Mortgage Service Japan (TSE:7192) 3-1 Month Momentum %: 10.24% (As of Sep. 10, 2026)

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Director of Data and Quant Analytics at GuruFocus
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TSE:7192 Mortgage Service Japan Ltd TSE:7192
71 GF Score
Price 円689.00
GF Value 円513.81
Valuation Significantly Overvalued
! 3 Warning Signs
View Full Analysis

What is Mortgage Service Japan 3-1 Month Momentum %?

Mortgage Service Japan TSE:7192 +1.47% 71 3-1 Month Momentum % is 10.24% as of Sep. 10, 2026. GuruFocus rates TSE:7192 with a GF Score™ of 71/100 and a GF Value™ of 円513.81 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 1,573 Banks companies, Mortgage Service Japan ranks better than 69.17% on this metric.

3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-09-10), Mortgage Service Japan's 3-1 Month Momentum % is 10.24%.

The industry rank for Mortgage Service Japan's 3-1 Month Momentum % or its related term are showing as below:

TSE:7192's 3-1 Month Momentum % is ranked better than
69.17% of 1573 companies
in the Banks industry
Industry Median: 4.93 vs TSE:7192: 10.24

Mortgage Service Japan  (TSE:7192) 3-1 Month Momentum % Explanation

Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.

The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.


Mortgage Service Japan 3-1 Month Momentum % Related Terms


TSE:7192 vs RKT, FNMA, PFSI: 3-1 Month Momentum % Comparison

For the Mortgage Finance subindustry, Mortgage Service Japan's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mortgage Service Japan 3-1 Month Momentum % vs Banks Industry

For the Banks industry and Financial Services sector, Mortgage Service Japan's 3-1 Month Momentum % distribution charts can be found below:

* The bar in red indicates where Mortgage Service Japan's 3-1 Month Momentum % falls into.


TSE:7192
71GF Score
Mortgage Service Japan Ltd TSE:7192
3-1 Month Momentum % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Mortgage Service Japan  (TSE:7192) 3-1 Month Momentum % Calculation

3-1 Month Momentum % is calculated as following:

3-1 Month Momentum %=( Price 1-month ago / Price 3-month ago - 1 ) * 100 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about 3-1 Month Momentum % →
What does a 3-1 Month Momentum % of 10.24% mean?
Mortgage Service Japan (TSE:7192) has a 3-1 Month Momentum % of 10.24% as of Sep. 10, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Mortgage Service Japan and its competitors. According to the industry distribution chart, Mortgage Service Japan ranks #485 out of 1573 companies in the Banks industry, placing it in the top 30.8%.
Is Mortgage Service Japan's 3-1 Month Momentum % too high?
Mortgage Service Japan's current 3-1 Month Momentum % is 10.24%. The Banks industry median 3-1 Month Momentum % is 4.93. Mortgage Service Japan's value of 10.24% is 107.7% above this industry median. Based on the distribution chart, Mortgage Service Japan ranks #485 out of 1573 companies in the Banks industry, which is above the industry midpoint. Overall, Mortgage Service Japan has a GF Score™ of 71/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Mortgage Service Japan's 3-1 Month Momentum % compare to RKT and FNMA?
According to the Banks industry distribution chart, Mortgage Service Japan ranks #485 out of 1573 companies for 3-1 Month Momentum %. This puts Mortgage Service Japan in the upper half of its industry. The industry median 3-1 Month Momentum % is 4.93. Mortgage Service Japan's value of 10.24% is 107.7% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 4.93, based on 1,573 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mortgage Service Japan's current 3-1 Month Momentum % of 10.24% is 107.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Mortgage Service Japan and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 4.93 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mortgage Service Japan's current 3-1 Month Momentum % is 10.24%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mortgage Service Japan stock overvalued right now?
Based on GuruFocus' analysis, Mortgage Service Japan (TSE:7192) is currently considered Significantly Overvalued. The stock's GF Value™ is 円513.81, compared to a current price of 円689.00 — trading 34.1% above its estimated fair value. The current 3-1 Month Momentum % is 10.24% and 107.7% above the Banks industry median of 4.93. Mortgage Service Japan's overall GF Score™ is 71/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Mortgage Service Japan (TSE:7192), the current 3-1 Month Momentum % is 10.24% as of Sep. 10, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mortgage Service Japan (TSE:7192) Overvalued in 2026?

Based on GuruFocus' analysis, Mortgage Service Japan stock appears to be overvalued. The current stock price of 円689.00 is trading 34.1% above its estimated GF Value™ of 円513.81. GuruFocus considers Mortgage Service Japan to be Significantly Overvalued.

Key valuation signals for TSE:7192:

  • 3-1 Month Momentum %: 10.24%
  • GF Value™: 円513.81 vs. price of 円689.00 (34.1% above fair value)
  • GF Score™: 71/100 with 3 warning signs
  • Industry Position: 107.7% above the Banks median (#485 of 1573)

No single metric tells the full story. See the TSE:7192 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mortgage Service Japan Business Description

Address 3-7-1 Nishi-Shinbashi, Minato-ku, Landic 2nd Shimbashi Building, Tokyo, JPN, 105-0003
Mortgage Service Japan Ltd provides mortgage services. The Company offers house loans, defect warranty liability insurance on houses as well as integrated housing-solutions such as system development, and cloud platform services. It also engaged in education, publishing, consulting field.
71GF Score

Get the complete analysis for TSE:7192

3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円689.00
Price
円513.81
GF Value