IBL Finance (NSE:IBLFL) Short-Term Debt: ₹7.4 Mil (As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
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NSE:IBLFL IBL Finance Ltd NSE:IBLFL
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What is IBL Finance Short-Term Debt?

IBL Finance NSE:IBLFL 40 Short-Term Debt is ₹7.4 Mil as of Mar. 2026. GuruFocus rates NSE:IBLFL with a GF Score™ of 40/100. The stock has 7 warning signs investors should review.

IBL Finance's Short-Term Debt for the quarter that ended in Mar. 2026 was ₹7.4 Mil.

IBL Finance's quarterly Short-Term Debt declined from Mar. 2024 (₹49.1 Mil) to Mar. 2025 (₹2.6 Mil) but then increased from Mar. 2025 (₹2.6 Mil) to Mar. 2026 (₹7.4 Mil).

IBL Finance's annual Short-Term Debt declined from Mar. 2024 (₹49.1 Mil) to Mar. 2025 (₹2.6 Mil) but then increased from Mar. 2025 (₹2.6 Mil) to Mar. 2026 (₹7.4 Mil).

IBL Finance Short-Term Debt Explanation

Short-Term Debt represents the total amount of Long-Term Debt such as bank loans and commercial paper, which is due within one year.

IBL Finance Short-Term Debt Related Terms

IBL Finance Short-Term Debt Historical Data

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The historical data trend for IBL Finance's Short-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

IBL Finance Short-Term Debt Chart

IBL Finance Annual Data
Trend Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Short-Term Debt
Get a 7-Day Free Trial 64.06 0.00 49.15 2.63 7.45

IBL Finance Semi-Annual Data
Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Short-Term Debt Get a 7-Day Free Trial 64.06 0.00 49.15 2.63 7.45
NSE:IBLFL
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IBL Finance Ltd NSE:IBLFL
Short-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Short-Term Debt →
What does a Short-Term Debt of ₹7.4 Mil mean?
IBL Finance (NSE:IBLFL) has a Short-Term Debt of ₹7.4 Mil as of Mar. 2026.
Is IBL Finance's Short-Term Debt too high?
IBL Finance's current Short-Term Debt is ₹7.4 Mil. Overall, IBL Finance has a GF Score™ of 40/100, reflecting its overall financial health beyond just this single metric.
How does IBL Finance's Short-Term Debt compare to V and MA?
IBL Finance's Short-Term Debt of ₹7.4 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Short-Term Debt for a Credit Services company?
A good Short-Term Debt depends on the Credit Services industry context. However, Short-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Short-Term Debt mean?
A high Short-Term Debt can signal that a stock is expensive relative to its fundamentals. IBL Finance's current Short-Term Debt is ₹7.4 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IBL Finance stock overvalued right now?
IBL Finance (NSE:IBLFL) has a current Short-Term Debt of ₹7.4 Mil. The current Short-Term Debt is ₹7.4 Mil. IBL Finance's overall GF Score™ is 40/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Short-Term Debt calculated?
Short-Term Debt is calculated from a company's financial statements. For IBL Finance (NSE:IBLFL), the current Short-Term Debt is ₹7.4 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

IBL Finance Business Description

Address Causeway Road, Shop-151, Silver Stone Arcade, Near. Kantheriya Hanuman Temple, Singanpore, Katargam, Surat, GJ, IND, 395004
IBL Finance Ltd is a fintech-based financial services platform that leverages technology and data science to make lending quick and easy. It has a mobile application that provides instant personal loans which loan up to Rupees 50,000 with tenors of up to 12 months through an entirely digital mobile App-only process. The Company is engaged in one segment only i.e. Loan Segment. The company generates revenue from Interest Income on Loan Portfolio and Loan Processing Fees & Charges.
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