BORT (Bank of Botetourt Buchanan VA) Equity-to-Asset: 0.11 (As of Jun. 2026) — 22% Above Median

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BORT Bank of Botetourt Buchanan VA BORT
64 GF Score
Price $57.21
GF Value $45.77
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Bank of Botetourt Buchanan VA Equity-to-Asset?

Bank of Botetourt Buchanan VA BORT 64 Equity-to-Asset is 0.11 as of Jun. 2026, which is 22% above its 10-year median of 0.09. GuruFocus rates BORT with a GF Score™ of 64/100 and a GF Value™ of $45.77 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,525 Banks companies, Bank of Botetourt Buchanan VA ranks better than 63.87% on this metric.

Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Bank of Botetourt Buchanan VA's Total Stockholders Equity for the quarter that ended in Jun. 2026 was $101.01 Mil. Bank of Botetourt Buchanan VA's Total Assets for the quarter that ended in Jun. 2026 was $939.41 Mil. Therefore, Bank of Botetourt Buchanan VA's Equity to Asset Ratio for the quarter that ended in Jun. 2026 was 0.11.

The historical rank and industry rank for Bank of Botetourt Buchanan VA's Equity-to-Asset or its related term are showing as below:

BORT' s Equity-to-Asset Range Over the Past 10 Years
Min: 0   Med: 0.09   Max: 0.11
Current: 0.11

During the past 13 years, the highest Equity to Asset Ratio of Bank of Botetourt Buchanan VA was 0.11. The lowest was 0.00. And the median was 0.09.

BORT's Equity-to-Asset is ranked better than
63.87% of 1525 companies
in the Banks industry
Industry Median: 0.1 vs BORT: 0.11

Bank of Botetourt Buchanan VA  (OTCPK:BORT) Equity-to-Asset Explanation

Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.

For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.


Bank of Botetourt Buchanan VA Equity-to-Asset Related Terms


Bank of Botetourt Buchanan VA Equity-to-Asset Historical Data

* Premium members only.

The historical data trend for Bank of Botetourt Buchanan VA's Equity-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank of Botetourt Buchanan VA Equity-to-Asset Chart

Bank of Botetourt Buchanan VA Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Equity-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.09 0.09 0.10 0.10 0.10

Bank of Botetourt Buchanan VA Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Equity-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.10 0.10 0.10 0.11

BORT vs PBNK, PROV, RVSB: Equity-to-Asset Comparison

For the Banks - Regional subindustry, Bank of Botetourt Buchanan VA's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank of Botetourt Buchanan VA Equity-to-Asset vs Banks Industry

For the Banks industry and Financial Services sector, Bank of Botetourt Buchanan VA's Equity-to-Asset distribution charts can be found below:

* The bar in red indicates where Bank of Botetourt Buchanan VA's Equity-to-Asset falls into.


BORT
64GF Score
Bank of Botetourt Buchanan VA BORT
Equity-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bank of Botetourt Buchanan VA Equity-to-Asset Calculation

Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.

Bank of Botetourt Buchanan VA's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Equity to Asset (A: Dec. 2025 )=Total Stockholders Equity/Total Assets
=93.518/923.097
=0.10

Bank of Botetourt Buchanan VA's Equity to Asset Ratio for the quarter that ended in Jun. 2026 is calculated as

Equity to Asset (Q: Jun. 2026 )=Total Stockholders Equity/Total Assets
=101.014/939.409
=0.11

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Equity-to-Asset →
What does a Equity-to-Asset of 0.11 mean?
Bank of Botetourt Buchanan VA (BORT) has a Equity-to-Asset of 0.11 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Bank of Botetourt Buchanan VA and its competitors. This is 22% above median its historical median of 0.09. According to the industry distribution chart, Bank of Botetourt Buchanan VA ranks #551 out of 1525 companies in the Banks industry, placing it in the top 36.1%.
Is Bank of Botetourt Buchanan VA's Equity-to-Asset too high?
Bank of Botetourt Buchanan VA's current Equity-to-Asset of 0.11 is 22% above median its 10-year median of 0.09. The Banks industry median Equity-to-Asset is 0.10. Bank of Botetourt Buchanan VA's value of 0.11 is 10% above this industry median. Based on the distribution chart, Bank of Botetourt Buchanan VA ranks #551 out of 1525 companies in the Banks industry, which is above the industry midpoint. Overall, Bank of Botetourt Buchanan VA has a GF Score™ of 64/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank of Botetourt Buchanan VA's Equity-to-Asset compare to PBNK and PROV?
According to the Banks industry distribution chart, Bank of Botetourt Buchanan VA ranks #551 out of 1525 companies for Equity-to-Asset. This puts Bank of Botetourt Buchanan VA in the upper half of its industry. The industry median Equity-to-Asset is 0.10. Bank of Botetourt Buchanan VA's value of 0.11 is 10% above this benchmark. While the company's 10-year median is 0.09 vs. the industry median of 0.10, Bank of Botetourt Buchanan VA has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,525 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank of Botetourt Buchanan VA's current Equity-to-Asset of 0.11 is 10% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Bank of Botetourt Buchanan VA and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of Botetourt Buchanan VA's current Equity-to-Asset is 0.11, which is 22% above median its own 10-year median of 0.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Botetourt Buchanan VA stock overvalued right now?
Based on GuruFocus' analysis, Bank of Botetourt Buchanan VA (BORT) is currently considered Modestly Overvalued. The stock's GF Value™ is $45.77, compared to a current price of $57.21 — trading 25% above its estimated fair value. The current Equity-to-Asset is 0.11, which is 22% above median its 10-year median of 0.09 and 10% above the Banks industry median of 0.10. Bank of Botetourt Buchanan VA's overall GF Score™ is 64/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Bank of Botetourt Buchanan VA (BORT), the current Equity-to-Asset is 0.11 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank of Botetourt Buchanan VA (BORT) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of Botetourt Buchanan VA stock appears to be overvalued. The current stock price of $57.21 is trading 25% above its estimated GF Value™ of $45.77. GuruFocus considers Bank of Botetourt Buchanan VA to be Modestly Overvalued.

Key valuation signals for BORT:

  • Equity-to-Asset: 0.11 (22% above median its 10-year median of 0.09)
  • GF Value™: $45.77 vs. price of $57.21 (25% above fair value)
  • GF Score™: 64/100 with 5 warning signs
  • Industry Position: 10% above the Banks median (#551 of 1525)

No single metric tells the full story. See the BORT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank of Botetourt Buchanan VA Business Description

Address 19747 Main Street, P.O. Box 339, Buchanan, VA, USA, 24066
Bank of Botetourt Buchanan VA is a Virginia state-chartered bank. The Bank provides full banking services through fourteen branch offices in Botetourt, Roanoke, Rockbridge, and Franklin counties, the Cities of Roanoke and Salem, and the Town of Vinton, all in Virginia. It provides personal, business, mortgage and wealth services to its customers. Its loans segment consit of commercial loans, commercial real estate loans, consumer loans, residential real estate loans, and agricultural & raw land loans. The bank operates in single segment.
64GF Score

Get the complete analysis for BORT

Equity-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$57.21
Price
$45.77
GF Value