HFCB Group (NAI:HFCK) ROC (Joel Greenblatt) %: % (As of Mar. 2026)

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NAI:HFCK HFCB Group PLC NAI:HFCK
39 GF Score
Price KES13.20
GF Value KES2.14
Valuation Significantly Overvalued
! 4 Warning Signs
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What is HFCB Group ROC (Joel Greenblatt) %?

HFCB Group NAI:HFCK -1.86% 39 ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus rates NAI:HFCK with a GF Score™ of 39/100 and a GF Value™ of KES2.14 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 47 Banks companies, HFCB Group ranks worse than 2127657.45% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

NAI:HFCK
39GF Score
HFCB Group PLC NAI:HFCK
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
HFCB Group (NAI:HFCK) has a ROC (Joel Greenblatt) % of % as of Mar. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on HFCB Group and its competitors. According to the industry distribution chart, HFCB Group ranks #999999 out of 47 companies in the Banks industry.
Is HFCB Group's ROC (Joel Greenblatt) % too high?
HFCB Group's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, HFCB Group ranks #999999 out of 47 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, HFCB Group has a GF Score™ of 39/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does HFCB Group's ROC (Joel Greenblatt) % compare to PNC and USB?
According to the Banks industry distribution chart, HFCB Group ranks #999999 out of 47 companies for ROC (Joel Greenblatt) %. This places HFCB Group in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 50.71. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Banks company?
The median ROC (Joel Greenblatt) % among Banks companies is 50.71, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on HFCB Group and its competitors. For the Banks industry, the median ROC (Joel Greenblatt) % is 50.71 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. HFCB Group's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is HFCB Group stock overvalued right now?
Based on GuruFocus' analysis, HFCB Group (NAI:HFCK) is currently considered Significantly Overvalued. The stock's GF Value™ is KES2.14, compared to a current price of KES13.20 — trading 516.8% above its estimated fair value. The current ROC (Joel Greenblatt) % is %. HFCB Group's overall GF Score™ is 39/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For HFCB Group (NAI:HFCK), the current ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is HFCB Group (NAI:HFCK) Overvalued in 2026?

Based on GuruFocus' analysis, HFCB Group stock appears to be overvalued. The current stock price of KES13.20 is trading 516.8% above its estimated GF Value™ of KES2.14. GuruFocus considers HFCB Group to be Significantly Overvalued.

Key valuation signals for NAI:HFCK:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: KES2.14 vs. price of KES13.20 (516.8% above fair value)
  • GF Score™: 39/100 with 4 warning signs

No single metric tells the full story. See the NAI:HFCK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

HFCB Group Business Description

Address Kenyatta Avenue, Koinange Street, Rehani House, Plot No. LR 209/905, P.O. Box 30088, Nairobi, KEN, 00100
HFCB Group PLC is an integrated financial and Property solutions provider. It has diversified from being a mortgage financier to a provider of integrated financial solutions with interests in banking, property, and insurance. Its services are Save & Invest, Borrow, Insure, Move Money & Trade, and Own a Home.
39GF Score

Get the complete analysis for NAI:HFCK

ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

KES13.20
Price
KES2.14
GF Value