Union Internationale de Banques (XTUN:UIB) EPS without NRI: TND3.15 (TTM As of Dec. 2025)


XTUN:UIB Union Internationale de Banques SA XTUN:UIB
87 GF Score
Price TND30.60
GF Value TND24.71
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Union Internationale de Banques EPS without NRI?

Union Internationale de Banques XTUN:UIB 87 EPS without NRI is TND3.15 as of Dec. 2025. GuruFocus rates XTUN:UIB with a GF Score™ of 87/100 and a GF Value™ of TND24.71 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,413 Banks companies, Union Internationale de Banques ranks worse than 84.36% on this metric.

Union Internationale de Banques's earnings per share without non-recurring items for the six months ended in Dec. 2025 was TND3.15. Its earnings per share without non-recurring items for the trailing twelve months (TTM) ended in Dec. 2025 was TND3.15.

During the past 12 months, Union Internationale de Banques's average earnings per share (NRI) Growth Rate was 1.70% per year. During the past 3 years, the average earnings per share (NRI) Growth Rate was -7.80% per year. During the past 5 years, the average earnings per share (NRI) Growth Rate was 5.40% per year. During the past 10 years, the average earnings per share (NRI) Growth Rate was 5.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using Earnings per share without Non-Recurring Items (NRI) data.

The historical rank and industry rank for Union Internationale de Banques's EPS without NRI or its related term are showing as below:

XTUN:UIB' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -7.8   Med: 5.5   Max: 22.9
Current: -7.8

During the past 11 years, Union Internationale de Banques's highest 3-Year average Earnings Per Share (NRI) Growth Rate was 22.90% per year. The lowest was -7.80% per year. And the median was 5.50% per year.

XTUN:UIB's 3-Year EPS without NRI Growth Rate is ranked worse than
84.36% of 1413 companies
in the Banks industry
Industry Median: 7.2 vs XTUN:UIB: -7.80

Union Internationale de Banques's EPS (Diluted) for the six months ended in Dec. 2025 was TND2.73. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was TND2.73.

Union Internationale de Banques's EPS (Basic) for the six months ended in Dec. 2025 was TND2.73. Its EPS (Basic) for the trailing twelve months (TTM) ended in Dec. 2025 was TND2.73.


Union Internationale de Banques  (XTUN:UIB) EPS without NRI Explanation

EPS without NRI removes onetime and unusual items from EPS, to provide investors with a more accurate measure of the company’s true earnings. The earnings are adjusted for items that are irregular or unusual in nature, and/or are non-recurring. This is calculated using Net Income (Continuing Operations) plus/minus any tax affected unusual Items and Goodwill Impairments/Write Offs. This can be used to fairly measure a company's profitability.


Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.


Union Internationale de Banques EPS without NRI Related Terms


Union Internationale de Banques EPS without NRI Historical Data

* Premium members only.

The historical data trend for Union Internationale de Banques's EPS without NRI can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Union Internationale de Banques EPS without NRI Chart

Union Internationale de Banques Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS without NRI
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.68 4.02 4.04 3.10 3.15

Union Internationale de Banques Semi-Annual Data
Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS without NRI Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only 2.68 4.02 4.04 3.10 3.15

XTUN:UIB vs PNC, USB: EPS without NRI Comparison

For the Banks - Regional subindustry, Union Internationale de Banques's PE Ratio without NRI, along with its competitors' market caps and PE Ratio without NRI data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Union Internationale de Banques PE Ratio without NRI vs Banks Industry

For the Banks industry and Financial Services sector, Union Internationale de Banques's PE Ratio without NRI distribution charts can be found below:

* The bar in red indicates where Union Internationale de Banques's PE Ratio without NRI falls into.


XTUN:UIB
87GF Score
Union Internationale de Banques SA XTUN:UIB
EPS without NRI is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Union Internationale de Banques EPS without NRI Calculation

Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Earnings Per Share without Non-Recurring Items is the amount of earnings without non-recurring items per outstanding share of the company's stock.

For stock reported annually, GuruFocus uses latest annual data as the TTM data. EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 was TND3.15

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS without NRI →
What does a EPS without NRI of TND3.15 mean?
Union Internationale de Banques (XTUN:UIB) has a EPS without NRI of TND3.15 as of Dec. 2025. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Union Internationale de Banques and its competitors. According to the industry distribution chart, Union Internationale de Banques ranks #1192 out of 1413 companies in the Banks industry, placing it in the top 84.4%.
Is Union Internationale de Banques' EPS without NRI too high?
Union Internationale de Banques' current EPS without NRI is TND3.15. Based on the distribution chart, Union Internationale de Banques ranks #1192 out of 1413 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Union Internationale de Banques has a GF Score™ of 87/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Union Internationale de Banques' EPS without NRI compare to PNC and USB?
According to the Banks industry distribution chart, Union Internationale de Banques ranks #1192 out of 1413 companies for EPS without NRI. This places Union Internationale de Banques in the lower half of its industry. The industry median EPS without NRI is 7.20. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS without NRI for a Banks company?
The median EPS without NRI among Banks companies is 7.20, based on 1,413 companies in the industry. Companies in the top quartile (top 25%) have a EPS without NRI significantly above this median, while those in the bottom quartile fall well below. However, EPS without NRI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS without NRI mean?
A high EPS without NRI can signal that a stock is expensive relative to its fundamentals. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Union Internationale de Banques and its competitors. For the Banks industry, the median EPS without NRI is 7.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Union Internationale de Banques's current EPS without NRI is TND3.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Union Internationale de Banques stock overvalued right now?
Based on GuruFocus' analysis, Union Internationale de Banques (XTUN:UIB) is currently considered Modestly Overvalued. The stock's GF Value™ is TND24.71, compared to a current price of TND30.60 — trading 23.8% above its estimated fair value. The current EPS without NRI is TND3.15. Union Internationale de Banques' overall GF Score™ is 87/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS without NRI calculated?
EPS without NRI is calculated from a company's financial statements. For Union Internationale de Banques (XTUN:UIB), the current EPS without NRI is TND3.15 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Union Internationale de Banques (XTUN:UIB) Overvalued in 2026?

Based on GuruFocus' analysis, Union Internationale de Banques stock appears to be overvalued. The current stock price of TND30.60 is trading 23.8% above its estimated GF Value™ of TND24.71. GuruFocus considers Union Internationale de Banques to be Modestly Overvalued.

Key valuation signals for XTUN:UIB:

  • EPS without NRI: TND3.15
  • GF Value™: TND24.71 vs. price of TND30.60 (23.8% above fair value)
  • GF Score™: 87/100 with 4 warning signs

No single metric tells the full story. See the XTUN:UIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Union Internationale de Banques Business Description

Address 65 Avenue Habib Bourguiba, Tunis, TUN
Union Internationale de Banques SA is engaged in providing banking services to individuals and businesses, companies and institutions.
87GF Score

Get the complete analysis for XTUN:UIB

EPS without NRI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

TND30.60
Price
TND24.71
GF Value