AGM (Federal Agricultural Mortgage) PEG Ratio: 0.85 (As of Jul. 02, 2026) — Near Median


AGM Federal Agricultural Mortgage Corp AGM
62 GF Score
Price $203.11
GF Value $212.26
Valuation Fairly Valued
! 5 Warning Signs
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What is Federal Agricultural Mortgage PEG Ratio?

Federal Agricultural Mortgage AGM +1.93% 62 PEG Ratio is 0.85 as of Jul. 02, 2026, which is 6% above its 10-year median of 0.80. GuruFocus rates AGM with a GF Score™ of 62/100 and a GF Value™ of $212.26 (Fairly Valued). The stock has 5 warning signs investors should review. Among 233 Credit Services companies, Federal Agricultural Mortgage ranks better than 61.8% on this metric.

PE Ratio without NRI / 5-Year Book Value Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use for banks is the 5-Year Book Value growth rate. As of today, Federal Agricultural Mortgage's PE Ratio without NRI is 11.78. Federal Agricultural Mortgage's 5-Year Book Value growth rate is 13.80%. Therefore, Federal Agricultural Mortgage's PEG Ratio for today is 0.85.

* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for Federal Agricultural Mortgage's PEG Ratio or its related term are showing as below:

AGM' s PEG Ratio Range Over the Past 10 Years
Min: 0.37   Med: 0.8   Max: 1.72
Current: 0.85


During the past 13 years, Federal Agricultural Mortgage's highest PEG Ratio was 1.72. The lowest was 0.37. And the median was 0.80.


AGM's PEG Ratio is ranked better than
61.8% of 233 companies
in the Credit Services industry
Industry Median: 0.86 vs AGM: 0.85

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


Federal Agricultural Mortgage  (NYSE:AGM) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


Federal Agricultural Mortgage PEG Ratio Related Terms


Federal Agricultural Mortgage PEG Ratio Historical Data

* Premium members only.

The historical data trend for Federal Agricultural Mortgage's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Federal Agricultural Mortgage PEG Ratio Chart

Federal Agricultural Mortgage Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PEG Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.45 0.96 0.82 0.62 0.59

Federal Agricultural Mortgage Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.58 0.60 0.53 0.59 0.52

AGM vs EZPW, ECPG, QFIN: PEG Ratio Comparison

For the Credit Services subindustry, Federal Agricultural Mortgage's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Federal Agricultural Mortgage PEG Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Federal Agricultural Mortgage's PEG Ratio distribution charts can be found below:

* The bar in red indicates where Federal Agricultural Mortgage's PEG Ratio falls into.


AGM
62GF Score
Federal Agricultural Mortgage Corp AGM
PEG Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Federal Agricultural Mortgage PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year Book Value growth rate.

Federal Agricultural Mortgage's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year Book Value Growth Rate*
=11.7813225058/13.80
=0.85

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.

Frequently Asked Questions Learn more about PEG Ratio →
What does a PEG Ratio of 0.85 mean?
Federal Agricultural Mortgage (AGM) has a PEG Ratio of 0.85 as of Jul. 02, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Federal Agricultural Mortgage and its competitors. This is near median its historical median of 0.80. Over the past decade, Federal Agricultural Mortgage's PEG Ratio has ranged from 0.37 to 1.72. According to the industry distribution chart, Federal Agricultural Mortgage ranks #89 out of 233 companies in the Credit Services industry, placing it in the top 38.2%.
Is Federal Agricultural Mortgage's PEG Ratio too high?
Federal Agricultural Mortgage's current PEG Ratio of 0.85 is near median its 10-year median of 0.80. Over the past 10 years, this metric has ranged from a low of 0.37 to a high of 1.72. The Credit Services industry median PEG Ratio is 0.86. Federal Agricultural Mortgage's value of 0.85 is 1.2% below this industry median. Based on the distribution chart, Federal Agricultural Mortgage ranks #89 out of 233 companies in the Credit Services industry, which is above the industry midpoint. Overall, Federal Agricultural Mortgage has a GF Score™ of 62/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Federal Agricultural Mortgage's PEG Ratio compare to EZPW and ECPG?
According to the Credit Services industry distribution chart, Federal Agricultural Mortgage ranks #89 out of 233 companies for PEG Ratio. This puts Federal Agricultural Mortgage in the upper half of its industry. The industry median PEG Ratio is 0.86. Federal Agricultural Mortgage's value of 0.85 is 1.2% below this benchmark. Historically, Federal Agricultural Mortgage's own PEG Ratio has ranged from 0.37 to 1.72 over the past decade. While the company's 10-year median is 0.80 vs. the industry median of 0.86, Federal Agricultural Mortgage has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Credit Services company?
The median PEG Ratio among Credit Services companies is 0.86, based on 233 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Federal Agricultural Mortgage's current PEG Ratio of 0.85 is 1.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Federal Agricultural Mortgage and its competitors. For the Credit Services industry, the median PEG Ratio is 0.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Federal Agricultural Mortgage's current PEG Ratio is 0.85, which is near median its own 10-year median of 0.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Federal Agricultural Mortgage stock overvalued right now?
Based on GuruFocus' analysis, Federal Agricultural Mortgage (AGM) is currently considered Fairly Valued. The stock's GF Value™ is $212.26, compared to a current price of $203.11 — trading 4.3% below its estimated fair value. The current PEG Ratio is 0.85, which is near median its 10-year median of 0.80 and 1.2% below the Credit Services industry median of 0.86. Federal Agricultural Mortgage's overall GF Score™ is 62/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Federal Agricultural Mortgage (AGM), the current PEG Ratio is 0.85 as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Federal Agricultural Mortgage (AGM) Overvalued in 2026?

Based on GuruFocus' analysis, Federal Agricultural Mortgage stock appears to be undervalued. The current stock price of $203.11 is trading 4.3% below its estimated GF Value™ of $212.26. GuruFocus considers Federal Agricultural Mortgage to be Fairly Valued.

Key valuation signals for AGM:

  • PEG Ratio: 0.85 (near median its 10-year median of 0.80)
  • GF Value™: $212.26 vs. price of $203.11 (4.3% below fair value)
  • GF Score™: 62/100 with 5 warning signs
  • Industry Position: 1.2% below the Credit Services median (#89 of 233)

No single metric tells the full story. See the AGM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Federal Agricultural Mortgage Business Description

Address 2100 Pennsylvania Avenue NW, Suite 450 N, Washington, DC, USA, 20037
Federal Agricultural Mortgage Corp provides agricultural real estate and rural housing mortgage loans in the secondary market in the U.S. Its operations consist of seven reportable segments: Farm & Ranch, which generates maximum revenue, Corporate AgFinance, Power & Utilities, Broadband Infrastructure, Renewable Energy, Funding, and Investments. The company purchases eligible mortgage loans secured by first liens on agricultural real estate and rural housing under the Farm & Ranch line of business. Its subsidiary purchases portions of certain agricultural, rural development, business and industry, and community facilities loans guaranteed by the USDA. Geographically, the company's operations are spread across different regions in the United States.
62GF Score

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PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$203.11
Price
$212.26
GF Value