What is Federal Agricultural Mortgage FCF Margin %?
Federal Agricultural MortgageAGM +1.73%64 FCF Margin % is 84.35% as of Mar. 2026, which is 21% below its 10-year median of 107.25. GuruFocus rates AGM with a GF Score™ of 64/100 and a GF Value™ of $211.77 (Fairly Valued). The stock has 5 warning signs investors should review. Among 531 Credit Services companies, Federal Agricultural Mortgage ranks better than 79.28% on this metric.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Federal Agricultural Mortgage's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Federal Agricultural Mortgage FCF Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Federal Agricultural Mortgage's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Federal Agricultural Mortgage's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Federal Agricultural Mortgage (AGM) has a FCF Margin % of 84.35% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Federal Agricultural Mortgage and its competitors. This is 21% below median its historical median of 107.25. According to the industry distribution chart, Federal Agricultural Mortgage ranks #110 out of 531 companies in the Credit Services industry, placing it in the top 20.7%.
Is Federal Agricultural Mortgage's FCF Margin % too high?
Federal Agricultural Mortgage's current FCF Margin % of 84.35% is 21% below median its 10-year median of 107.25. The Credit Services industry median FCF Margin % is 0.24. Federal Agricultural Mortgage's value of 84.35% is 35045.8% above this industry median. Based on the distribution chart, Federal Agricultural Mortgage ranks #110 out of 531 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Federal Agricultural Mortgage has a GF Score™ of 64/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Federal Agricultural Mortgage's FCF Margin % compare to EZPW and QFIN?
According to the Credit Services industry distribution chart, Federal Agricultural Mortgage ranks #110 out of 531 companies for FCF Margin %. This places Federal Agricultural Mortgage in the top 21% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 0.24. Federal Agricultural Mortgage's value of 84.35% is 35045.8% above this benchmark. While the company's 10-year median is 107.25 vs. the industry median of 0.24, Federal Agricultural Mortgage has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Credit Services company?
The median FCF Margin % among Credit Services companies is 0.24, based on 531 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Federal Agricultural Mortgage's current FCF Margin % of 84.35% is 35045.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Federal Agricultural Mortgage and its competitors. For the Credit Services industry, the median FCF Margin % is 0.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Federal Agricultural Mortgage's current FCF Margin % is 84.35%, which is 21% below median its own 10-year median of 107.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Federal Agricultural Mortgage stock overvalued right now?
Based on GuruFocus' analysis, Federal Agricultural Mortgage (AGM) is currently considered Fairly Valued. The stock's GF Value™ is $211.77, compared to a current price of $192.66 — trading 9% below its estimated fair value. The current FCF Margin % is 84.35%, which is 21% below median its 10-year median of 107.25 and 35045.8% above the Credit Services industry median of 0.24. Federal Agricultural Mortgage's overall GF Score™ is 64/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Federal Agricultural Mortgage (AGM), the current FCF Margin % is 84.35% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Federal Agricultural Mortgage (AGM) Overvalued in 2026?
Based on GuruFocus' analysis, Federal Agricultural Mortgage stock appears to be undervalued.
The current stock price of $192.66 is trading 9% below its estimated GF Value™ of $211.77.
GuruFocus considers Federal Agricultural Mortgage to be Fairly Valued.
Key valuation signals for AGM:
FCF Margin %: 84.35% (21% below median its 10-year median of 107.25)
GF Value™: $211.77 vs. price of $192.66 (9% below fair value)
Industry Position: 35045.8% above the Credit Services median (#110 of 531)
No single metric tells the full story. See the AGM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Federal Agricultural Mortgage Business Description
Federal Agricultural Mortgage Corp provides agricultural real estate and rural housing mortgage loans in the secondary market in the U.S. Its operations consist of seven reportable segments: Farm & Ranch, which generates maximum revenue, Corporate AgFinance, Power & Utilities, Broadband Infrastructure, Renewable Energy, Funding, and Investments. The company purchases eligible mortgage loans secured by first liens on agricultural real estate and rural housing under the Farm & Ranch line of business. Its subsidiary purchases portions of certain agricultural, rural development, business and industry, and community facilities loans guaranteed by the USDA. Geographically, the company's operations are spread across different regions in the United States.
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