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Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. Bank of Botetourt Buchanan VA's Total Liabilities for the quarter that ended in Mar. 2026 was $841.89 Mil. Bank of Botetourt Buchanan VA's Total Assets for the quarter that ended in Mar. 2026 was $938.04 Mil.
Therefore, Bank of Botetourt Buchanan VA's Liabilities-to-Assets Ratio for the quarter that ended in Mar. 2026 was 0.90.
Bank of Botetourt Buchanan VA (OTCPK:BORT) Liabilities-to-Assets Explanation
Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.
Bank of Botetourt Buchanan VA Liabilities-to-Assets Related Terms
Bank of Botetourt Buchanan VA Liabilities-to-Assets Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank of Botetourt Buchanan VA Liabilities-to-Assets Chart
BORT vs PBNK, PROV, RVSB: Liabilities-to-Assets Comparison
For the Banks - Regional subindustry, Bank of Botetourt Buchanan VA's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank of Botetourt Buchanan VA Liabilities-to-Assets vs Banks Industry
For the Banks industry and Financial Services sector, Bank of Botetourt Buchanan VA's Liabilities-to-Assets distribution charts can be found below:
* The bar in red indicates where Bank of Botetourt Buchanan VA's Liabilities-to-Assets falls into.
Bank of Botetourt Buchanan VA Liabilities-to-Assets Calculation
Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.
Bank of Botetourt Buchanan VA's Liabilities-to-Assets Ratio for the fiscal year that ended in Dec. 2025 is calculated as:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank of Botetourt Buchanan VA (BORT) has a Liabilities-to-Assets of 0.90 as of Mar. 2026. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Bank of Botetourt Buchanan VA and its competitors.
Is Bank of Botetourt Buchanan VA's Liabilities-to-Assets too high?
Bank of Botetourt Buchanan VA's current Liabilities-to-Assets is 0.90. Overall, Bank of Botetourt Buchanan VA has a GF Score™ of 64/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank of Botetourt Buchanan VA's Liabilities-to-Assets compare to PBNK and PROV?
Bank of Botetourt Buchanan VA's Liabilities-to-Assets of 0.90 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for a Banks company?
A good Liabilities-to-Assets depends on the Banks industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Bank of Botetourt Buchanan VA and its competitors. Bank of Botetourt Buchanan VA's current Liabilities-to-Assets is 0.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Botetourt Buchanan VA stock overvalued right now?
Based on GuruFocus' analysis, Bank of Botetourt Buchanan VA (BORT) is currently considered Significantly Overvalued. The stock's GF Value™ is $42.12, compared to a current price of $57.21 — trading 35.8% above its estimated fair value. The current Liabilities-to-Assets is 0.90. Bank of Botetourt Buchanan VA's overall GF Score™ is 64/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For Bank of Botetourt Buchanan VA (BORT), the current Liabilities-to-Assets is 0.90 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank of Botetourt Buchanan VA (BORT) Overvalued in 2026?
Based on GuruFocus' analysis, Bank of Botetourt Buchanan VA stock appears to be overvalued.
The current stock price of $57.21 is trading 35.8% above its estimated GF Value™ of $42.12.
GuruFocus considers Bank of Botetourt Buchanan VA to be Significantly Overvalued.
Key valuation signals for BORT:
Liabilities-to-Assets: 0.90
GF Value™: $42.12 vs. price of $57.21 (35.8% above fair value)
No single metric tells the full story. See the BORT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank of Botetourt Buchanan VA is a Virginia state-chartered bank. The Bank provides full banking services through fourteen branch offices in Botetourt, Roanoke, Rockbridge, and Franklin counties, the Cities of Roanoke and Salem, and the Town of Vinton, all in Virginia. It provides personal, business, mortgage and wealth services to its customers. Its loans segment consit of commercial loans, commercial real estate loans, consumer loans, residential real estate loans, and agricultural & raw land loans. The bank operates in single segment.
64GF Score
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