Union Internationale de BanquesXTUN:UIB 82 Dividend Payout Ratio is 0.27 as of Dec. 2025, which is 23% above its 10-year median of 0.22. GuruFocus rates XTUN:UIB with a GF Score™ of 82/100 and a GF Value™ of TND24.67 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,171 Banks companies, Union Internationale de Banques ranks better than 63.19% on this metric.
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Union Internationale de Banques's Dividend Payout Ratio for the
months ended in Dec. 2025 was 0.27.
The historical rank and industry rank for Union Internationale de Banques's Dividend Payout Ratio or its related term are showing as below:
XTUN:UIB'
s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.17 Med: 0.22 Max: 0.27
Current: 0.27
During the past 11 years, the highest Dividend Payout Ratio of Union Internationale de Banques was 0.27. The lowest was 0.17. And the median was 0.22.
XTUN:UIB's Dividend Payout Ratio is ranked better than 63.19% of 1171
companies
in the Banks industry
Industry Median: 0.32
vs XTUN:UIB: 0.27
During the past 11 years, the highest Trailing Annual Dividend Yield of Union Internationale de Banques was 4.96%. The lowest was 2.29%. And the median was 3.12%.
During the past 3 years, the average Dividends Per Share Growth Rate was 6.70% per year.
During the past 11 years, the highest 3-Year average Dividends Per Share Growth Rate of Union Internationale de Banques was 8.40% per year. The lowest was 0.00% per year. And the median was 6.70% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Union Internationale de Banques (XTUN:UIB) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
Union Internationale de Banques Dividend Payout Ratio Related Terms
Union Internationale de Banques Dividend Payout Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Union Internationale de Banques Dividend Payout Ratio Chart
XTUN:UIB vs PNC, USB: Dividend Payout Ratio Comparison
For the Banks - Regional subindustry, Union Internationale de Banques's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Union Internationale de Banques Dividend Payout Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Union Internationale de Banques's Dividend Payout Ratio distribution charts can be found below:
* The bar in red indicates where Union Internationale de Banques's Dividend Payout Ratio falls into.
Union Internationale de Banques Dividend Payout Ratio Calculation
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Union Internationale de Banques (XTUN:UIB) has a Dividend Payout Ratio of 0.27 as of Dec. 2025. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Union Internationale de Banques and its competitors. This is 23% above median its historical median of 0.22. Over the past decade, Union Internationale de Banques' Dividend Payout Ratio has ranged from 0.17 to 0.27. According to the industry distribution chart, Union Internationale de Banques ranks #431 out of 1171 companies in the Banks industry, placing it in the top 36.8%.
Is Union Internationale de Banques' Dividend Payout Ratio too high?
Union Internationale de Banques' current Dividend Payout Ratio of 0.27 is 23% above median its 10-year median of 0.22. Over the past 10 years, this metric has ranged from a low of 0.17 to a high of 0.27. The Banks industry median Dividend Payout Ratio is 0.32. Union Internationale de Banques' value of 0.27 is 15.6% below this industry median. Based on the distribution chart, Union Internationale de Banques ranks #431 out of 1171 companies in the Banks industry, which is above the industry midpoint. Overall, Union Internationale de Banques has a GF Score™ of 82/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Union Internationale de Banques' Dividend Payout Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Union Internationale de Banques ranks #431 out of 1171 companies for Dividend Payout Ratio. This puts Union Internationale de Banques in the upper half of its industry. The industry median Dividend Payout Ratio is 0.32. Union Internationale de Banques' value of 0.27 is 15.6% below this benchmark. Historically, Union Internationale de Banques' own Dividend Payout Ratio has ranged from 0.17 to 0.27 over the past decade. While the company's 10-year median is 0.22 vs. the industry median of 0.32, Union Internationale de Banques has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,171 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Union Internationale de Banques's current Dividend Payout Ratio of 0.27 is 15.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Union Internationale de Banques and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Union Internationale de Banques's current Dividend Payout Ratio is 0.27, which is 23% above median its own 10-year median of 0.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Union Internationale de Banques stock overvalued right now?
Based on GuruFocus' analysis, Union Internationale de Banques (XTUN:UIB) is currently considered Fairly Valued. The stock's GF Value™ is TND24.67, compared to a current price of TND27.00 — trading 9.4% above its estimated fair value. The current Dividend Payout Ratio is 0.27, which is 23% above median its 10-year median of 0.22 and 15.6% below the Banks industry median of 0.32. Union Internationale de Banques' overall GF Score™ is 82/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Union Internationale de Banques (XTUN:UIB), the current Dividend Payout Ratio is 0.27 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Union Internationale de Banques (XTUN:UIB) Overvalued in 2026?
Based on GuruFocus' analysis, Union Internationale de Banques stock appears to be overvalued.
The current stock price of TND27.00 is trading 9.4% above its estimated GF Value™ of TND24.67.
GuruFocus considers Union Internationale de Banques to be Fairly Valued.
Key valuation signals for XTUN:UIB:
Dividend Payout Ratio: 0.27 (23% above median its 10-year median of 0.22)
GF Value™: TND24.67 vs. price of TND27.00 (9.4% above fair value)
Industry Position: 15.6% below the Banks median (#431 of 1171)
No single metric tells the full story. See the XTUN:UIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Union Internationale de Banques Business Description
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