The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Union Internationale de Banques's share price is TND30.60.
Union Internationale de Banques's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was TND15.32. Hence, Union Internationale de Banques's PS Ratio for today is 2.00.
Warning Sign:
Union Internationale de Banques SA stock PS Ratio (=2) is close to 5-year high of 2.02.
The historical rank and industry rank for Union Internationale de Banques's PS Ratio or its related term are showing as below:
XTUN:UIB'
s PS Ratio Range Over the Past 10 Years
Min: 1.1 Med: 1.71 Max: 4.21
Current: 2
During the past 11 years, Union Internationale de Banques's highest PS Ratio was 4.21. The lowest was 1.10. And the median was 1.71.
XTUN:UIB's PS Ratio is ranked better than 74.33% of 1519
companies
in the Banks industry
Industry Median: 3
vs XTUN:UIB: 2.00
During the past 11 years, Union Internationale de Banques's highest 3-Year average Revenue per Share Growth Rate was 19.20% per year. The lowest was 2.40% per year. And the median was 8.05% per year.
Back to Basics: PS Ratio
Union Internationale de Banques (XTUN:UIB) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Union Internationale de Banques PS Ratio Related Terms
Union Internationale de Banques PS Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Union Internationale de Banques's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Union Internationale de Banques PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Union Internationale de Banques's PS Ratio distribution charts can be found below:
* The bar in red indicates where Union Internationale de Banques's PS Ratio falls into.
Union Internationale de Banques PS Ratio Calculation
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Union Internationale de Banques's Share Price of today is TND30.60.
For company reported annually, GuruFocus uses latest annual data as the TTM data. Union Internationale de Banques's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was TND15.32.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Union Internationale de Banques (XTUN:UIB) has a PS Ratio of 2.00 as of Jul. 06, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Union Internationale de Banques and its competitors. This is 17% above median its historical median of 1.71. Over the past decade, Union Internationale de Banques' PS Ratio has ranged from 1.10 to 4.21. According to the industry distribution chart, Union Internationale de Banques ranks #390 out of 1519 companies in the Banks industry, placing it in the top 25.7%.
Is Union Internationale de Banques' PS Ratio too high?
Union Internationale de Banques' current PS Ratio of 2.00 is 17% above median its 10-year median of 1.71. Over the past 10 years, this metric has ranged from a low of 1.10 to a high of 4.21. The Banks industry median PS Ratio is 3.00. Union Internationale de Banques' value of 2.00 is 33.3% below this industry median. Based on the distribution chart, Union Internationale de Banques ranks #390 out of 1519 companies in the Banks industry, which is above the industry midpoint. Overall, Union Internationale de Banques has a GF Score™ of 87/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Union Internationale de Banques' PS Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Union Internationale de Banques ranks #390 out of 1519 companies for PS Ratio. This puts Union Internationale de Banques in the upper half of its industry. The industry median PS Ratio is 3.00. Union Internationale de Banques' value of 2.00 is 33.3% below this benchmark. Historically, Union Internationale de Banques' own PS Ratio has ranged from 1.10 to 4.21 over the past decade. While the company's 10-year median is 1.71 vs. the industry median of 3.00, Union Internationale de Banques has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.00, based on 1,519 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Union Internationale de Banques's current PS Ratio of 2.00 is 33.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Union Internationale de Banques and its competitors. For the Banks industry, the median PS Ratio is 3.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Union Internationale de Banques's current PS Ratio is 2.00, which is 17% above median its own 10-year median of 1.71. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Union Internationale de Banques stock overvalued right now?
Based on GuruFocus' analysis, Union Internationale de Banques (XTUN:UIB) is currently considered Modestly Overvalued. The stock's GF Value™ is TND24.70, compared to a current price of TND30.60 — trading 23.9% above its estimated fair value. The current PS Ratio is 2.00, which is 17% above median its 10-year median of 1.71 and 33.3% below the Banks industry median of 3.00. Union Internationale de Banques' overall GF Score™ is 87/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Union Internationale de Banques (XTUN:UIB), the current PS Ratio is 2.00 as of Jul. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Union Internationale de Banques (XTUN:UIB) Overvalued in 2026?
Based on GuruFocus' analysis, Union Internationale de Banques stock appears to be overvalued.
The current stock price of TND30.60 is trading 23.9% above its estimated GF Value™ of TND24.70.
GuruFocus considers Union Internationale de Banques to be Modestly Overvalued.
Key valuation signals for XTUN:UIB:
PS Ratio: 2.00 (17% above median its 10-year median of 1.71)
GF Value™: TND24.70 vs. price of TND30.60 (23.9% above fair value)
Industry Position: 33.3% below the Banks median (#390 of 1519)
No single metric tells the full story. See the XTUN:UIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Union Internationale de Banques Business Description
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