Union Internationale de Banques (XTUN:UIB) Interest Expense: TND-380.8 Mil (TTM As of Dec. 2025)


XTUN:UIB Union Internationale de Banques SA XTUN:UIB
87 GF Score
Price TND30.60
GF Value TND24.70
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Union Internationale de Banques Interest Expense?

Union Internationale de Banques XTUN:UIB -1.92% 87 Interest Expense is TND-380.8 Mil as of Dec. 2025. GuruFocus rates XTUN:UIB with a GF Score™ of 87/100 and a GF Value™ of TND24.70 (Modestly Overvalued). The stock has 4 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. Union Internationale de Banques's interest expense for the six months ended in Dec. 2025 was TND -380.8 Mil. Its interest expense for the trailing twelve months (TTM) ended in Dec. 2025 was TND-380.8 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. Union Internationale de Banques's Operating Income for the six months ended in Dec. 2025 was TND Mil. Union Internationale de Banques's Interest Expense for the six months ended in Dec. 2025 was TND Mil. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Union Internationale de Banques Interest Expense Historical Data

* Premium members only.

The historical data trend for Union Internationale de Banques's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Union Internationale de Banques Interest Expense Chart

Union Internationale de Banques Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -236.69 -263.82 -338.67 -370.31 -380.85

Union Internationale de Banques Semi-Annual Data
Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only -236.69 -263.82 -338.67 -370.31 -380.85
XTUN:UIB
87GF Score
Union Internationale de Banques SA XTUN:UIB
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Union Internationale de Banques Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

For stock reported annually, GuruFocus uses latest annual data as the TTM data. Interest Expense for the trailing twelve months (TTM) ended in Dec. 2025 was TND-380.8 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of TND-380.8 Mil mean?
Union Internationale de Banques (XTUN:UIB) has a Interest Expense of TND-380.8 Mil as of Dec. 2025. Interest Expense is the amount a company pays on its long-term debt. View historical data on Union Internationale de Banques and its competitors.
Is Union Internationale de Banques' Interest Expense too high?
Union Internationale de Banques' current Interest Expense is TND-380.8 Mil. Overall, Union Internationale de Banques has a GF Score™ of 87/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Union Internationale de Banques' Interest Expense compare to PNC and USB?
Union Internationale de Banques' Interest Expense of TND-380.8 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Banks company?
A good Interest Expense depends on the Banks industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on Union Internationale de Banques and its competitors. Union Internationale de Banques's current Interest Expense is TND-380.8 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Union Internationale de Banques stock overvalued right now?
Based on GuruFocus' analysis, Union Internationale de Banques (XTUN:UIB) is currently considered Modestly Overvalued. The stock's GF Value™ is TND24.70, compared to a current price of TND30.60 — trading 23.9% above its estimated fair value. The current Interest Expense is TND-380.8 Mil. Union Internationale de Banques' overall GF Score™ is 87/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For Union Internationale de Banques (XTUN:UIB), the current Interest Expense is TND-380.8 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Union Internationale de Banques (XTUN:UIB) Overvalued in 2026?

Based on GuruFocus' analysis, Union Internationale de Banques stock appears to be overvalued. The current stock price of TND30.60 is trading 23.9% above its estimated GF Value™ of TND24.70. GuruFocus considers Union Internationale de Banques to be Modestly Overvalued.

Key valuation signals for XTUN:UIB:

  • Interest Expense: TND-380.8 Mil
  • GF Value™: TND24.70 vs. price of TND30.60 (23.9% above fair value)
  • GF Score™: 87/100 with 4 warning signs

No single metric tells the full story. See the XTUN:UIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Union Internationale de Banques Business Description

Address 65 Avenue Habib Bourguiba, Tunis, TUN
Union Internationale de Banques SA is engaged in providing banking services to individuals and businesses, companies and institutions.
87GF Score

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Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

TND30.60
Price
TND24.70
GF Value