HFCB Group (NAI:HFCK) Interest Expense: KES-3,132 Mil (TTM As of Mar. 2026)

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NAI:HFCK HFCB Group PLC NAI:HFCK
30 GF Score
Price KES12.70
GF Value KES2.16
Valuation Significantly Overvalued
! 3 Warning Signs
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What is HFCB Group Interest Expense?

HFCB Group NAI:HFCK +4.96% 30 Interest Expense is KES-3,132 Mil as of Mar. 2026. GuruFocus rates NAI:HFCK with a GF Score™ of 30/100 and a GF Value™ of KES2.16 (Significantly Overvalued). The stock has 3 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. HFCB Group's interest expense for the three months ended in Mar. 2026 was KES -785 Mil. Its interest expense for the trailing twelve months (TTM) ended in Mar. 2026 was KES-3,132 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. HFCB Group's Operating Income for the three months ended in Mar. 2026 was KES Mil. HFCB Group's Interest Expense for the three months ended in Mar. 2026 was KES Mil. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

HFCB Group Interest Expense Historical Data

* Premium members only.

The historical data trend for HFCB Group's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

HFCB Group Interest Expense Chart

HFCB Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -2,095.24 -2,110.37 -2,654.83 -3,744.07 -3,151.40

HFCB Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -804.85 -789.86 -781.95 -774.74 -785.15
NAI:HFCK
30GF Score
HFCB Group PLC NAI:HFCK
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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HFCB Group Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was KES-3,132 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of KES-3,132 Mil mean?
HFCB Group (NAI:HFCK) has a Interest Expense of KES-3,132 Mil as of Mar. 2026. Interest Expense is the amount a company pays on its long-term debt. View historical data on HFCB Group and its competitors.
Is HFCB Group's Interest Expense too high?
HFCB Group's current Interest Expense is KES-3,132 Mil. Overall, HFCB Group has a GF Score™ of 30/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does HFCB Group's Interest Expense compare to PNC and USB?
HFCB Group's Interest Expense of KES-3,132 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Banks company?
A good Interest Expense depends on the Banks industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on HFCB Group and its competitors. HFCB Group's current Interest Expense is KES-3,132 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is HFCB Group stock overvalued right now?
Based on GuruFocus' analysis, HFCB Group (NAI:HFCK) is currently considered Significantly Overvalued. The stock's GF Value™ is KES2.16, compared to a current price of KES12.70 — trading 488% above its estimated fair value. The current Interest Expense is KES-3,132 Mil. HFCB Group's overall GF Score™ is 30/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For HFCB Group (NAI:HFCK), the current Interest Expense is KES-3,132 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is HFCB Group (NAI:HFCK) Overvalued in 2026?

Based on GuruFocus' analysis, HFCB Group stock appears to be overvalued. The current stock price of KES12.70 is trading 488% above its estimated GF Value™ of KES2.16. GuruFocus considers HFCB Group to be Significantly Overvalued.

Key valuation signals for NAI:HFCK:

  • Interest Expense: KES-3,132 Mil
  • GF Value™: KES2.16 vs. price of KES12.70 (488% above fair value)
  • GF Score™: 30/100 with 3 warning signs

No single metric tells the full story. See the NAI:HFCK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

HFCB Group Business Description

Address Kenyatta Avenue, Koinange Street, Rehani House, Plot No. LR 209/905, P.O. Box 30088, Nairobi, KEN, 00100
HFCB Group PLC is an integrated financial and Property solutions provider. It has diversified from being a mortgage financier to a provider of integrated financial solutions with interests in banking, property, and insurance. Its services are Save & Invest, Borrow, Insure, Move Money & Trade, and Own a Home.
30GF Score

Get the complete analysis for NAI:HFCK

Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

KES12.70
Price
KES2.16
GF Value