Union Internationale de Banques (XTUN:UIB) Dividend Yield %: 2.93% (As of Aug. 10, 2026) — Near Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XTUN:UIB Union Internationale de Banques SA XTUN:UIB
87 GF Score
Price TND34.09
GF Value TND24.59
Valuation Significantly Overvalued
! 5 Warning Signs
View Full Analysis

What is Union Internationale de Banques Dividend Yield %?

Union Internationale de Banques XTUN:UIB -0.03% 87 Dividend Yield % is 2.93% as of Aug. 10, 2026, which is 6% below its 10-year median of 3.11. GuruFocus rates XTUN:UIB with a GF Score™ of 87/100 and a GF Value™ of TND24.59 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,247 Banks companies, Union Internationale de Banques ranks worse than 50.36% on this metric.

As of today (2026-08-10), the Trailing Annual Dividend Yield of Union Internationale de Banques is 2.93%.

The historical rank and industry rank for Union Internationale de Banques's Dividend Yield % or its related term are showing as below:

XTUN:UIB' s Dividend Yield % Range Over the Past 10 Years
Min: 2.29   Med: 3.11   Max: 4.96
Current: 2.93

During the past 11 years, the highest Dividend Yield of Union Internationale de Banques was 4.96%. The lowest was 2.29%. And the median was 3.11%.

XTUN:UIB's Dividend Yield % is ranked worse than
50.36% of 1247 companies
in the Banks industry
Industry Median: 2.97 vs XTUN:UIB: 2.93

Union Internationale de Banques's Dividend Payout Ratio for the six months ended in Dec. 2025 was 0.27.

During the past 11 years, the highest Dividend Payout Ratio of Union Internationale de Banques was 0.27. The lowest was 0.17. And the median was 0.22.

As of today (2026-08-10), the Forward Dividend Yield % of Union Internationale de Banques is 2.93%.

Union Internationale de Banques's Dividends per Share for the six months ended in Dec. 2025 was TND0.85.

During the past 3 years, the average Dividends Per Share Growth Rate was 6.70% per year.

During the past 11 years, the highest 3-Year average Dividends Per Share Growth Rate of Union Internationale de Banques was 8.40% per year. The lowest was 0.00% per year. And the median was 6.70% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.


Union Internationale de Banques  (XTUN:UIB) Dividend Yield % Explanation

Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.

Dividends may also qualify a lower tax rate for investors.

In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

You can find the stocks that owned most by Gurus here. Or you can check out Warren Buffett's highest dividend stocks here.


Union Internationale de Banques Dividend Yield % Related Terms


Union Internationale de Banques Dividend Yield % Historical Data

* Premium members only.

The historical data trend for Union Internationale de Banques's Dividend Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Union Internationale de Banques Dividend Yield % Chart

Union Internationale de Banques Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.46 2.92 3.09 3.81 3.44

Union Internationale de Banques Semi-Annual Data
Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only 4.46 2.92 3.09 3.81 3.44

XTUN:UIB vs PNC, USB: Dividend Yield % Comparison

For the Banks - Regional subindustry, Union Internationale de Banques's Dividend Yield %, along with its competitors' market caps and Dividend Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Union Internationale de Banques Dividend Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Union Internationale de Banques's Dividend Yield % distribution charts can be found below:

* The bar in red indicates where Union Internationale de Banques's Dividend Yield % falls into.


XTUN:UIB
87GF Score
Union Internationale de Banques SA XTUN:UIB
Dividend Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Union Internationale de Banques Dividend Yield % Calculation

Dividend Yield measures how much a company pays out in dividends each year relative to its share price.

Union Internationale de Banques Recent Full-Year* Dividend History

Amount Ex-date Record Date Pay Date Type Frequency Forex Rate
TND 1.0000002026-06-022026-06-032026-06-04Cash DividendannuallyTND:TND 1.000000

* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.

Union Internationale de Banques's Trailing Annual Dividend Yield (%) for Today is calculated as

Trailing Annual Dividend Yield=Most Recent Full Year Dividend/Current Share Price
=1/34.09
=2.93 %

Current Share Price is TND34.09.
Union Internationale de Banques's Dividends per Share for the trailing twelve months (TTM) ended in Today is TND1.

Union Internationale de Banques's Forward Annual Dividend Yield (%) for Today is calculated as

Forward Annual Dividend Yield=Forward Full Year Dividend/Current Share Price
=1/34.09
=2.93 %

Current Share Price is TND34.09.
Union Internationale de Banques's Dividends per Share for the forward twelve months is calculated as TND1 * 1 = TND1.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Yield % →
What does a Dividend Yield % of 2.93% mean?
Union Internationale de Banques (XTUN:UIB) has a Dividend Yield % of 2.93% as of Aug. 10, 2026. Dividend yield is the ratio of company dividends to the share price. View historical data on Union Internationale de Banques and its competitors. This is near median its historical median of 3.11. Over the past decade, Union Internationale de Banques' Dividend Yield % has ranged from 2.29 to 4.96. According to the industry distribution chart, Union Internationale de Banques ranks #628 out of 1247 companies in the Banks industry, placing it in the top 50.4%.
Is Union Internationale de Banques' Dividend Yield % too high?
Union Internationale de Banques' current Dividend Yield % of 2.93% is near median its 10-year median of 3.11. Over the past 10 years, this metric has ranged from a low of 2.29 to a high of 4.96. The Banks industry median Dividend Yield % is 2.97. Union Internationale de Banques' value of 2.93% is 1.3% below this industry median. Based on the distribution chart, Union Internationale de Banques ranks #628 out of 1247 companies in the Banks industry, which is below the industry midpoint. Overall, Union Internationale de Banques has a GF Score™ of 87/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Union Internationale de Banques' Dividend Yield % compare to PNC and USB?
According to the Banks industry distribution chart, Union Internationale de Banques ranks #628 out of 1247 companies for Dividend Yield %. This places Union Internationale de Banques in the lower half of its industry. The industry median Dividend Yield % is 2.97. Union Internationale de Banques' value of 2.93% is 1.3% below this benchmark. Historically, Union Internationale de Banques' own Dividend Yield % has ranged from 2.29 to 4.96 over the past decade. While the company's 10-year median is 3.11 vs. the industry median of 2.97, Union Internationale de Banques has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Yield % for a Banks company?
The median Dividend Yield % among Banks companies is 2.97, based on 1,247 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Union Internationale de Banques's current Dividend Yield % of 2.93% is 1.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Yield % mean?
A high Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Dividend yield is the ratio of company dividends to the share price. View historical data on Union Internationale de Banques and its competitors. For the Banks industry, the median Dividend Yield % is 2.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Union Internationale de Banques's current Dividend Yield % is 2.93%, which is near median its own 10-year median of 3.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Union Internationale de Banques stock overvalued right now?
Based on GuruFocus' analysis, Union Internationale de Banques (XTUN:UIB) is currently considered Significantly Overvalued. The stock's GF Value™ is TND24.59, compared to a current price of TND34.09 — trading 38.6% above its estimated fair value. The current Dividend Yield % is 2.93%, which is near median its 10-year median of 3.11 and 1.3% below the Banks industry median of 2.97. Union Internationale de Banques' overall GF Score™ is 87/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Yield % calculated?
Dividend Yield % is calculated from a company's financial statements. For Union Internationale de Banques (XTUN:UIB), the current Dividend Yield % is 2.93% as of Aug. 10, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Union Internationale de Banques (XTUN:UIB) Overvalued in 2026?

Based on GuruFocus' analysis, Union Internationale de Banques stock appears to be overvalued. The current stock price of TND34.09 is trading 38.6% above its estimated GF Value™ of TND24.59. GuruFocus considers Union Internationale de Banques to be Significantly Overvalued.

Key valuation signals for XTUN:UIB:

  • Dividend Yield %: 2.93% (near median its 10-year median of 3.11)
  • GF Value™: TND24.59 vs. price of TND34.09 (38.6% above fair value)
  • GF Score™: 87/100 with 5 warning signs
  • Industry Position: 1.3% below the Banks median (#628 of 1247)

No single metric tells the full story. See the XTUN:UIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Union Internationale de Banques Business Description

Address 65 Avenue Habib Bourguiba, Tunis, TUN
Union Internationale de Banques SA is engaged in providing banking services to individuals and businesses, companies and institutions.
87GF Score

Get the complete analysis for XTUN:UIB

Dividend Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

TND34.09
Price
TND24.59
GF Value