Union Internationale de Banques (XTUN:UIB) OCF Yield %: 2.65 (As of Jun. 29, 2026) — 88% Below Median


XTUN:UIB Union Internationale de Banques SA XTUN:UIB
82 GF Score
Price TND27.00
GF Value TND24.67
Valuation Fairly Valued
! 3 Warning Signs
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What is Union Internationale de Banques OCF Yield %?

Union Internationale de Banques XTUN:UIB 82 OCF Yield % is 2.65 as of Jun. 29, 2026, which is 88% below its 10-year median of 22.02. GuruFocus rates XTUN:UIB with a GF Score™ of 82/100 and a GF Value™ of TND24.67 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,505 Banks companies, Union Internationale de Banques ranks worse than 71.96% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, Union Internationale de Banques's Trailing 12-Month Cash Flow from Operations is TND24.7 Mil, and Market Cap is TND933.1 Mil. Therefore, Union Internationale de Banques's OCF Yield % for today is 2.65%.

The historical rank and industry rank for Union Internationale de Banques's OCF Yield % or its related term are showing as below:

XTUN:UIB' s OCF Yield % Range Over the Past 10 Years
Min: -33.91   Med: 22.02   Max: 144.44
Current: 2.65


During the past 11 years, the highest OCF Yield % of Union Internationale de Banques was 144.44%. The lowest was -33.91%. And the median was 22.02%.

XTUN:UIB's OCF Yield % is ranked worse than
71.96% of 1505 companies
in the Banks industry
Industry Median: 9.32 vs XTUN:UIB: 2.65

Union Internationale de Banques's OCF Margin % for the quarter that ended in Dec. 2025 was %.


Union Internationale de Banques OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Union Internationale de Banques OCF Yield % Related Terms


Union Internationale de Banques OCF Yield % Historical Data

* Premium members only.

The historical data trend for Union Internationale de Banques's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Union Internationale de Banques OCF Yield % Chart

Union Internationale de Banques Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 58.93 11.69 42.78 134.73 2.89

Union Internationale de Banques Semi-Annual Data
Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only 58.93 11.69 42.78 134.73 2.89

XTUN:UIB vs PNC, USB: OCF Yield % Comparison

For the Banks - Regional subindustry, Union Internationale de Banques's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Union Internationale de Banques OCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Union Internationale de Banques's OCF Yield % distribution charts can be found below:

* The bar in red indicates where Union Internationale de Banques's OCF Yield % falls into.


XTUN:UIB
82GF Score
Union Internationale de Banques SA XTUN:UIB
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Union Internationale de Banques OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

Union Internationale de Banques's OCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=24.694 / 853.632
=2.89%

Union Internationale de Banques's annualized OCF Yield % for the quarter that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=24.694 * 1 / 853.632
=2.89%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of 2.65 mean?
Union Internationale de Banques (XTUN:UIB) has a OCF Yield % of 2.65 as of Jun. 29, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Union Internationale de Banques and its competitors. This is 88% below median its historical median of 22.02. According to the industry distribution chart, Union Internationale de Banques ranks #1083 out of 1505 companies in the Banks industry, placing it in the top 72%.
Is Union Internationale de Banques' OCF Yield % too high?
Union Internationale de Banques' current OCF Yield % of 2.65 is 88% below median its 10-year median of 22.02. The Banks industry median OCF Yield % is 9.32. Union Internationale de Banques' value of 2.65 is 71.6% below this industry median. Based on the distribution chart, Union Internationale de Banques ranks #1083 out of 1505 companies in the Banks industry, which is below the industry midpoint. Overall, Union Internationale de Banques has a GF Score™ of 82/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Union Internationale de Banques' OCF Yield % compare to PNC and USB?
According to the Banks industry distribution chart, Union Internationale de Banques ranks #1083 out of 1505 companies for OCF Yield %. This places Union Internationale de Banques in the lower half of its industry. The industry median OCF Yield % is 9.32. Union Internationale de Banques' value of 2.65 is 71.6% below this benchmark. While the company's 10-year median is 22.02 vs. the industry median of 9.32, Union Internationale de Banques has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.32, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Union Internationale de Banques's current OCF Yield % of 2.65 is 71.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Union Internationale de Banques and its competitors. For the Banks industry, the median OCF Yield % is 9.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Union Internationale de Banques's current OCF Yield % is 2.65, which is 88% below median its own 10-year median of 22.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Union Internationale de Banques stock overvalued right now?
Based on GuruFocus' analysis, Union Internationale de Banques (XTUN:UIB) is currently considered Fairly Valued. The stock's GF Value™ is TND24.67, compared to a current price of TND27.00 — trading 9.4% above its estimated fair value. The current OCF Yield % is 2.65, which is 88% below median its 10-year median of 22.02 and 71.6% below the Banks industry median of 9.32. Union Internationale de Banques' overall GF Score™ is 82/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Union Internationale de Banques (XTUN:UIB), the current OCF Yield % is 2.65 as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Union Internationale de Banques (XTUN:UIB) Overvalued in 2026?

Based on GuruFocus' analysis, Union Internationale de Banques stock appears to be overvalued. The current stock price of TND27.00 is trading 9.4% above its estimated GF Value™ of TND24.67. GuruFocus considers Union Internationale de Banques to be Fairly Valued.

Key valuation signals for XTUN:UIB:

  • OCF Yield %: 2.65 (88% below median its 10-year median of 22.02)
  • GF Value™: TND24.67 vs. price of TND27.00 (9.4% above fair value)
  • GF Score™: 82/100 with 3 warning signs
  • Industry Position: 71.6% below the Banks median (#1083 of 1505)

No single metric tells the full story. See the XTUN:UIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Union Internationale de Banques Business Description

Address 65 Avenue Habib Bourguiba, Tunis, TUN
Union Internationale de Banques SA is engaged in providing banking services to individuals and businesses, companies and institutions.
82GF Score

Get the complete analysis for XTUN:UIB

OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

TND27.00
Price
TND24.67
GF Value