HFCB Group (NAI:HFCK) ROC %: % (As of Mar. 2026)


NAI:HFCK HFCB Group PLC NAI:HFCK
30 GF Score
Price KES9.88
GF Value KES2.21
Valuation Significantly Overvalued
! 1 Warning Sign
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What is HFCB Group ROC %?

HFCB Group NAI:HFCK +1.02% 30 ROC % is % as of Mar. 2026. GuruFocus rates NAI:HFCK with a GF Score™ of 30/100 and a GF Value™ of KES2.21 (Significantly Overvalued). The stock has 1 warning sign investors should review.

ROC %does not apply to banks.

NAI:HFCK
30GF Score
HFCB Group PLC NAI:HFCK
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
HFCB Group (NAI:HFCK) has a ROC % of % as of Mar. 2026. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on HFCB Group and its competitors.
Is HFCB Group's ROC % too high?
HFCB Group's current ROC % is %. Overall, HFCB Group has a GF Score™ of 30/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does HFCB Group's ROC % compare to PNC and USB?
HFCB Group's ROC % of % can be compared against companies in the Banks industry. The industry median ROC % is 1.98. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.98, based on 48 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on HFCB Group and its competitors. For the Banks industry, the median ROC % is 1.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. HFCB Group's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is HFCB Group stock overvalued right now?
Based on GuruFocus' analysis, HFCB Group (NAI:HFCK) is currently considered Significantly Overvalued. The stock's GF Value™ is KES2.21, compared to a current price of KES9.88 — trading 347.1% above its estimated fair value. The current ROC % is %. HFCB Group's overall GF Score™ is 30/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For HFCB Group (NAI:HFCK), the current ROC % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is HFCB Group (NAI:HFCK) Overvalued in 2026?

Based on GuruFocus' analysis, HFCB Group stock appears to be overvalued. The current stock price of KES9.88 is trading 347.1% above its estimated GF Value™ of KES2.21. GuruFocus considers HFCB Group to be Significantly Overvalued.

Key valuation signals for NAI:HFCK:

  • ROC %: %
  • GF Value™: KES2.21 vs. price of KES9.88 (347.1% above fair value)
  • GF Score™: 30/100 with 1 warning sign

No single metric tells the full story. See the NAI:HFCK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

HFCB Group Business Description

Address Kenyatta Avenue, Koinange Street, Rehani House, Plot No. LR 209/905, P.O. Box 30088, Nairobi, KEN, 00100
HFCB Group PLC is an integrated financial and Property solutions provider. It has diversified from being a mortgage financier to a provider of integrated financial solutions with interests in banking, property, and insurance. Its services are Save & Invest, Borrow, Insure, Move Money & Trade, and Own a Home.
30GF Score

Get the complete analysis for NAI:HFCK

ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

KES9.88
Price
KES2.21
GF Value