

Provident Financial Services's Tax Rate % for the quarter that ended in Mar. 2026 is calculated as

Tax Rate %=Tax Expense (Q: Mar. 2026 )/Pre-Tax Income (Q: Mar. 2026 )
=26.602/95.298
=27.91 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Tax Rate % →
What does a Tax Rate % of 27.91% mean?
Provident Financial Services (FRA:PQ3) has a Tax Rate % of 27.91% as of Mar. 2026.
Is Provident Financial Services' Tax Rate % too high?
Provident Financial Services' current Tax Rate % is 27.91%. Overall, Provident Financial Services has a GF Score™ of 58/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Provident Financial Services' Tax Rate % compare to SBCF and FBK?
Provident Financial Services' Tax Rate % of 27.91% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tax Rate % for a Banks company?
A good Tax Rate % depends on the Banks industry context. However, Tax Rate % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tax Rate % mean?
A high Tax Rate % can signal that a stock is expensive relative to its fundamentals. Provident Financial Services's current Tax Rate % is 27.91%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Provident Financial Services stock overvalued right now?
Based on GuruFocus' analysis, Provident Financial Services (FRA:PQ3) is currently considered Significantly Overvalued. The stock's GF Value™ is €15.36, compared to a current price of €21.00 — trading 36.7% above its estimated fair value. The current Tax Rate % is 27.91%. Provident Financial Services' overall GF Score™ is 58/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tax Rate % calculated?
Tax Rate % is calculated from a company's financial statements. For Provident Financial Services (FRA:PQ3), the current Tax Rate % is 27.91% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Provident Financial Services (FRA:PQ3) Overvalued in 2026?

Based on GuruFocus' analysis, Provident Financial Services stock appears to be overvalued. The current stock price of €21.00 is trading 36.7% above its estimated GF Value™ of €15.36. GuruFocus considers Provident Financial Services to be Significantly Overvalued.

Key valuation signals for FRA:PQ3:

  • Tax Rate %: 27.91%
  • GF Value™: €15.36 vs. price of €21.00 (36.7% above fair value)
  • GF Score™: 58/100 with 8 warning signs

No single metric tells the full story. See the FRA:PQ3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Provident Financial Services Business Description

Other Exchanges PFS:USA
Address 239 Washington Street, Jersey, NJ, USA, 07302
Provident Financial Services Inc is the holding company for The Provident Bank, a community-oriented bank. The company's operations are solely in the financial services industry and include providing traditional banking and other financial services to its customers. The company operates in the geographical regions of northern and central New Jersey, Queens and Nassau Counties in New York and eastern Pennsylvania. The company has a single reporting segment for financial reporting purposes. The majority of the revenue-generating activities that are components of non-interest income. These revenue streams can generally be classified into three broad categories: wealth management revenue, insurance agency income, and banking service charges and other fees.
58GF Score

Get the complete analysis for FRA:PQ3

Tax Rate % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€21.00
Price
€15.36
GF Value