IBL Finance (NSE:IBLFL) EPS without NRI: ₹1.36 (TTM As of Mar. 2026)

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NSE:IBLFL IBL Finance Ltd NSE:IBLFL
39 GF Score
Price ₹61.00
! 7 Warning Signs
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What is IBL Finance EPS without NRI?

IBL Finance NSE:IBLFL -0.97% 39 EPS without NRI is ₹1.36 as of Mar. 2026. GuruFocus rates NSE:IBLFL with a GF Score™ of 39/100. The stock has 7 warning signs investors should review. Among 433 Credit Services companies, IBL Finance ranks worse than 73.9% on this metric.

IBL Finance's earnings per share without non-recurring items for the six months ended in Mar. 2026 was ₹1.36. Its earnings per share without non-recurring items for the trailing twelve months (TTM) ended in Mar. 2026 was ₹1.36.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using Earnings per share without Non-Recurring Items (NRI) data.

The historical rank and industry rank for IBL Finance's EPS without NRI or its related term are showing as below:

NSE:IBLFL' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -7.2   Med: 19.65   Max: 46.5
Current: -7.2

NSE:IBLFL's 3-Year EPS without NRI Growth Rate is ranked worse than
73.9% of 433 companies
in the Credit Services industry
Industry Median: 11.4 vs NSE:IBLFL: -7.20

IBL Finance's EPS (Diluted) for the six months ended in Mar. 2026 was ₹0.99. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was ₹0.99.

IBL Finance's EPS (Basic) for the six months ended in Mar. 2026 was ₹0.99. Its EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 was ₹0.99.


IBL Finance  (NSE:IBLFL) EPS without NRI Explanation

EPS without NRI removes onetime and unusual items from EPS, to provide investors with a more accurate measure of the company’s true earnings. The earnings are adjusted for items that are irregular or unusual in nature, and/or are non-recurring. This is calculated using Net Income (Continuing Operations) plus/minus any tax affected unusual Items and Goodwill Impairments/Write Offs. This can be used to fairly measure a company's profitability.


Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.


IBL Finance EPS without NRI Related Terms


IBL Finance EPS without NRI Historical Data

* Premium members only.

The historical data trend for IBL Finance's EPS without NRI can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

IBL Finance EPS without NRI Chart

IBL Finance Annual Data
Trend Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
EPS without NRI
Get a 7-Day Free Trial 0.37 1.71 2.39 1.16 1.36

IBL Finance Semi-Annual Data
Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
EPS without NRI Get a 7-Day Free Trial 0.37 1.71 2.39 1.16 1.36

NSE:IBLFL vs V, MA, AXP: EPS without NRI Comparison

For the Credit Services subindustry, IBL Finance's PE Ratio without NRI, along with its competitors' market caps and PE Ratio without NRI data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


IBL Finance PE Ratio without NRI vs Credit Services Industry

For the Credit Services industry and Financial Services sector, IBL Finance's PE Ratio without NRI distribution charts can be found below:

* The bar in red indicates where IBL Finance's PE Ratio without NRI falls into.


NSE:IBLFL
39GF Score
IBL Finance Ltd NSE:IBLFL
EPS without NRI is just one metric. See GF Score™, valuation, warning signs, and more.
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IBL Finance EPS without NRI Calculation

Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Earnings Per Share without Non-Recurring Items is the amount of earnings without non-recurring items per outstanding share of the company's stock.

For stock reported annually, GuruFocus uses latest annual data as the TTM data. EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 was ₹1.36

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS without NRI →
What does a EPS without NRI of ₹1.36 mean?
IBL Finance (NSE:IBLFL) has a EPS without NRI of ₹1.36 as of Mar. 2026. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on IBL Finance and its competitors. According to the industry distribution chart, IBL Finance ranks #320 out of 433 companies in the Credit Services industry, placing it in the top 73.9%.
Is IBL Finance's EPS without NRI too high?
IBL Finance's current EPS without NRI is ₹1.36. Based on the distribution chart, IBL Finance ranks #320 out of 433 companies in the Credit Services industry, which is below the industry midpoint. Overall, IBL Finance has a GF Score™ of 39/100, reflecting its overall financial health beyond just this single metric.
How does IBL Finance's EPS without NRI compare to V and MA?
According to the Credit Services industry distribution chart, IBL Finance ranks #320 out of 433 companies for EPS without NRI. This places IBL Finance in the lower half of its industry. The industry median EPS without NRI is 11.40. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS without NRI for a Credit Services company?
The median EPS without NRI among Credit Services companies is 11.40, based on 433 companies in the industry. Companies in the top quartile (top 25%) have a EPS without NRI significantly above this median, while those in the bottom quartile fall well below. However, EPS without NRI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS without NRI mean?
A high EPS without NRI can signal that a stock is expensive relative to its fundamentals. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on IBL Finance and its competitors. For the Credit Services industry, the median EPS without NRI is 11.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. IBL Finance's current EPS without NRI is ₹1.36. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IBL Finance stock overvalued right now?
IBL Finance (NSE:IBLFL) has a current EPS without NRI of ₹1.36. The current EPS without NRI is ₹1.36. IBL Finance's overall GF Score™ is 39/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS without NRI calculated?
EPS without NRI is calculated from a company's financial statements. For IBL Finance (NSE:IBLFL), the current EPS without NRI is ₹1.36 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

IBL Finance Business Description

Address Causeway Road, Shop-151, Silver Stone Arcade, Near. Kantheriya Hanuman Temple, Singanpore, Katargam, Surat, GJ, IND, 395004
IBL Finance Ltd is a fintech-based financial services platform that leverages technology and data science to make lending quick and easy. It has a mobile application that provides instant personal loans which loan up to Rupees 50,000 with tenors of up to 12 months through an entirely digital mobile App-only process. The Company is engaged in one segment only i.e. Loan Segment. The company generates revenue from Interest Income on Loan Portfolio and Loan Processing Fees & Charges.
39GF Score

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EPS without NRI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹61.00
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