HFCB Group (NAI:HFCK) EPS (Basic): KES0.83 (TTM As of Mar. 2026)


NAI:HFCK HFCB Group PLC NAI:HFCK
30 GF Score
Price KES9.48
GF Value KES2.21
Valuation Significantly Overvalued
! 1 Warning Sign
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What is HFCB Group EPS (Basic)?

HFCB Group NAI:HFCK +0.42% 30 EPS (Basic) is KES0.83 as of Mar. 2026. GuruFocus rates NAI:HFCK with a GF Score™ of 30/100 and a GF Value™ of KES2.21 (Significantly Overvalued). The stock has 1 warning sign investors should review.

HFCB Group's basic earnings per share (Basic EPS) for the three months ended in Mar. 2026 was KES0.25. Its basic earnings per share (Basic EPS) for the trailing twelve months (TTM) ended in Mar. 2026 was KES0.83.

HFCB Group's EPS (Diluted) for the three months ended in Mar. 2026 was KES0.25. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was KES0.83.

HFCB Group's EPS without NRI for the three months ended in Mar. 2026 was KES0.25. Its EPS without NRIearnings per share without non-recurring items for the trailing twelve months (TTM) ended in Mar. 2026 was 0.83.

During the past 12 months, HFCB Group's average EPS without NRIGrowth Rate was -14.70% per year. During the past 3 years, the average EPS without NRI Growth Rate was 4.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using EPS without NRI data.

During the past 13 years, HFCB Group's highest 3-Year average EPS without NRI Growth Rate was 50.80% per year. The lowest was -46.40% per year. And the median was 12.10% per year.

HFCB Group  (NAI:HFCK) EPS (Basic) Explanation

EPS is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.

HFCB Group EPS (Basic) Related Terms

HFCB Group EPS (Basic) Historical Data

* Premium members only.

The historical data trend for HFCB Group's EPS (Basic) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

HFCB Group EPS (Basic) Chart

HFCB Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS (Basic)
Get a 7-Day Free Trial Premium Member Only Premium Member Only -1.69 0.65 1.01 0.90 0.75

HFCB Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EPS (Basic) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.14 0.16 0.19 0.23 0.25
NAI:HFCK
30GF Score
HFCB Group PLC NAI:HFCK
EPS (Basic) is just one metric. See GF Score™, valuation, warning signs, and more.
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HFCB Group EPS (Basic) Calculation

EPS (Basic) is a rough measurement of the amount of a company's profit that can be allocated to one share of its stock. Basic earnings per share (EPS) do not factor in the dilutive effects on convertible securities.

HFCB Group's Basic EPS for the fiscal year that ended in Dec. 2025 is calculated as

Basic EPS (A: Dec. 2025 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(1422.292-0)/1885.488
=0.75

HFCB Group's Basic EPS for the quarter that ended in Mar. 2026 is calculated as

Basic EPS (Q: Mar. 2026 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(475.494-0)/1901.976
=0.25

EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was KES0.83

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS (Basic) →
What does a EPS (Basic) of KES0.83 mean?
HFCB Group (NAI:HFCK) has a EPS (Basic) of KES0.83 as of Mar. 2026. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on HFCB Group and its competitors.
Is HFCB Group's EPS (Basic) too high?
HFCB Group's current EPS (Basic) is KES0.83. Overall, HFCB Group has a GF Score™ of 30/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does HFCB Group's EPS (Basic) compare to PNC and USB?
HFCB Group's EPS (Basic) of KES0.83 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS (Basic) for a Banks company?
A good EPS (Basic) depends on the Banks industry context. However, EPS (Basic) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS (Basic) mean?
A high EPS (Basic) can signal that a stock is expensive relative to its fundamentals. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on HFCB Group and its competitors. HFCB Group's current EPS (Basic) is KES0.83. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is HFCB Group stock overvalued right now?
Based on GuruFocus' analysis, HFCB Group (NAI:HFCK) is currently considered Significantly Overvalued. The stock's GF Value™ is KES2.21, compared to a current price of KES9.48 — trading 329% above its estimated fair value. The current EPS (Basic) is KES0.83. HFCB Group's overall GF Score™ is 30/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS (Basic) calculated?
EPS (Basic) is calculated from a company's financial statements. For HFCB Group (NAI:HFCK), the current EPS (Basic) is KES0.83 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is HFCB Group (NAI:HFCK) Overvalued in 2026?

Based on GuruFocus' analysis, HFCB Group stock appears to be overvalued. The current stock price of KES9.48 is trading 329% above its estimated GF Value™ of KES2.21. GuruFocus considers HFCB Group to be Significantly Overvalued.

Key valuation signals for NAI:HFCK:

  • EPS (Basic): KES0.83
  • GF Value™: KES2.21 vs. price of KES9.48 (329% above fair value)
  • GF Score™: 30/100 with 1 warning sign

No single metric tells the full story. See the NAI:HFCK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

HFCB Group Business Description

Address Kenyatta Avenue, Koinange Street, Rehani House, Plot No. LR 209/905, P.O. Box 30088, Nairobi, KEN, 00100
HFCB Group PLC is an integrated financial and Property solutions provider. It has diversified from being a mortgage financier to a provider of integrated financial solutions with interests in banking, property, and insurance. Its services are Save & Invest, Borrow, Insure, Move Money & Trade, and Own a Home.
30GF Score

Get the complete analysis for NAI:HFCK

EPS (Basic) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

KES9.48
Price
KES2.21
GF Value