Union Internationale de Banques (XTUN:UIB) 3-Year Share Buyback Ratio: 0.00% (As of Dec. 2025)

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XTUN:UIB Union Internationale de Banques SA XTUN:UIB
85 GF Score
Price TND35.20
GF Value TND24.84
Valuation Significantly Overvalued
! 5 Warning Signs
View Full Analysis

What is Union Internationale de Banques 3-Year Share Buyback Ratio?

Union Internationale de Banques XTUN:UIB -0.37% 85 3-Year Share Buyback Ratio is 0.00 as of Dec. 2025. GuruFocus rates XTUN:UIB with a GF Score™ of 85/100 and a GF Value™ of TND24.84 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,036 Banks companies, Union Internationale de Banques ranks worse than 96525% on this metric.

Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.

3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. A positive ratio may indicate share buybacks over the period, while a zero or negative ratio may reflect no repurchases or potential share issuance. Union Internationale de Banques's current 3-Year Share Buyback Ratio was 0.00%.

The historical rank and industry rank for Union Internationale de Banques's 3-Year Share Buyback Ratio or its related term are showing as below:

During the past 11 years, Union Internationale de Banques's highest 3-Year Share Buyback Ratio was 0.00%. The lowest was 0.00%. And the median was 0.00%.

XTUN:UIB's 3-Year Share Buyback Ratio is not ranked *
in the Banks industry.
Industry Median: -0.2
* Ranked among companies with meaningful 3-Year Share Buyback Ratio only.

Union Internationale de Banques (XTUN:UIB) 3-Year Share Buyback Ratio Explanation

A negative number means the company might be issuing new shares. A positive number indicates that the company is buying back shares.


Be Aware

Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.


Union Internationale de Banques 3-Year Share Buyback Ratio Related Terms


XTUN:UIB vs USB, PNC: 3-Year Share Buyback Ratio Comparison

For the Banks - Regional subindustry, Union Internationale de Banques's 3-Year Share Buyback Ratio, along with its competitors' market caps and 3-Year Share Buyback Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Union Internationale de Banques 3-Year Share Buyback Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Union Internationale de Banques's 3-Year Share Buyback Ratio distribution charts can be found below:

* The bar in red indicates where Union Internationale de Banques's 3-Year Share Buyback Ratio falls into.


XTUN:UIB
85GF Score
Union Internationale de Banques SA XTUN:UIB
3-Year Share Buyback Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Union Internationale de Banques 3-Year Share Buyback Ratio Calculation

This is the annualized percentage change in shares outstanding from three years ago to the current year. The annualized percentage change is calculated with expontential compound based on the latest four years of annual data on Shares Outstanding (EOP).

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

What does a 3-Year Share Buyback Ratio of 0.00 mean?
Union Internationale de Banques (XTUN:UIB) has a 3-Year Share Buyback Ratio of 0.00 as of Dec. 2025. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for Union Internationale de Banques and its competitors. According to the industry distribution chart, Union Internationale de Banques ranks #999999 out of 1036 companies in the Banks industry.
Is Union Internationale de Banques' 3-Year Share Buyback Ratio too high?
Union Internationale de Banques' current 3-Year Share Buyback Ratio is 0.00. Based on the distribution chart, Union Internationale de Banques ranks #999999 out of 1036 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Union Internationale de Banques has a GF Score™ of 85/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Union Internationale de Banques' 3-Year Share Buyback Ratio compare to USB and PNC?
According to the Banks industry distribution chart, Union Internationale de Banques ranks #999999 out of 1036 companies for 3-Year Share Buyback Ratio. This places Union Internationale de Banques in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Share Buyback Ratio for a Banks company?
A good 3-Year Share Buyback Ratio depends on the Banks industry context. However, 3-Year Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Share Buyback Ratio mean?
A high 3-Year Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for Union Internationale de Banques and its competitors. Union Internationale de Banques's current 3-Year Share Buyback Ratio is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Union Internationale de Banques stock overvalued right now?
Based on GuruFocus' analysis, Union Internationale de Banques (XTUN:UIB) is currently considered Significantly Overvalued. The stock's GF Value™ is TND24.84, compared to a current price of TND35.20 — trading 41.7% above its estimated fair value. The current 3-Year Share Buyback Ratio is 0.00. Union Internationale de Banques' overall GF Score™ is 85/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Share Buyback Ratio calculated?
3-Year Share Buyback Ratio is calculated from a company's financial statements. For Union Internationale de Banques (XTUN:UIB), the current 3-Year Share Buyback Ratio is 0.00 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Union Internationale de Banques (XTUN:UIB) Overvalued in 2026?

Based on GuruFocus' analysis, Union Internationale de Banques stock appears to be overvalued. The current stock price of TND35.20 is trading 41.7% above its estimated GF Value™ of TND24.84. GuruFocus considers Union Internationale de Banques to be Significantly Overvalued.

Key valuation signals for XTUN:UIB:

  • 3-Year Share Buyback Ratio: 0.00
  • GF Value™: TND24.84 vs. price of TND35.20 (41.7% above fair value)
  • GF Score™: 85/100 with 5 warning signs

No single metric tells the full story. See the XTUN:UIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Union Internationale de Banques Business Description

Address 65 Avenue Habib Bourguiba, Tunis, TUN
Union Internationale de Banques SA is engaged in providing banking services to individuals and businesses, companies and institutions.
85GF Score

Get the complete analysis for XTUN:UIB

3-Year Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

TND35.20
Price
TND24.84
GF Value