HFCB Group (NAI:HFCK) Cyclically Adjusted Revenue per Share: KES11.59 (As of Mar. 2026)

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NAI:HFCK HFCB Group PLC NAI:HFCK
39 GF Score
Price KES13.05
GF Value KES2.14
Valuation Significantly Overvalued
! 4 Warning Signs
View Full Analysis

What is HFCB Group Cyclically Adjusted Revenue per Share?

HFCB Group NAI:HFCK 39 Cyclically Adjusted Revenue per Share is KES11.59 as of Mar. 2026. GuruFocus rates NAI:HFCK with a GF Score™ of 39/100 and a GF Value™ of KES2.14 (Significantly Overvalued). The stock has 4 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

HFCB Group's adjusted revenue per share for the three months ended in Mar. 2026 was KES0.965. Add all the adjusted revenue per share for the past 10 years together and divide the count will get our Cyclically Adjusted Revenue per Share, which is KES11.59 for the trailing ten years ended in Mar. 2026.

During the past 12 months, HFCB Group's average Cyclically Adjusted Revenue Growth Rate was -9.70% per year. During the past 3 years, the average Cyclically Adjusted Revenue Growth Rate was -5.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Revenue Growth Rate using Cyclically Adjusted Revenue per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Revenue Growth Rate of HFCB Group was -1.30% per year. The lowest was -5.50% per year. And the median was -3.40% per year.

As of today (2026-08-17), HFCB Group's current stock price is KES13.05. HFCB Group's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was KES11.59. HFCB Group's Cyclically Adjusted PS Ratio of today is 1.13.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of HFCB Group was 1.25. The lowest was 0.20. And the median was 0.30.


HFCB Group  (NAI:HFCK) Cyclically Adjusted Revenue per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Revenue per Share may underestimate the company's revenue. Cyclically Adjusted PS Ratio can seem to be too high even the actual PS Ratio is low.

For the Cyclically Adjusted PS Ratio, the revenue per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/S calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PS Ratio is also called CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

HFCB Group's Cyclically Adjusted PS Ratio of today is calculated as

Cyclically Adjusted PS Ratio=Share Price/Cyclically Adjusted Revenue per Share
=13.05/11.59
=1.13

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of HFCB Group was 1.25. The lowest was 0.20. And the median was 0.30.


Be Aware

Cyclically Adjusted PS Ratio works better for cyclical companies. It gives you a better idea on the company's real revenue value.


HFCB Group Cyclically Adjusted Revenue per Share Related Terms


HFCB Group Cyclically Adjusted Revenue per Share Historical Data

* Premium members only.

The historical data trend for HFCB Group's Cyclically Adjusted Revenue per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

HFCB Group Cyclically Adjusted Revenue per Share Chart

HFCB Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Revenue per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 13.54 13.87 13.79 13.03 11.70

HFCB Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Revenue per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.84 12.39 12.15 11.70 11.59

NAI:HFCK vs PNC, USB: Cyclically Adjusted Revenue per Share Comparison

For the Banks - Regional subindustry, HFCB Group's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


HFCB Group Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, HFCB Group's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where HFCB Group's Cyclically Adjusted PS Ratio falls into.


NAI:HFCK
39GF Score
HFCB Group PLC NAI:HFCK
Cyclically Adjusted Revenue per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

HFCB Group Cyclically Adjusted Revenue per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

What is Cyclically Adjusted Revenue per Share? How do we calculate Cyclically Adjusted Revenue per Share?

Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Revenue per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the revenue per share from 2001 through 2010.

We adjusted the 2001 revenue per share data with the total inflation from 2001 through 2010 to the equivalent revenue in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's revenue is $1 a share in 2001, then the 2001's equivalent revenue in 2010 is $1.4 a share. If Wal-Mart's revenue is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 revenue in 2010 is $1.35. So on and so forth, you get the equivalent revenue per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, HFCB Group's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare= Revenue per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.965/330.2130*330.2130
=0.965

Current CPI (Mar. 2026) = 330.2130.

HFCB Group Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 6.208 241.018 8.505
201609 3.137 241.428 4.291
201612 2.238 241.432 3.061
201703 2.390 243.801 3.237
201706 5.488 244.955 7.398
201709 2.078 246.819 2.780
201712 3.678 246.524 4.927
201803 2.414 249.554 3.194
201806 5.261 251.989 6.894
201809 1.139 252.439 1.490
201812 2.752 251.233 3.617
201903 1.893 254.202 2.459
201906 5.715 256.143 7.368
201909 2.081 256.759 2.676
201912 0.944 256.974 1.213
202003 2.053 258.115 2.626
202006 2.164 257.797 2.772
202009 1.851 260.280 2.348
202012 0.803 260.474 1.018
202103 1.499 264.877 1.869
202106 1.564 271.696 1.901
202109 1.451 274.310 1.747
202112 1.037 278.802 1.228
202203 1.902 287.504 2.185
202206 1.846 296.311 2.057
202209 1.975 296.808 2.197
202212 1.985 296.797 2.208
202303 2.224 301.836 2.433
202306 4.533 305.109 4.906
202309 2.450 307.789 2.628
202312 2.310 306.746 2.487
202403 2.618 312.332 2.768
202406 5.106 314.175 5.367
202409 2.257 315.301 2.364
202412 0.605 315.605 0.633
202503 0.604 319.799 0.624
202506 1.557 322.561 1.594
202509 0.853 324.800 0.867
202512 0.991 324.054 1.010
202603 0.965 330.213 0.965

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

What does a Cyclically Adjusted Revenue per Share of KES11.59 mean?
HFCB Group (NAI:HFCK) has a Cyclically Adjusted Revenue per Share of KES11.59 as of Mar. 2026. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on HFCB Group and its competitors.
Is HFCB Group's Cyclically Adjusted Revenue per Share too high?
HFCB Group's current Cyclically Adjusted Revenue per Share is KES11.59. Overall, HFCB Group has a GF Score™ of 39/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does HFCB Group's Cyclically Adjusted Revenue per Share compare to PNC and USB?
HFCB Group's Cyclically Adjusted Revenue per Share of KES11.59 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Revenue per Share for a Banks company?
A good Cyclically Adjusted Revenue per Share depends on the Banks industry context. However, Cyclically Adjusted Revenue per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Revenue per Share mean?
A high Cyclically Adjusted Revenue per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on HFCB Group and its competitors. HFCB Group's current Cyclically Adjusted Revenue per Share is KES11.59. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is HFCB Group stock overvalued right now?
Based on GuruFocus' analysis, HFCB Group (NAI:HFCK) is currently considered Significantly Overvalued. The stock's GF Value™ is KES2.14, compared to a current price of KES13.05 — trading 509.8% above its estimated fair value. The current Cyclically Adjusted Revenue per Share is KES11.59. HFCB Group's overall GF Score™ is 39/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Revenue per Share calculated?
Cyclically Adjusted Revenue per Share is calculated from a company's financial statements. For HFCB Group (NAI:HFCK), the current Cyclically Adjusted Revenue per Share is KES11.59 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is HFCB Group (NAI:HFCK) Overvalued in 2026?

Based on GuruFocus' analysis, HFCB Group stock appears to be overvalued. The current stock price of KES13.05 is trading 509.8% above its estimated GF Value™ of KES2.14. GuruFocus considers HFCB Group to be Significantly Overvalued.

Key valuation signals for NAI:HFCK:

  • Cyclically Adjusted Revenue per Share: KES11.59
  • GF Value™: KES2.14 vs. price of KES13.05 (509.8% above fair value)
  • GF Score™: 39/100 with 4 warning signs

No single metric tells the full story. See the NAI:HFCK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


HFCB Group Business Description

Address Kenyatta Avenue, Koinange Street, Rehani House, Plot No. LR 209/905, P.O. Box 30088, Nairobi, KEN, 00100
HFCB Group PLC is an integrated financial and Property solutions provider. It has diversified from being a mortgage financier to a provider of integrated financial solutions with interests in banking, property, and insurance. Its services are Save & Invest, Borrow, Insure, Move Money & Trade, and Own a Home.
39GF Score

Get the complete analysis for NAI:HFCK

Cyclically Adjusted Revenue per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

KES13.05
Price
KES2.14
GF Value