The historical rank and industry rank for Union Internationale de Banques's Pretax Margin % or its related term are showing as below:
XTUN:UIB'
s Pretax Margin % Range Over the Past 10 Years
Min: 32.31 Med: 42.28 Max: 48.46
Current: 36.1
XTUN:UIB's Pretax Margin % is ranked better than 53.2% of 1530
companies
in the Banks industry
Industry Median: 34.715
vs XTUN:UIB: 36.10
Union Internationale de Banques (XTUN:UIB) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Union Internationale de Banques Pretax Margin % Related Terms
Union Internationale de Banques Pretax Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Union Internationale de Banques Pretax Margin % Chart
For the Banks - Regional subindustry, Union Internationale de Banques's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Union Internationale de Banques Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Union Internationale de Banques's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Union Internationale de Banques's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Union Internationale de Banques (XTUN:UIB) has a Pretax Margin % of 36.10% as of Dec. 2025. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Union Internationale de Banques and its competitors. This is 15% below median its historical median of 42.28. Over the past decade, Union Internationale de Banques' Pretax Margin % has ranged from 32.31 to 48.46. According to the industry distribution chart, Union Internationale de Banques ranks #716 out of 1530 companies in the Banks industry, placing it in the top 46.8%.
Is Union Internationale de Banques' Pretax Margin % too high?
Union Internationale de Banques' current Pretax Margin % of 36.10% is 15% below median its 10-year median of 42.28. Over the past 10 years, this metric has ranged from a low of 32.31 to a high of 48.46. The Banks industry median Pretax Margin % is 34.72. Union Internationale de Banques' value of 36.10% is 4% above this industry median. Based on the distribution chart, Union Internationale de Banques ranks #716 out of 1530 companies in the Banks industry, which is above the industry midpoint. Overall, Union Internationale de Banques has a GF Score™ of 82/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Union Internationale de Banques' Pretax Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Union Internationale de Banques ranks #716 out of 1530 companies for Pretax Margin %. This puts Union Internationale de Banques in the upper half of its industry. The industry median Pretax Margin % is 34.72. Union Internationale de Banques' value of 36.10% is 4% above this benchmark. Historically, Union Internationale de Banques' own Pretax Margin % has ranged from 32.31 to 48.46 over the past decade. While the company's 10-year median is 42.28 vs. the industry median of 34.72, Union Internationale de Banques has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.72, based on 1,530 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Union Internationale de Banques's current Pretax Margin % of 36.10% is 4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Union Internationale de Banques and its competitors. For the Banks industry, the median Pretax Margin % is 34.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Union Internationale de Banques's current Pretax Margin % is 36.10%, which is 15% below median its own 10-year median of 42.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Union Internationale de Banques stock overvalued right now?
Based on GuruFocus' analysis, Union Internationale de Banques (XTUN:UIB) is currently considered Fairly Valued. The stock's GF Value™ is TND24.67, compared to a current price of TND27.00 — trading 9.4% above its estimated fair value. The current Pretax Margin % is 36.10%, which is 15% below median its 10-year median of 42.28 and 4% above the Banks industry median of 34.72. Union Internationale de Banques' overall GF Score™ is 82/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Union Internationale de Banques (XTUN:UIB), the current Pretax Margin % is 36.10% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Union Internationale de Banques (XTUN:UIB) Overvalued in 2026?
Based on GuruFocus' analysis, Union Internationale de Banques stock appears to be overvalued.
The current stock price of TND27.00 is trading 9.4% above its estimated GF Value™ of TND24.67.
GuruFocus considers Union Internationale de Banques to be Fairly Valued.
Key valuation signals for XTUN:UIB:
Pretax Margin %: 36.10% (15% below median its 10-year median of 42.28)
GF Value™: TND24.67 vs. price of TND27.00 (9.4% above fair value)
Industry Position: 4% above the Banks median (#716 of 1530)
No single metric tells the full story. See the XTUN:UIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Union Internationale de Banques Business Description
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