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Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.
IBL Finance's operating assets for the quarter that ended in Mar. 2026 was ₹1,261.8 Mil. IBL Finance's operating liabilities for the quarter that ended in Mar. 2026 was ₹109.2 Mil. IBL Finance's Total Assets for the quarter that ended in Mar. 2025 was ₹1,128.7 Mil. Therefore, IBL Finance's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 1.02.
IBL Finance Scaled Net Operating Assets Related Terms
IBL Finance Scaled Net Operating Assets Historical Data
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The historical data trend for IBL Finance's Scaled Net Operating Assets can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:IBLFL vs V, MA, AXP: Scaled Net Operating Assets Comparison
For the Credit Services subindustry, IBL Finance's Scaled Net Operating Assets, along with its competitors' market caps and Scaled Net Operating Assets data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
IBL Finance Scaled Net Operating Assets vs Credit Services Industry
For the Credit Services industry and Financial Services sector, IBL Finance's Scaled Net Operating Assets distribution charts can be found below:
* The bar in red indicates where IBL Finance's Scaled Net Operating Assets falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Scaled Net Operating Assets of 1.02 mean?
IBL Finance (NSE:IBLFL) has a Scaled Net Operating Assets of 1.02 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on IBL Finance and its competitors.
Is IBL Finance's Scaled Net Operating Assets too high?
IBL Finance's current Scaled Net Operating Assets is 1.02. Overall, IBL Finance has a GF Score™ of 39/100, reflecting its overall financial health beyond just this single metric.
How does IBL Finance's Scaled Net Operating Assets compare to V and MA?
IBL Finance's Scaled Net Operating Assets of 1.02 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Credit Services company?
A good Scaled Net Operating Assets depends on the Credit Services industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on IBL Finance and its competitors. IBL Finance's current Scaled Net Operating Assets is 1.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IBL Finance stock overvalued right now?
IBL Finance (NSE:IBLFL) has a current Scaled Net Operating Assets of 1.02. The current Scaled Net Operating Assets is 1.02. IBL Finance's overall GF Score™ is 39/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For IBL Finance (NSE:IBLFL), the current Scaled Net Operating Assets is 1.02 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
IBL Finance Ltd is a fintech-based financial services platform that leverages technology and data science to make lending quick and easy. It has a mobile application that provides instant personal loans which loan up to Rupees 50,000 with tenors of up to 12 months through an entirely digital mobile App-only process. The Company is engaged in one segment only i.e. Loan Segment. The company generates revenue from Interest Income on Loan Portfolio and Loan Processing Fees & Charges.
39GF Score
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Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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