IBL Finance (NSE:IBLFL) OCF Yield %: -2.50 (As of Jul. 12, 2026)


NSE:IBLFL IBL Finance Ltd NSE:IBLFL
35 GF Score
Price ₹55.00
! 8 Warning Signs
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What is IBL Finance OCF Yield %?

IBL Finance NSE:IBLFL 35 OCF Yield % is -2.50 as of Jul. 12, 2026. GuruFocus rates NSE:IBLFL with a GF Score™ of 35/100. The stock has 8 warning signs investors should review. Among 539 Credit Services companies, IBL Finance ranks worse than 59.93% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, IBL Finance's Trailing 12-Month Cash Flow from Operations is ₹-34.0 Mil, and Market Cap is ₹1,360.2 Mil. Therefore, IBL Finance's OCF Yield % for today is -2.50%.

The historical rank and industry rank for IBL Finance's OCF Yield % or its related term are showing as below:

NSE:IBLFL' s OCF Yield % Range Over the Past 10 Years
Min: -40.03   Med: -28.2   Max: -2.17
Current: -2.5


During the past 6 years, the highest OCF Yield % of IBL Finance was -2.17%. The lowest was -40.03%. And the median was -28.20%.

NSE:IBLFL's OCF Yield % is ranked worse than
59.93% of 539 companies
in the Credit Services industry
Industry Median: -0.02 vs NSE:IBLFL: -2.50

IBL Finance's OCF Margin % for the quarter that ended in Mar. 2026 was %.


IBL Finance OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


IBL Finance OCF Yield % Related Terms


IBL Finance OCF Yield % Historical Data

* Premium members only.

The historical data trend for IBL Finance's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

IBL Finance OCF Yield % Chart

IBL Finance Annual Data
Trend Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
OCF Yield %
Get a 7-Day Free Trial 0.00 0.00 -23.73 -35.73 -2.97

IBL Finance Semi-Annual Data
Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
OCF Yield % Get a 7-Day Free Trial 0.00 0.00 -23.73 -35.73 -2.97

NSE:IBLFL vs V, MA, AXP: OCF Yield % Comparison

For the Credit Services subindustry, IBL Finance's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


IBL Finance OCF Yield % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, IBL Finance's OCF Yield % distribution charts can be found below:

* The bar in red indicates where IBL Finance's OCF Yield % falls into.


NSE:IBLFL
35GF Score
IBL Finance Ltd NSE:IBLFL
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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IBL Finance OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

IBL Finance's OCF Yield % for the fiscal year that ended in Mar. 2026 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=-34.027 / 1146.1785
=-2.97%

IBL Finance's annualized OCF Yield % for the quarter that ended in Mar. 2026 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=-34.027 * 1 / 1146.1785
=-2.97%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of -2.50 mean?
IBL Finance (NSE:IBLFL) has a OCF Yield % of -2.50 as of Jul. 12, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on IBL Finance and its competitors. According to the industry distribution chart, IBL Finance ranks #323 out of 539 companies in the Credit Services industry, placing it in the top 59.9%.
Is IBL Finance's OCF Yield % too high?
IBL Finance's current OCF Yield % is -2.50. Based on the distribution chart, IBL Finance ranks #323 out of 539 companies in the Credit Services industry, which is below the industry midpoint. Overall, IBL Finance has a GF Score™ of 35/100, reflecting its overall financial health beyond just this single metric.
How does IBL Finance's OCF Yield % compare to V and MA?
According to the Credit Services industry distribution chart, IBL Finance ranks #323 out of 539 companies for OCF Yield %. This places IBL Finance in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Credit Services company?
A good OCF Yield % depends on the Credit Services industry context. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on IBL Finance and its competitors. IBL Finance's current OCF Yield % is -2.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IBL Finance stock overvalued right now?
IBL Finance (NSE:IBLFL) has a current OCF Yield % of -2.50. The current OCF Yield % is -2.50. IBL Finance's overall GF Score™ is 35/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For IBL Finance (NSE:IBLFL), the current OCF Yield % is -2.50 as of Jul. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

IBL Finance Business Description

Address Causeway Road, Shop-151, Silver Stone Arcade, Near. Kantheriya Hanuman Temple, Singanpore, Katargam, Surat, GJ, IND, 395004
IBL Finance Ltd is a fintech-based financial services platform that leverages technology and data science to make lending quick and easy. It has a mobile application that provides instant personal loans which loan up to Rupees 50,000 with tenors of up to 12 months through an entirely digital mobile App-only process. The Company is engaged in one segment only i.e. Loan Segment. The company generates revenue from Interest Income on Loan Portfolio and Loan Processing Fees & Charges.
35GF Score

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OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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