IBL Finance (NSE:IBLFL) ROE % Adjusted to Book Value: 2.17% (As of Mar. 2026)

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NSE:IBLFL IBL Finance Ltd NSE:IBLFL
39 GF Score
Price ₹61.00
! 7 Warning Signs
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What is IBL Finance ROE % Adjusted to Book Value?

IBL Finance NSE:IBLFL 39 ROE % Adjusted to Book Value is 2.17% as of Mar. 2026. GuruFocus rates NSE:IBLFL with a GF Score™ of 39/100. The stock has 7 warning signs investors should review.

IBL Finance's ROE % for the quarter that ended in Mar. 2026 was 4.08%. IBL Finance's PB Ratio for the quarter that ended in Mar. 2026 was 1.88. IBL Finance's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 2.17%.

IBL Finance ROE % Adjusted to Book Value Related Terms

IBL Finance ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for IBL Finance's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

IBL Finance ROE % Adjusted to Book Value Chart

IBL Finance Annual Data
Trend Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
ROE % Adjusted to Book Value
Get a 7-Day Free Trial 0.00 0.00 2.60 1.87 2.17

IBL Finance Semi-Annual Data
Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial 0.00 0.00 2.60 1.87 2.17

NSE:IBLFL vs V, MA, AXP: ROE % Adjusted to Book Value Comparison

For the Credit Services subindustry, IBL Finance's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

IBL Finance ROE % Adjusted to Book Value vs Credit Services Industry

For the Credit Services industry and Financial Services sector, IBL Finance's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where IBL Finance's ROE % Adjusted to Book Value falls into.


NSE:IBLFL
39GF Score
IBL Finance Ltd NSE:IBLFL
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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IBL Finance ROE % Adjusted to Book Value Calculation

IBL Finance's ROE % Adjusted to Book Value for the fiscal year that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=4.08% / 1.88
=2.17%

IBL Finance's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=4.08% / 1.88
=2.17%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 2.17% mean?
IBL Finance (NSE:IBLFL) has a ROE % Adjusted to Book Value of 2.17% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on IBL Finance and its competitors.
Is IBL Finance's ROE % Adjusted to Book Value too high?
IBL Finance's current ROE % Adjusted to Book Value is 2.17%. Overall, IBL Finance has a GF Score™ of 39/100, reflecting its overall financial health beyond just this single metric.
How does IBL Finance's ROE % Adjusted to Book Value compare to V and MA?
IBL Finance's ROE % Adjusted to Book Value of 2.17% can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Credit Services company?
A good ROE % Adjusted to Book Value depends on the Credit Services industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on IBL Finance and its competitors. IBL Finance's current ROE % Adjusted to Book Value is 2.17%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IBL Finance stock overvalued right now?
IBL Finance (NSE:IBLFL) has a current ROE % Adjusted to Book Value of 2.17%. The current ROE % Adjusted to Book Value is 2.17%. IBL Finance's overall GF Score™ is 39/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For IBL Finance (NSE:IBLFL), the current ROE % Adjusted to Book Value is 2.17% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

IBL Finance Business Description

Address Causeway Road, Shop-151, Silver Stone Arcade, Near. Kantheriya Hanuman Temple, Singanpore, Katargam, Surat, GJ, IND, 395004
IBL Finance Ltd is a fintech-based financial services platform that leverages technology and data science to make lending quick and easy. It has a mobile application that provides instant personal loans which loan up to Rupees 50,000 with tenors of up to 12 months through an entirely digital mobile App-only process. The Company is engaged in one segment only i.e. Loan Segment. The company generates revenue from Interest Income on Loan Portfolio and Loan Processing Fees & Charges.
39GF Score

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ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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