Mortgage Service Japan (TSE:7192) 1-Year Sharpe Ratio: 0.87 (As of Sep. 02, 2026)

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Director of Data and Quant Analytics at GuruFocus
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TSE:7192 Mortgage Service Japan Ltd TSE:7192
72 GF Score
Price 円628.00
GF Value 円513.43
Valuation Modestly Overvalued
! 1 Warning Sign
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What is Mortgage Service Japan 1-Year Sharpe Ratio?

Mortgage Service Japan TSE:7192 -1.26% 72 1-Year Sharpe Ratio is 0.87 as of Sep. 02, 2026. GuruFocus rates TSE:7192 with a GF Score™ of 72/100 and a GF Value™ of 円513.43 (Modestly Overvalued). The stock has 1 warning sign investors should review.

The 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk over the past year. As of today (2026-09-02), Mortgage Service Japan's 1-Year Sharpe Ratio is 0.87.

Mortgage Service Japan  (TSE:7192) 1-Year Sharpe Ratio Explanation

The 1-Year Sharpe Ratio inidicates the risk-adjusted return of an investment over the past year. It is calculated as the annualized result of the average monthly excess return divided by its standard deviation over the past year. The monthly excess return is the monthly investment return minus the monthly risk-free rate (typically the 10-year Treasury Constant Maturity Rate). If the risk-free rate for a specific region is not available, U.S. data is used by default.

The greater a portfolio's Sharpe Ratio, the better its risk-adjusted performance. A negative Sharpe Ratio means the risk-free rate is greater than the portfolio’s historical or projected return, or else the portfolio's return is expected to be negative.

Mortgage Service Japan 1-Year Sharpe Ratio Related Terms

TSE:7192 vs RKT, FNMA, PFSI: 1-Year Sharpe Ratio Comparison

For the Mortgage Finance subindustry, Mortgage Service Japan's 1-Year Sharpe Ratio, along with its competitors' market caps and 1-Year Sharpe Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Mortgage Service Japan 1-Year Sharpe Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Mortgage Service Japan's 1-Year Sharpe Ratio distribution charts can be found below:

* The bar in red indicates where Mortgage Service Japan's 1-Year Sharpe Ratio falls into.


TSE:7192
72GF Score
Mortgage Service Japan Ltd TSE:7192
1-Year Sharpe Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Mortgage Service Japan 1-Year Sharpe Ratio Calculation

The 1-Year Sharpe Ratio measures the performance of an investment such as a stock or portfolio compared to a risk-free asset. A stock / portfolio's 1-Year Sharpe Ratio can be calculated by dividing the difference between the one-year returns of the investment and the risk-free rate, by the standard deviation of the investment returns over one year.

Frequently Asked Questions Learn more about 1-Year Sharpe Ratio →
What does a 1-Year Sharpe Ratio of 0.87 mean?
Mortgage Service Japan (TSE:7192) has a 1-Year Sharpe Ratio of 0.87 as of Sep. 02, 2026. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for Mortgage Service Japan and its competitors.
Is Mortgage Service Japan's 1-Year Sharpe Ratio too high?
Mortgage Service Japan's current 1-Year Sharpe Ratio is 0.87. Overall, Mortgage Service Japan has a GF Score™ of 72/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Mortgage Service Japan's 1-Year Sharpe Ratio compare to RKT and FNMA?
Mortgage Service Japan's 1-Year Sharpe Ratio of 0.87 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 1-Year Sharpe Ratio for a Banks company?
A good 1-Year Sharpe Ratio depends on the Banks industry context. However, 1-Year Sharpe Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 1-Year Sharpe Ratio mean?
A high 1-Year Sharpe Ratio can signal that a stock is expensive relative to its fundamentals. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for Mortgage Service Japan and its competitors. Mortgage Service Japan's current 1-Year Sharpe Ratio is 0.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mortgage Service Japan stock overvalued right now?
Based on GuruFocus' analysis, Mortgage Service Japan (TSE:7192) is currently considered Modestly Overvalued. The stock's GF Value™ is 円513.43, compared to a current price of 円628.00 — trading 22.3% above its estimated fair value. The current 1-Year Sharpe Ratio is 0.87. Mortgage Service Japan's overall GF Score™ is 72/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 1-Year Sharpe Ratio calculated?
1-Year Sharpe Ratio is calculated from a company's financial statements. For Mortgage Service Japan (TSE:7192), the current 1-Year Sharpe Ratio is 0.87 as of Sep. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mortgage Service Japan (TSE:7192) Overvalued in 2026?

Based on GuruFocus' analysis, Mortgage Service Japan stock appears to be overvalued. The current stock price of 円628.00 is trading 22.3% above its estimated GF Value™ of 円513.43. GuruFocus considers Mortgage Service Japan to be Modestly Overvalued.

Key valuation signals for TSE:7192:

  • 1-Year Sharpe Ratio: 0.87
  • GF Value™: 円513.43 vs. price of 円628.00 (22.3% above fair value)
  • GF Score™: 72/100 with 1 warning sign

No single metric tells the full story. See the TSE:7192 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Mortgage Service Japan Business Description

Address 3-7-1 Nishi-Shinbashi, Minato-ku, Landic 2nd Shimbashi Building, Tokyo, JPN, 105-0003
Mortgage Service Japan Ltd provides mortgage services. The Company offers house loans, defect warranty liability insurance on houses as well as integrated housing-solutions such as system development, and cloud platform services. It also engaged in education, publishing, consulting field.
72GF Score

Get the complete analysis for TSE:7192

1-Year Sharpe Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円628.00
Price
円513.43
GF Value