Federal Agricultural MortgageAGM -0.38%62 Dividend Payout Ratio is 0.34 as of Mar. 2026, which is 3% above its 10-year median of 0.33. GuruFocus rates AGM with a GF Scoreâ„¢ of 62/100 and a GF Valueâ„¢ of $230.35 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 194 Credit Services companies, Federal Agricultural Mortgage ranks worse than 54.64% on this metric.
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Federal Agricultural Mortgage's Dividend Payout Ratio for the
months ended in Mar. 2026 was 0.34.
The historical rank and industry rank for Federal Agricultural Mortgage's Dividend Payout Ratio or its related term are showing as below:
AGM'
s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.18 Med: 0.33 Max: 0.36
Current: 0.35
During the past 13 years, the highest Dividend Payout Ratio of Federal Agricultural Mortgage was 0.36. The lowest was 0.18. And the median was 0.33.
AGM's Dividend Payout Ratio is ranked worse than 54.64% of 194
companies
in the Credit Services industry
Industry Median: 0.32
vs AGM: 0.35
During the past 13 years, the highest Trailing Annual Dividend Yield of Federal Agricultural Mortgage was 6.79%. The lowest was 1.17%. And the median was 3.46%.
During the past 12 months, Federal Agricultural Mortgage's average Dividends Per Share Growth Rate was 7.00% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 16.40% per year.
During the past 5 years, the average Dividends Per Share Growth Rate was 14.30% per year.
During the past 10 years, the average Dividends Per Share Growth Rate was 23.70% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Federal Agricultural Mortgage was 58.70% per year. The lowest was -20.60% per year. And the median was 17.00% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Federal Agricultural Mortgage (NYSE:AGM) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
Federal Agricultural Mortgage Dividend Payout Ratio Related Terms
Federal Agricultural Mortgage Dividend Payout Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Federal Agricultural Mortgage Dividend Payout Ratio Chart
AGM vs EZPW, ECPG, QFIN: Dividend Payout Ratio Comparison
For the Credit Services subindustry, Federal Agricultural Mortgage's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Federal Agricultural Mortgage Dividend Payout Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Federal Agricultural Mortgage's Dividend Payout Ratio distribution charts can be found below:
* The bar in red indicates where Federal Agricultural Mortgage's Dividend Payout Ratio falls into.
Federal Agricultural Mortgage Dividend Payout Ratio Calculation
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Federal Agricultural Mortgage (AGM) has a Dividend Payout Ratio of 0.34 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Federal Agricultural Mortgage and its competitors. This is near median its historical median of 0.33. Over the past decade, Federal Agricultural Mortgage's Dividend Payout Ratio has ranged from 0.18 to 0.36. According to the industry distribution chart, Federal Agricultural Mortgage ranks #106 out of 194 companies in the Credit Services industry, placing it in the top 54.6%.
Is Federal Agricultural Mortgage's Dividend Payout Ratio too high?
Federal Agricultural Mortgage's current Dividend Payout Ratio of 0.34 is near median its 10-year median of 0.33. Over the past 10 years, this metric has ranged from a low of 0.18 to a high of 0.36. The Credit Services industry median Dividend Payout Ratio is 0.32. Federal Agricultural Mortgage's value of 0.34 is 6.3% above this industry median. Based on the distribution chart, Federal Agricultural Mortgage ranks #106 out of 194 companies in the Credit Services industry, which is below the industry midpoint. Overall, Federal Agricultural Mortgage has a GF Scoreâ„¢ of 62/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Federal Agricultural Mortgage's Dividend Payout Ratio compare to EZPW and ECPG?
According to the Credit Services industry distribution chart, Federal Agricultural Mortgage ranks #106 out of 194 companies for Dividend Payout Ratio. This places Federal Agricultural Mortgage in the lower half of its industry. The industry median Dividend Payout Ratio is 0.32. Federal Agricultural Mortgage's value of 0.34 is 6.3% above this benchmark. Historically, Federal Agricultural Mortgage's own Dividend Payout Ratio has ranged from 0.18 to 0.36 over the past decade. While the company's 10-year median is 0.33 vs. the industry median of 0.32, Federal Agricultural Mortgage has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Credit Services company?
The median Dividend Payout Ratio among Credit Services companies is 0.32, based on 194 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Federal Agricultural Mortgage's current Dividend Payout Ratio of 0.34 is 6.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Federal Agricultural Mortgage and its competitors. For the Credit Services industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Federal Agricultural Mortgage's current Dividend Payout Ratio is 0.34, which is near median its own 10-year median of 0.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Federal Agricultural Mortgage stock overvalued right now?
Based on GuruFocus' analysis, Federal Agricultural Mortgage (AGM) is currently considered Modestly Undervalued. The stock's GF Value™ is $230.35, compared to a current price of $194.20 — trading 15.7% below its estimated fair value. The current Dividend Payout Ratio is 0.34, which is near median its 10-year median of 0.33 and 6.3% above the Credit Services industry median of 0.32. Federal Agricultural Mortgage's overall GF Score™ is 62/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Federal Agricultural Mortgage (AGM), the current Dividend Payout Ratio is 0.34 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Federal Agricultural Mortgage (AGM) Overvalued in 2026?
Based on GuruFocus' analysis, Federal Agricultural Mortgage stock appears to be undervalued.
The current stock price of $194.20 is trading 15.7% below its estimated GF Value™ of $230.35.
GuruFocus considers Federal Agricultural Mortgage to be Modestly Undervalued.
Key valuation signals for AGM:
Dividend Payout Ratio: 0.34 (near median its 10-year median of 0.33)
GF Value™: $230.35 vs. price of $194.20 (15.7% below fair value)
Industry Position: 6.3% above the Credit Services median (#106 of 194)
No single metric tells the full story. See the AGM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Federal Agricultural Mortgage Business Description
Federal Agricultural Mortgage Corp provides agricultural real estate and rural housing mortgage loans in the secondary market in the U.S. Its operations consist of seven reportable segments: Farm & Ranch, which generates maximum revenue, Corporate AgFinance, Power & Utilities, Broadband Infrastructure, Renewable Energy, Funding, and Investments. The company purchases eligible mortgage loans secured by first liens on agricultural real estate and rural housing under the Farm & Ranch line of business. Its subsidiary purchases portions of certain agricultural, rural development, business and industry, and community facilities loans guaranteed by the USDA. Geographically, the company's operations are spread across different regions in the United States.
62GF Score
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