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HF Group (NAI:HFCK) E10 : KES1.16 (As of Mar. 2024)


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What is HF Group E10?

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

HF Group's adjusted earnings per share data for the three months ended in Mar. 2024 was KES1.560. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is KES1.16 for the trailing ten years ended in Mar. 2024.

During the past 12 months, HF Group's average E10 Growth Rate was -35.90% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

As of today (2024-06-20), HF Group's current stock price is KES3.93. HF Group's E10 for the quarter that ended in Mar. 2024 was KES1.16. HF Group's Shiller PE Ratio of today is 3.39.

During the past 13 years, the highest Shiller PE Ratio of HF Group was 8.37. The lowest was 1.38. And the median was 2.37.


HF Group E10 Historical Data

The historical data trend for HF Group's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

HF Group E10 Chart

HF Group Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only - - 2.14 1.85 1.44

HF Group Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.81 1.65 1.55 1.44 1.16

Competitive Comparison of HF Group's E10

For the Banks - Regional subindustry, HF Group's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


HF Group's Shiller PE Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, HF Group's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where HF Group's Shiller PE Ratio falls into.



HF Group E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, HF Group's adjusted earnings per share data for the three months ended in Mar. 2024 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2024 (Change)*Current CPI (Mar. 2024)
=1.56/131.7762*131.7762
=1.560

Current CPI (Mar. 2024) = 131.7762.

HF Group Quarterly Data

per share eps CPI Adj_EPS
201406 0.888 100.560 1.164
201409 0.860 100.428 1.128
201412 0.894 99.070 1.189
201503 2.309 99.621 3.054
201506 0.922 100.684 1.207
201509 1.762 100.392 2.313
201512 0.409 99.792 0.540
201603 3.409 100.470 4.471
201606 0.743 101.688 0.963
201609 0.587 101.861 0.759
201612 0.177 101.863 0.229
201703 0.918 102.862 1.176
201706 0.184 103.349 0.235
201709 0.002 104.136 0.003
201712 -0.087 104.011 -0.110
201803 0.420 105.290 0.526
201806 -0.079 106.317 -0.098
201809 -0.881 106.507 -1.090
201812 -0.692 105.998 -0.860
201903 -1.650 107.251 -2.027
201906 0.159 108.070 0.194
201909 0.032 108.329 0.039
201912 -0.066 108.420 -0.080
202003 -0.010 108.902 -0.012
202006 -0.767 108.767 -0.929
202009 -1.130 109.815 -1.356
202012 -2.539 109.897 -3.044
202103 -0.499 111.754 -0.588
202106 -0.401 114.631 -0.461
202109 -0.582 115.734 -0.663
202112 -0.254 117.630 -0.285
202203 0.089 121.301 0.097
202206 0.041 125.017 0.043
202209 0.030 125.227 0.032
202212 0.530 125.222 0.558
202303 0.870 127.348 0.900
202306 0.257 128.729 0.263
202309 0.141 129.860 0.143
202312 0.395 129.419 0.402
202403 1.560 131.776 1.560

Add all the adjusted EPS together and divide 10 will get our e10.


HF Group  (NAI:HFCK) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

HF Group's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=3.93/1.16
=3.39

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of HF Group was 8.37. The lowest was 1.38. And the median was 2.37.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


HF Group E10 Related Terms

Thank you for viewing the detailed overview of HF Group's E10 provided by GuruFocus.com. Please click on the following links to see related term pages.


HF Group (NAI:HFCK) Business Description

Traded in Other Exchanges
N/A
Address
Rehani House, Kenyatta Avenue/Koinange Street, Plot No. LR 209/9054, P.O. Box 30088, Nairobi, KEN, 00100
HF Group PLC is a provider of integrated property and financial solutions. It is engaged in the business of mortgage lending, corporate and retail banking solutions, property development, bancassurance services, and social investment. The company operates through four segments namely Retail banking, Corporate banking and Property development, and Bancassurance. Its Retail segment is further split between Retail loans and Retail deposits. The Corporate segment is moreover divided into Schemes mortgages, Projects, Corporate deposits and Short-term loans. Property development consists of the development of housing projects and the sale of houses. Bancassurance includes procuring insurance business and earning commissions.

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