Mortgage Service Japan (TSE:7192) Moat Score: 0/10 (As of Jul. 09, 2026)


TSE:7192 Mortgage Service Japan Ltd TSE:7192
73 GF Score
Price 円581.00
GF Value 円503.53
Valuation Modestly Overvalued
! 2 Warning Signs
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What is Mortgage Service Japan Moat Score?

Mortgage Service Japan has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

Mortgage Service Japan has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Mortgage Service Japan might have No Moat - No discernible moat.

Mortgage Service Japan  (TSE:7192) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Mortgage Service Japan Moat Score Related Terms

TSE:7192
73GF Score
Mortgage Service Japan Ltd TSE:7192
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Mortgage Service Japan (TSE:7192) Overvalued in 2026?

Based on GuruFocus' analysis, Mortgage Service Japan stock appears to be overvalued. The current stock price of 円581.00 is trading 15.4% above its estimated GF Value™ of 円503.53. GuruFocus considers Mortgage Service Japan to be Modestly Overvalued.

Key valuation signals for TSE:7192:

  • Moat Score: 0
  • GF Value™: 円503.53 vs. price of 円581.00 (15.4% above fair value)
  • GF Score™: 73/100 with 2 warning signs

No single metric tells the full story. See the TSE:7192 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Mortgage Service Japan Business Description

Address 3-7-1 Nishi-Shinbashi, Minato-ku, Landic 2nd Shimbashi Building, Tokyo, JPN, 105-0003
Mortgage Service Japan Ltd provides mortgage services. The Company offers house loans, defect warranty liability insurance on houses as well as integrated housing-solutions such as system development, and cloud platform services. It also engaged in education, publishing, consulting field.
73GF Score

Get the complete analysis for TSE:7192

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円581.00
Price
円503.53
GF Value