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Federal Agricultural Mortgage (NYSE:AGM) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Federal Agricultural Mortgage Equity-to-Asset Related Terms
Federal Agricultural Mortgage Equity-to-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Federal Agricultural Mortgage Equity-to-Asset Chart
For the Credit Services subindustry, Federal Agricultural Mortgage's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Federal Agricultural Mortgage Equity-to-Asset vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Federal Agricultural Mortgage's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Federal Agricultural Mortgage's Equity-to-Asset falls into.
Federal Agricultural Mortgage Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Federal Agricultural Mortgage (AGM) has a Equity-to-Asset of 0.05 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Federal Agricultural Mortgage and its competitors. This is near median its historical median of 0.05. Over the past decade, Federal Agricultural Mortgage's Equity-to-Asset has ranged from 0.03 to 0.05. According to the industry distribution chart, Federal Agricultural Mortgage ranks #515 out of 554 companies in the Credit Services industry, placing it in the top 93%.
Is Federal Agricultural Mortgage's Equity-to-Asset too high?
Federal Agricultural Mortgage's current Equity-to-Asset of 0.05 is near median its 10-year median of 0.05. Over the past 10 years, this metric has ranged from a low of 0.03 to a high of 0.05. The Credit Services industry median Equity-to-Asset is 0.40. Federal Agricultural Mortgage's value of 0.05 is 87.5% below this industry median. Based on the distribution chart, Federal Agricultural Mortgage ranks #515 out of 554 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Federal Agricultural Mortgage has a GF Score™ of 65/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Federal Agricultural Mortgage's Equity-to-Asset compare to WU and ECPG?
According to the Credit Services industry distribution chart, Federal Agricultural Mortgage ranks #515 out of 554 companies for Equity-to-Asset. This places Federal Agricultural Mortgage in the lower half of its industry. The industry median Equity-to-Asset is 0.40. Federal Agricultural Mortgage's value of 0.05 is 87.5% below this benchmark. Historically, Federal Agricultural Mortgage's own Equity-to-Asset has ranged from 0.03 to 0.05 over the past decade. While the company's 10-year median is 0.05 vs. the industry median of 0.40, Federal Agricultural Mortgage has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Credit Services company?
The median Equity-to-Asset among Credit Services companies is 0.40, based on 554 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Federal Agricultural Mortgage's current Equity-to-Asset of 0.05 is 87.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Federal Agricultural Mortgage and its competitors. For the Credit Services industry, the median Equity-to-Asset is 0.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Federal Agricultural Mortgage's current Equity-to-Asset is 0.05, which is near median its own 10-year median of 0.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Federal Agricultural Mortgage stock overvalued right now?
Based on GuruFocus' analysis, Federal Agricultural Mortgage (AGM) is currently considered Fairly Valued. The stock's GF Value™ is $242.81, compared to a current price of $225.51 — trading 7.1% below its estimated fair value. The current Equity-to-Asset is 0.05, which is near median its 10-year median of 0.05 and 87.5% below the Credit Services industry median of 0.40. Federal Agricultural Mortgage's overall GF Score™ is 65/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Federal Agricultural Mortgage (AGM), the current Equity-to-Asset is 0.05 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Federal Agricultural Mortgage (AGM) Overvalued in 2026?
Based on GuruFocus' analysis, Federal Agricultural Mortgage stock appears to be undervalued.
The current stock price of $225.51 is trading 7.1% below its estimated GF Value™ of $242.81.
GuruFocus considers Federal Agricultural Mortgage to be Fairly Valued.
Key valuation signals for AGM:
Equity-to-Asset: 0.05 (near median its 10-year median of 0.05)
GF Value™: $242.81 vs. price of $225.51 (7.1% below fair value)
Industry Position: 87.5% below the Credit Services median (#515 of 554)
No single metric tells the full story. See the AGM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Federal Agricultural Mortgage Corp provides agricultural real estate and rural housing mortgage loans in the secondary market in the U.S. Its operations consist of seven reportable segments: Farm & Ranch, which generates maximum revenue, Corporate AgFinance, Power & Utilities, Broadband Infrastructure, Renewable Energy, Funding, and Investments. The company purchases eligible mortgage loans secured by first liens on agricultural real estate and rural housing under the Farm & Ranch line of business. Its subsidiary purchases portions of certain agricultural, rural development, business and industry, and community facilities loans guaranteed by the USDA. Geographically, the company's operations are spread across different regions in the United States.
65GF Score
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