HFCB Group (NAI:HFCK) FCF Yield %: -9.58 (As of Jul. 08, 2026)


NAI:HFCK HFCB Group PLC NAI:HFCK
30 GF Score
Price KES10.80
GF Value KES2.20
Valuation Significantly Overvalued
! 2 Warning Signs
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What is HFCB Group FCF Yield %?

HFCB Group NAI:HFCK +1.89% 30 FCF Yield % is -9.58 as of Jul. 08, 2026. GuruFocus rates NAI:HFCK with a GF Score™ of 30/100 and a GF Value™ of KES2.20 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 1,503 Banks companies, HFCB Group ranks worse than 81.9% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, HFCB Group's Trailing 12-Month Free Cash Flow is KES-1,949 Mil, and Market Cap is KES20,363 Mil. Therefore, HFCB Group's FCF Yield % for today is -9.58%.

The historical rank and industry rank for HFCB Group's FCF Yield % or its related term are showing as below:

NAI:HFCK' s FCF Yield % Range Over the Past 10 Years
Min: -9.85   Med: 0   Max: 0
Current: -9.58


NAI:HFCK's FCF Yield % is ranked worse than
81.9% of 1503 companies
in the Banks industry
Industry Median: 8.11 vs NAI:HFCK: -9.58

HFCB Group's FCF Margin % for the quarter that ended in Mar. 2026 was 0.00%.


HFCB Group FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


HFCB Group FCF Yield % Related Terms


HFCB Group FCF Yield % Historical Data

* Premium members only.

The historical data trend for HFCB Group's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

HFCB Group FCF Yield % Chart

HFCB Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -3.90 -20.04 81.41 -27.04 -10.38

HFCB Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

NAI:HFCK vs PNC, USB: FCF Yield % Comparison

For the Banks - Regional subindustry, HFCB Group's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


HFCB Group FCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, HFCB Group's FCF Yield % distribution charts can be found below:

* The bar in red indicates where HFCB Group's FCF Yield % falls into.


NAI:HFCK
30GF Score
HFCB Group PLC NAI:HFCK
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

HFCB Group FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

HFCB Group's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=-1949.367 / 18779.46048
=-10.38%

HFCB Group's annualized FCF Yield % for the quarter that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=0 * 4 / 17685.87744
=0.00%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of -9.58 mean?
HFCB Group (NAI:HFCK) has a FCF Yield % of -9.58 as of Jul. 08, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on HFCB Group and its competitors. According to the industry distribution chart, HFCB Group ranks #1231 out of 1503 companies in the Banks industry, placing it in the top 81.9%.
Is HFCB Group's FCF Yield % too high?
HFCB Group's current FCF Yield % is -9.58. Based on the distribution chart, HFCB Group ranks #1231 out of 1503 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, HFCB Group has a GF Score™ of 30/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does HFCB Group's FCF Yield % compare to PNC and USB?
According to the Banks industry distribution chart, HFCB Group ranks #1231 out of 1503 companies for FCF Yield %. This places HFCB Group in the lower half of its industry. The industry median FCF Yield % is 8.11. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.11, based on 1,503 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on HFCB Group and its competitors. For the Banks industry, the median FCF Yield % is 8.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. HFCB Group's current FCF Yield % is -9.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is HFCB Group stock overvalued right now?
Based on GuruFocus' analysis, HFCB Group (NAI:HFCK) is currently considered Significantly Overvalued. The stock's GF Value™ is KES2.20, compared to a current price of KES10.80 — trading 390.9% above its estimated fair value. The current FCF Yield % is -9.58. HFCB Group's overall GF Score™ is 30/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For HFCB Group (NAI:HFCK), the current FCF Yield % is -9.58 as of Jul. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is HFCB Group (NAI:HFCK) Overvalued in 2026?

Based on GuruFocus' analysis, HFCB Group stock appears to be overvalued. The current stock price of KES10.80 is trading 390.9% above its estimated GF Value™ of KES2.20. GuruFocus considers HFCB Group to be Significantly Overvalued.

Key valuation signals for NAI:HFCK:

  • FCF Yield %: -9.58
  • GF Value™: KES2.20 vs. price of KES10.80 (390.9% above fair value)
  • GF Score™: 30/100 with 2 warning signs

No single metric tells the full story. See the NAI:HFCK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


HFCB Group Business Description

Address Kenyatta Avenue, Koinange Street, Rehani House, Plot No. LR 209/905, P.O. Box 30088, Nairobi, KEN, 00100
HFCB Group PLC is an integrated financial and Property solutions provider. It has diversified from being a mortgage financier to a provider of integrated financial solutions with interests in banking, property, and insurance. Its services are Save & Invest, Borrow, Insure, Move Money & Trade, and Own a Home.
30GF Score

Get the complete analysis for NAI:HFCK

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

KES10.80
Price
KES2.20
GF Value